Victoria Federal Credit Union

Overview / Commentary
701 Sam Houston Dr.
Victoria, TX 77901

Victoria Federal Credit Union is headquartered in Victoria and is the 329th largest credit union in the state of Texas. It is also the 3,979th largest credit union in the nation. It was established in 1940 and as of December of 2019, it had grown to 4 employees and 1,286 members at 1 location. Victoria Federal Credit Union has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Victoria Federal Credit Union has a low asset base.

Health Grade Components

NCUA #3736
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD4.02%
Annual Interest Income$431.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$10.2MM$9.0MM
LoansQ4 2019vs Q4 2018$5.3MM$4.7MM
DepositsQ4 2019vs Q4 2018$8.8MM$7.7MM
Equity CapitalQ4 2019vs Q4 2018$1.3MM$1.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$15.00K$27.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$45.00K$27.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Victoria Federal Credit Union Savings Account Rates

0.55%$500-Traditional IRA Account

Victoria Federal Credit Union Money Market Rates

0.30%$2.5k-Money Market Account

Victoria Federal Credit Union Checking Account Rates

0.10%$300$1mInvestor Sharedraft
0.10%$300$1mSenior Citizen Share Draft

Victoria Federal Credit Union CD Rates

1.11%$1k-36 Month CD
0.95%$1k-24 Month CD
0.65%$1k-18 Month CD
0.55%$1k-12 Month CD
0.40%$1k-6 Month CD

Victoria Federal Credit Union Locations
Branch Office701 Sam Houston DrVictoria, TX 77901-4522

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