Vermont Federal Credit Union

Overview / Commentary
84 Pine St
Burlington, VT 05402

Vermont Federal Credit Union is headquartered in South Burlington and is the 4th largest credit union in the state of Vermont. It is also the 464th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 142 employees and 49,395 members at 7 locations. Vermont Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Vermont Federal Credit Union is open to individuals who live, work, worship, or attend school in the Vermont counties of Addison, Caledonia, Chittenden, Franklin, Grand Isle, Lamoille, Orange, Orleans, or Washington. Relatives of existing members are also eligible for membership.
See current membership details


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Health Grade Components

NCUA #24405
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD16.15%
Annual Interest Income$20.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$903.5MM$840.4MM
LoansQ3 2022vs Q3 2021$638.3MM$577.7MM
DepositsQ3 2022vs Q3 2021$832.3MM$760.0MM
Equity CapitalQ3 2022vs Q3 2021$61.0MM$70.8MM
Loan Loss AllowanceQ3 2022vs Q3 2021$2.7MM$2.6MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.1MM$675.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Vermont Federal Credit Union are currently being reviewed.


Vermont Federal Credit Union Locations
Branch Office4 Centre DrMilton, VT 05468
Branch Office84 Pine StBurlington, VT 05401-4441
Branch Office1 Court StMiddlebury, VT 05753
Branch Office55 Old Orchard RdSaint Albans, VT 05478-2053
Branch Office80 Midas Dr Ste 100South Burlington, VT 05403-6374
Branch Office100 Panton RdVergennes, VT 05491
Branch Office1 Carmichael StEssex Jct, VT 05452

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