Overview / Commentary
Vicksburg Railroad Credit Union is headquartered in Vicksburg and is the 36th largest credit union in the state of Mississippi. It is also the 3,537th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 4 employees and 997 members at 1 location. Vicksburg Railroad Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Vicksburg Railroad Credit Union is open to employees and retirees of the ICRR, CNR, KCSRR, L&NWRR, and Vicksburg Southern Railroad and those who live or work in Warren County, Mississippi.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vicksburg Railroad Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24892 |
| Year Chartered | 1934 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 1.41% |
| Annual Interest Income | $164K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $12MM$11.3MM |
| Loans | Q1 2025vs Q1 2024 | $7.5MM$7.9MM |
| Deposits | Q1 2025vs Q1 2024 | $8.1MM$7.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.9MM$3.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $9K$22K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $92K$47K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |