Featured Savings Rates
Featured Accounts

Victoria City-County Employees Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%1-year CD12 Month CD
0.50%SavingsShare Deposit
1.15%2-year CD24 Month CD

Overview / Commentary
361-578-9888
205 N Bridge St Ste 111
Victoria, TX 77901

Victoria City-County Employees Federal Credit Union is headquartered in Victoria and is the 371st largest credit union in the state of Texas. It is also the 4,584th largest credit union in the nation. It was established in 1960 and as of September of 2016, it had grown to 2 employees and 1,115 members at 1 location. Victoria City-County Employees Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Victoria County, Jackson County, Goliad County, the cities of Victoria, Edna, and Goliad, and the Texas Alcoholic Beverage Commission who work in or are supervised from Victoria.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Victoria City-County Employees Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #13672
Year Chartered1960
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD-0.48%
Return on Equity - YTD-3.1%
Annual Interest Income$198.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$7.2MM$7.3MM
LoansQ3 2016vs Q3 2015$2.9MM$3.1MM
DepositsQ3 2016vs Q3 2015$6.1MM$6.1MM
Equity CapitalQ3 2016vs Q3 2015$1.1MM$1.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$9.00K$11.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$71.00K$29.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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Victoria City-County Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25-Share Deposit

Victoria City-County Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$2,500-24 Month CD
1.00%$2,500-12 Month CD
0.60%$2,500-6 Month CD
Locations


Victoria City-County Employees Federal Credit Union Locations
Branch Office205 N Bridge St Ste 111Victoria, TX 77901