Versailles Savings and Loan Company


Overview / Commentary
937-526-4515
10413 Kley Road
Versailles, OH 45380

Versailles Savings and Loan Company is headquartered in VERSAILLES and is the 150th largest bank in the state of Ohio. It is also the 4,167th largest bank in the nation. It was established in 1887 and as of December of 2024, it had grown to 7 employees at 1 location. Versailles Savings and Loan Company has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Versailles Savings and Loan Company has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #28703
Year Established1887
Employees7
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD2.63%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$61.4MM$56.8MM
LoansQ4 2024vs Q4 2023$44MM$41.5MM
DepositsQ4 2024vs Q4 2023$45.7MM$41.6MM
Equity CapitalQ4 2024vs Q4 2023$11.8MM$11.4MM
Loan Loss AllowanceQ4 2024vs Q4 2023$492K$465K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$0$0
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

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Locations


Versailles Savings and Loan Company Locations
Versailles Savings and Loan Company10413 Kley RdVersailles, OH 45380

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