Vidalia Federal Savings Bank
LOCATIONS
2
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
2.02% APY
5 Year CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.02% | 5-year CD | |
| 0.50% | Savings | 2.00% - Ally Bank Online Savings Account |
| 1.77% | 4-year CD | 2.85% - Barclays 48 Month Online CD |
Overview / Commentary
Vidalia Federal Savings Bank is headquartered in Vidalia and is the 70th largest bank in the state of Georgia. It is also the 2,747th largest bank in the nation. It was established in 1936 and as of September of 2018, it had grown to 29 employees at 2 locations. Vidalia Federal Savings Bank has a B+ health rating.
Health
B+
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 29772 |
| Year Established | 1936 |
| Employees | 29 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.46% |
| Return on Equity - YTD | 3.24% |
| Annual Interest Income | $4.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $216.6MM$226.2MM |
| Loans | Q3 2018vs Q3 2017 | $61.3MM$60.7MM |
| Deposits | Q3 2018vs Q3 2017 | $184.4MM$195.0MM |
| Equity Capital | Q3 2018vs Q3 2017 | $31.8MM$30.9MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $610.00K$605.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $2.3MM$1.6MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $216.00K$0 |
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Vidalia Federal Savings Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $25 | - | Passbook |
Vidalia Federal Savings Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $50 | - | Freedom Checking Plus (w/o Images) | |
| 0.50% | $50 | - | Premier Plus Checking (w/ Images) |
Vidalia Federal Savings Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $2.5k | $100k | 5 Year CD | |
| 1.77% | $2.5k | $100k | 4 Year CD | |
| 1.51% | $2.5k | $100k | 3 Year CD | |
| 1.26% | $2.5k | $100k | 2 Year CD | |
| 0.75% | $5k | $100k | 6 Month CD | |
| 0.50% | $5k | $100k | 3 Month CD |
Vidalia Federal Savings Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $250 | - | 18 Month IRA |
Locations
| Vidalia Federal Savings Bank Locations | ||
|---|---|---|
| Lyons Branch | 209 W. Liberty St | Lyons, GA 30436 |
| Vidalia Federal Savings Bank | 300 Jackson Street | Vidalia, GA 30474 |