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Overview / Commentary
515-243-4400
601 E Court Ave
Des Moines, IA 50309

Village Credit Union is headquartered in Des Moines and is the 62nd largest credit union in the state of Iowa. It is also the 3,949th largest credit union in the nation. It was established in 1967 and as of June of 2017, it had grown to 5 employees and 2,677 members at 1 location. Village Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Polk, Boone, Dallas, Jasper, Story, Warren, Marion, and Madison Counties in Iowa.
See current membership details

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Reviews (1)

Good Service

Posted by: itserich | Jan 17, 2017

Village Credit Union is a small credit union in downtown Des Moines. Of the credit unions I have joined in person, this took the shortest amount of time to join and open CDs, in person. The first visit was less than a half hour, opening subsequent CDs took less than 10 minutes. Remarkably quick compared with several other local credit unions.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Village Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #64308
Year Chartered1967
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD4.54%
Annual Interest Income$328.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$12.7MM$10.8MM
LoansQ2 2017vs Q2 2016$9.0MM$8.5MM
DepositsQ2 2017vs Q2 2016$10.9MM$9.1MM
Equity CapitalQ2 2017vs Q2 2016$1.7MM$1.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$152.00K$140.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$195.00K$149.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Village Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$200-IRA Shares
0.05%$200-Regular Shares
0.05%$200-Vacation Shares
0.05%$50-Kirby Kangaroo Savings
0.05%$200-Escrow Shares
0.05%$50-Holiday Shares
0.05%$200-CU Succeed

Village Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Money Market
OTHER TIERS: 0.25% $2,500 - $10k | 0.35% $10k - $25k

Village Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$5k*-24 Month CD
OTHER TIERS: 0.95% $1k - $5k
0.65%*$5k*-12 Month CD
OTHER TIERS: 0.60% $1k - $5k
0.45%*$5k*-6 Month CD
OTHER TIERS: 0.40% $1k - $5k

Village Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-24 Month IRA
0.60%$500-12 Month IRA
Locations


Village Credit Union Locations
Branch Office601 E Court AveDes Moines, IA 50309