Vidalia Federal Savings Bank

Overview / Commentary
300 Jackson Street
Vidalia, GA 30474

Vidalia Federal Savings Bank is headquartered in Vidalia and is the 87th largest bank in the state of Georgia. It is also the 2,944th largest bank in the nation. It was established in 1936 and as of June of 2022, it had grown to 27 employees at 2 locations. Vidalia Federal Savings Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #29772
Year Established1936
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.22%
Return on Equity - YTD-1.59%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$221.3MM$214.6MM
LoansQ2 2022vs Q2 2021$69.1MM$58.9MM
DepositsQ2 2022vs Q2 2021$190.3MM$182.5MM
Equity CapitalQ2 2022vs Q2 2021$30.1MM$31.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$475.00K$519.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$576.00K$865.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Vidalia Federal Savings Bank are currently being reviewed.


Vidalia Federal Savings Bank Locations
Lyons Branch209 W. Liberty StLyons, GA 30436
Vidalia Federal Savings Bank300 Jackson StVidalia, GA 30474

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