Featured Savings Rates
Featured Accounts

Versailles Savings and Loan Company

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.15%1-year CD12 Month CD
0.15%SavingsPassbook Savings
1.00%4-year CD48 Month CD

Overview / Commentary
937-526-4515
10413 Kley Road
Versailles, OH 45380

Versailles Savings and Loan Company is headquartered in Versailles and is the 168th largest bank in the state of Ohio. It is also the 5,247th largest bank in the nation. It was established in 1887 and as of September of 2016, it had grown to 8 employees at 1 location. Versailles Savings and Loan Company has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Versailles Savings and Loan Company has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #28703
Year Established1887
Employees8
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.49%
Return on Equity - YTD-2.74%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$57.5MM$53.0MM
LoansQ3 2016vs Q3 2015$41.9MM$41.9MM
DepositsQ3 2016vs Q3 2015$40.4MM$34.7MM
Equity CapitalQ3 2016vs Q3 2015$10.1MM$10.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$255.00K$255.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$0$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Versailles Savings and Loan Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Statement Savings Account
OTHER TIERS: 0.03% Up to $25k | 0.05% $25k - $50k | 0.10% $50k - $100k
0.15%*$100k*-Passbook Savings
OTHER TIERS: 0.03% Up to $25k | 0.05% $25k - $50k | 0.10% $50k - $100k
0.05%--Christmas Club

Versailles Savings and Loan Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market Checking
OTHER TIERS: 0.03% $2,500 - $25k | 0.05% $25k - $50k | 0.10% $50k - $100k

Versailles Savings and Loan Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Premiere Checking Account
OTHER TIERS: 0.03% Up to $25k | 0.05% $25k - $50k | 0.10% $50k - $100k
0.15%*$100k*-Basic Business Checking
OTHER TIERS: 0.03% Up to $25k | 0.05% $25k - $50k | 0.10% $50k - $100k

Versailles Savings and Loan Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-48 Month CD
0.60%$1k-36 Month CD
0.40%$1k-30 Month CD
0.40%$1k-25 Month CD Special
0.25%$1k-24 Month CD
0.20%$1k-18 Month CD
0.15%$1k-12 Month CD
0.15%$2,500-8 Month CD Special
0.10%$2,500-182 Day CD

Versailles Savings and Loan Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$100-18 Month IRA
1.01%$100-18 Month Roth IRA
1.01%$100-18 Month Education IRA
Locations


Versailles Savings and Loan Company Locations
Versailles Savings and Loan Company10413 Kley RoadVersailles, OH 45380