Overview / Commentary
205 N Bridge St Ste 111
Victoria, TX 77901

Victoria City-County Employees Federal Credit Union is headquartered in Victoria and is the 361st largest credit union in the state of Texas. It is also the 4,379th largest credit union in the nation. It was established in 1960 and as of June of 2018, it had grown to 2 employees and 1,019 members at 1 location. Victoria City-County Employees Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Victoria County, Jackson County, Goliad County, the cities of Victoria, Edna, and Goliad, and the Texas Alcoholic Beverage Commission who work in or are supervised from Victoria.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Victoria City-County Employees Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #13672
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD-0.13%
Return on Equity - YTD-1.01%
Annual Interest Income$124.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$7.4MM$7.3MM
LoansQ2 2018vs Q2 2017$2.8MM$3.0MM
DepositsQ2 2018vs Q2 2017$6.4MM$6.2MM
Equity CapitalQ2 2018vs Q2 2017$987.00K$1.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$39.00K$12.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$22.00K$49.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Victoria City-County Employees Federal Credit Union Savings Account Rates

0.50%$25-Share Deposit

Victoria City-County Employees Federal Credit Union CD Rates

1.15%$2.5k-24 Month CD
1.00%$2.5k-12 Month CD
0.60%$2.5k-6 Month CD

Victoria City-County Employees Federal Credit Union Locations
Branch Office205 N Bridge St Ste 111Victoria, TX 77901

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