Vidalia Federal Savings Bank

Overview / Commentary
300 Jackson Street
Vidalia, GA 30474

Vidalia Federal Savings Bank is headquartered in VIDALIA and is the 83rd largest bank in the state of Georgia. It is also the 2,869th largest bank in the nation. It was established in 1936 and as of June of 2023, it had grown to 28 employees at 2 locations. Vidalia Federal Savings Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #29772
Year Established1936
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.33%
Return on Equity - YTD-2.36%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$223.4MM$221.3MM
LoansQ2 2023vs Q2 2022$80.1MM$69.1MM
DepositsQ2 2023vs Q2 2022$177.5MM$190.3MM
Equity CapitalQ2 2023vs Q2 2022$29.3MM$30.1MM
Loan Loss AllowanceQ2 2023vs Q2 2022$882.00K$475.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$772.00K$576.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0

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Vidalia Federal Savings Bank Locations
Lyons Branch209 W. Liberty StLyons, GA 30436
Vidalia Federal Savings Bank300 Jackson StVidalia, GA 30474

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