Vidalia Federal Savings Bank

Overview / Commentary
300 Jackson Street
Vidalia, GA 30474

Vidalia Federal Savings Bank is headquartered in VIDALIA and is the 91st largest bank in the state of Georgia. It is also the 2,946th largest bank in the nation. It was established in 1936 and as of March of 2024, it had grown to 27 employees at 2 locations. Vidalia Federal Savings Bank's CD rates are 5X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #29772
Year Established1936
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.92%
Return on Equity - YTD-6.85%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$214.5MM$205.4MM
LoansQ1 2024vs Q1 2023$88.1MM$77.1MM
DepositsQ1 2024vs Q1 2023$168.6MM$174.6MM
Equity CapitalQ1 2024vs Q1 2023$28.5MM$29.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$813K$882K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$150K$646K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Vidalia Federal Savings Bank Savings Account Rates

0.25%$25-Freedom Savings

Vidalia Federal Savings Bank Checking Account Rates

0.25%$50-Freedom Plus Checking
0.25%$50-Premier Plus Checking

Vidalia Federal Savings Bank CD Rates

4.86%$1k$100k1 Year CD
4.34%$2.5k$100k3 Year CD
4.34%$2.5k$100k4 Year CD
4.34%$2.5k$100k5 Year CD
4.08%$2.5k$100k2 Year CD
2.02%$5k$100k3 Month CD
2.02%$5k$100k6 Month CD

Vidalia Federal Savings Bank IRA Rates

4.08%$250-18 Month IRA

Vidalia Federal Savings Bank Locations
Lyons Branch209 W. Liberty StLyons, GA 30436
Vidalia Federal Savings Bank300 Jackson StVidalia, GA 30474

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