Vidalia Federal Savings Bank


Overview / Commentary
912-537-8805
300 Jackson Street
Vidalia, GA 30474

Vidalia Federal Savings Bank is headquartered in VIDALIA and is the 92nd largest bank in the state of Georgia. It is also the 2,870th largest bank in the nation. It was established in 1936 and as of March of 2025, it had grown to 28 employees at 2 locations. Vidalia Federal Savings Bank's CD rates are 4X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #29772
Year Established1936
Employees28
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.85%
Return on Equity - YTD-7.2%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$229MM$214.5MM
LoansQ1 2025vs Q1 2024$92.6MM$88.1MM
DepositsQ1 2025vs Q1 2024$174.9MM$168.6MM
Equity CapitalQ1 2025vs Q1 2024$26.8MM$28.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$923K$813K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$156K$150K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Vidalia Federal Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-Freedom Savings

Vidalia Federal Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$50-Freedom Plus Checking
0.25%$50-Premier Plus Checking

Vidalia Federal Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$1k$100k1 Year CD
3.30%$2.5k$100k2 Year CD
3.30%$2.5k$100k3 Year CD
3.30%$2.5k$100k4 Year CD
3.30%$2.5k$100k5 Year CD
1.26%$5k$100k3 Month CD
1.26%$5k$100k6 Month CD

Vidalia Federal Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$250-18 Month IRA
Locations


Vidalia Federal Savings Bank Locations
Lyons Branch209 W. Liberty StLyons, GA 30436
Vidalia Federal Savings Bank300 Jackson StVidalia, GA 30474

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