Overview / Commentary
Vidalia Federal Savings Bank is headquartered in Vidalia and is the 87th largest bank in the state of Georgia. It is also the 2,944th largest bank in the nation. It was established in 1936 and as of June of 2022, it had grown to 27 employees at 2 locations. Vidalia Federal Savings Bank has an A+ health rating.
Health
A+
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 29772 |
| Year Established | 1936 |
| Employees | 27 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.22% |
| Return on Equity - YTD | -1.59% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $221.3MM$214.6MM |
| Loans | Q2 2022vs Q2 2021 | $69.1MM$58.9MM |
| Deposits | Q2 2022vs Q2 2021 | $190.3MM$182.5MM |
| Equity Capital | Q2 2022vs Q2 2021 | $30.1MM$31.3MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $475.00K$519.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $576.00K$865.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |