Virginia Credit Union


Overview / Commentary
804-323-6800
7500 Boulder View Dr
North Chesterfield, VA 23225

Field of Membership Restrictions

Membership in Virginia Credit Union is open to anyone through membership in the Friends of the Central Rappahannock Regional Library ($10 membership fee), Friends of the Chesterfield County Public Library ($15 membership fee), or Friends of the Henrico County Public Library ($10 membership fee). Membership is also open to those who live, work, attend school or worship in Buckingham, Cumberland, Nottoway or Prince Edward Counties and the City of Richmond, Petersburg, Hopewell, or Fredericksburg and to employees and retirees of the Commonwealth of Virginia, any county, city or town government, or public school system in Virginia, any Virginia state-funded college or university, Randolph-Macon College, University of Richmond, or Virginia Union University, and employees of the credit union's Select Employer Group.
See current membership details

Reviews (1)

Do Not Use Virginia Credit Union

Posted by: |

They're the worst institution that I've dealt with. They're a cliche of long customer service hold times, repeat transfers, and unhelpful personnel. They'll send you in circles over and over and they aren't easily accessible. And you'll need customer service A LOT with them, unfortunately. They move around their online platforms and processes, rife with bugs and crashes. You can update your address or phone number on their website 10 times and it still won't stick, and then they'll lock you out if you don't enter the outdated information that lingers in their system. Seriously, dealing with these guys is not worth the impact on your mental health.



Health

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Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Virginia Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$100-Health Savings Account
0.40%*$500*-Regular Savings Account
OTHER TIERS: 0.05% $100 - $500

Virginia Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.90%*$250k*-Premium Plus Money Market
OTHER TIERS: 0.05% $100 - $25k | 2.05% $25k - $50k | 2.30% $50k - $100k | 2.55% $100k - $250k
1.80%*$250k*-Business Plus Money Market Checking
OTHER TIERS: 0.05% $100 - $25k | 1.35% $25k - $50k | 1.50% $50k - $100k | 1.65% $100k - $250k
1.55%*$10k*-Premium Money Market
OTHER TIERS: 0.05% $100 - $10k
1.30%*$1.5k*-Business Money Market Checking
OTHER TIERS: 0.05% $100 - $1.5k

Virginia Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$5k*-Checking Plus
OTHER TIERS: 0.05% $1 - $5k
0.25%*$5k*-Extra Credit Checking (age 13-22)
OTHER TIERS: 0.05% $1 - $5k
0.25%*$5k*-Enhanced Benefit Checking
OTHER TIERS: 0.05% $1 - $5k

Virginia Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.28%*$100k*-12 Month CD
OTHER TIERS: 3.85% $500 - $5k | 3.86% $5k - $50k | 4.07% $50k - $1m
4.28%*$100k*-Business 12 Month CD
OTHER TIERS: 3.85% $500 - $5k | 3.86% $5k - $50k | 4.07% $50k - $100k
4.18%*$100k*-60 Month CD
OTHER TIERS: 3.75% $500 - $5k | 3.76% $5k - $50k | 3.97% $50k - $1m
4.18%*$100k*-Business 60 Month CD
OTHER TIERS: 3.75% $500 - $5k | 3.76% $5k - $50k | 3.97% $50k - $1m
4.08%*$100k*-36 Month CD
OTHER TIERS: 3.65% $500 - $5k | 3.66% $5k - $50k | 3.87% $50k - $1m
4.08%*$100k*-48 Month CD
OTHER TIERS: 3.65% $500 - $5k | 3.66% $5k - $50k | 3.87% $50k - $1m
4.08%*$100k*-Business 36 Month CD
OTHER TIERS: 3.65% $500 - $5k | 3.66% $5k - $50k | 3.87% $50k - $1m
4.08%*$100k*-Business 48 Month CD
OTHER TIERS: 3.65% $500 - $5k | 3.66% $5k - $50k | 3.87% $50k - $1m
3.97%*$100k*-24 Month CD
OTHER TIERS: 3.55% $500 - $5k | 3.56% $5k - $50k | 3.77% $50k - $1m
3.97%*$100k*-Business 24 Month CD
OTHER TIERS: 3.55% $500 - $5k | 3.56% $5k - $50k | 3.77% $50k - $100k
2.81%*$100k*-6 Month CD
OTHER TIERS: 2.40% $500 - $5k | 2.41% $5k - $50k | 2.61% $50k - $1m
2.81%*$100k*-Business 6 Month CD
OTHER TIERS: 2.40% $500 - $5k | 2.41% $5k - $50k | 2.61% $50k - $100k

Virginia Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.28%*$100k*-12 Month IRA
OTHER TIERS: 3.85% $100 - $5k | 3.86% $5k - $50k | 4.07% $50k - $1m
4.18%*$100k*-60 Month IRA
OTHER TIERS: 3.75% $100 - $5k | 3.76% $5k - $50k | 3.97% $50k - $1m
4.08%*$100k*-36 Month IRA
OTHER TIERS: 3.65% $100 - $5k | 3.66% $5k - $50k | 3.87% $50k - $1m
4.08%*$100k*-48 Month IRA
OTHER TIERS: 3.65% $100 - $5k | 3.66% $5k - $50k | 3.87% $50k - $1m
3.97%*$100k*-24 Month IRA
OTHER TIERS: 3.55% $100 - $5k | 3.56% $5k - $50k | 3.77% $50k - $1m
3.42%*$100k*-18 Month Variable IRA
OTHER TIERS: 3.00% $100 - $5k | 3.01% $5k - $50k | 3.21% $50k - $1m
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