Victoria Federal Credit Union


Overview / Commentary
361-578-2965
701 Sam Houston Dr.
Victoria, TX 77901

Victoria Federal Credit Union is headquartered in Victoria and is the 319th largest credit union in the state of Texas. It is also the 3,705th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 4 employees and 1,232 members at 1 location. Victoria Federal Credit Union has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Victoria Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #3736
Year Chartered1940
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD9.51%
Annual Interest Income$123K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$8.8MM$9MM
LoansQ1 2025vs Q1 2024$4.9MM$4.9MM
DepositsQ1 2025vs Q1 2024$7.7MM$7.9MM
Equity CapitalQ1 2025vs Q1 2024$1.2MM$1.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$21K$27K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$2K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Victoria Federal Credit Union Locations
Branch Office701 Sam Houston DrVictoria, TX 77901-4522

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