Vidalia Federal Savings Bank
LOCATIONS
2
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
2.02% APY
5 Year CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.02% | 5-year CD | 5 Year CD |
| 1.01% | 1-year CD | 1 Year CD |
| 0.50% | Savings | Passbook |
Overview / Commentary
Vidalia Federal Savings Bank is headquartered in Vidalia and is the 71st largest bank in the state of Georgia. It is also the 2,730th largest bank in the nation. It was established in 1936 and as of March of 2018, it had grown to 30 employees at 2 locations. Vidalia Federal Savings Bank's CD rates are 12% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 29772 |
| Year Established | 1936 |
| Employees | 30 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 3.18% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $222.5MM$231.4MM |
| Loans | Q1 2018vs Q1 2017 | $59.3MM$61.7MM |
| Deposits | Q1 2018vs Q1 2017 | $190.9MM$201.3MM |
| Equity Capital | Q1 2018vs Q1 2017 | $31.3MM$29.9MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $631.00K$605.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $1.9MM$2.2MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $326.00K$0 |
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Vidalia Federal Savings Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $25 | - | Passbook |
Vidalia Federal Savings Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $50 | - | Freedom Checking Plus (w/o Images) | |
| 0.50% | $50 | - | Premier Plus Checking (w/ Images) |
Vidalia Federal Savings Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $2.5k | $100k | 5 Year CD | |
| 1.77% | $2.5k | $100k | 4 Year CD | |
| 1.51% | $2.5k | $100k | 3 Year CD | |
| 1.26% | $2.5k | $100k | 2 Year CD | |
| 1.01% | $1k | $100k | 1 Year CD | |
| 0.75% | $5k | $100k | 6 Month CD | |
| 0.50% | $5k | $100k | 3 Month CD |
Vidalia Federal Savings Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $250 | - | 18 Month IRA |
Locations
| Vidalia Federal Savings Bank Locations | ||
|---|---|---|
| Lyons Branch | 209 W. Liberty St | Lyons, GA 30436 |
| Vidalia Federal Savings Bank | 300 Jackson Street | Vidalia, GA 30474 |