Versailles Savings and Loan Company


Overview / Commentary
937-526-4515
10413 Kley Road
Versailles, OH 45380

Versailles Savings and Loan Company is headquartered in VERSAILLES and is the 148th largest bank in the state of Ohio. It is also the 4,151st largest bank in the nation. It was established in 1887 and as of March of 2025, it had grown to 7 employees at 1 location. Versailles Savings and Loan Company has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Versailles Savings and Loan Company has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #28703
Year Established1887
Employees7
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD5.87%
Annual Interest Income$720K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$59.7MM$56.6MM
LoansQ1 2025vs Q1 2024$44.2MM$41.9MM
DepositsQ1 2025vs Q1 2024$45.7MM$41.2MM
Equity CapitalQ1 2025vs Q1 2024$12MM$11.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$495K$465K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Versailles Savings and Loan Company Locations
Versailles Savings and Loan Company10413 Kley RdVersailles, OH 45380

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