Victoria City-County Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.00%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.50%	Savings	Share Deposit 1.20% - Synchrony Bank High Yield Savings
1.15%	2-year CD	24 Month CD 1.65% - Synchrony Bank 24 Month CD

View all Victoria City-County Employees Federal Credit Union rates »

Overview / Commentary

vccefcu.org

361-578-9888

205 N Bridge St Ste 111
Victoria, TX 77901

Victoria City-County Employees Federal Credit Union is headquartered in Victoria and is the 368^th largest credit union in the state of Texas. It is also the 4,540^th largest credit union in the nation. It was established in 1960 and as of March of 2017, it had grown to 2 employees and 1,061 members at 1 location. Victoria City-County Employees Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Victoria County, Jackson County, Goliad County, the cities of Victoria, Edna, and Goliad, and the Texas Alcoholic Beverage Commission who work in or are supervised from Victoria.
See current membership details

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Victoria City-County Employees Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	13672
Year Chartered	1960
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.99%
Return on Equity - YTD	-6.58%
Annual Interest Income	$62.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$7.4MM$7.3MM
Loans	Q1 2017vs Q1 2016	$2.9MM$2.9MM
Deposits	Q1 2017vs Q1 2016	$6.3MM$6.1MM
Equity Capital	Q1 2017vs Q1 2016	$1.1MM$1.1MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$18.00K$18.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$45.00K$76.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
CD

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Victoria City-County Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$25	-	Share Deposit

Victoria City-County Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%	$2,500	-	24 Month CD
1.00%	$2,500	-	12 Month CD
0.60%	$2,500	-	6 Month CD

Locations

Victoria City-County Employees Federal Credit Union Locations
Branch Office	205 N Bridge St Ste 111	Victoria, TX 77901