Overview / Commentary
Victoria Federal Credit Union is headquartered in Victoria and is the 334th largest credit union in the state of Texas. It is also the 4,044th largest credit union in the nation. It was established in 1940 and as of June of 2019, it had grown to 4 employees and 1,296 members at 1 location. Victoria Federal Credit Union has a B health rating.
Health
B
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Victoria Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 3736 |
| Year Chartered | 1940 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.73% |
| Return on Equity - YTD | 5.75% |
| Annual Interest Income | $205.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $9.9MM$10.0MM |
| Loans | Q2 2019vs Q2 2018 | $5.1MM$4.6MM |
| Deposits | Q2 2019vs Q2 2018 | $8.5MM$8.6MM |
| Equity Capital | Q2 2019vs Q2 2018 | $1.3MM$1.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $14.00K$25.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $48.00K$9.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
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Victoria Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $500 | - | Traditional IRA Account |
Victoria Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $2.5k | - | Money Market Account |
Victoria Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $300 | $1m | Investor Sharedraft | |
| 0.10% | $300 | $1m | Senior Citizen Share Draft |
Victoria Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.11% | $1k | - | 36 Month CD | |
| 0.95% | $1k | - | 24 Month CD | |
| 0.65% | $1k | - | 18 Month CD | |
| 0.55% | $1k | - | 12 Month CD | |
| 0.40% | $1k | - | 6 Month CD |
Locations
| Victoria Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 701 Sam Houston Dr | Victoria, TX 77901-4522 |