Featured Savings Rates
Featured Accounts

Vision Financial Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.75%1-year CD12 Month CD
0.10%SavingsShare Savings
1.11%3-year CD36 Month Step Up CD

Overview / Commentary
919-477-0696
214 Pacific Ave
Durham, NC 27704

Vision Financial Federal Credit Union is headquartered in Durham and is the 32nd largest credit union in the state of North Carolina. It is also the 2,285th largest credit union in the nation. It was established in 1960 and as of September of 2016, it had grown to 22 employees and 10,871 members at 5 locations. Vision Financial Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Vision Financial Federal Credit Union is open to anyone through membership in the North Carolina Consumer Council ($18 membership fee). Membership is also open to the following: (1) those who live, work, or worship in select areas of Durham County and Cumberland County in North Carolina; (2) to employees of Durham VA Hospital, GTE/Verizon - NC, SC, GA, and over 50 area Select Employer Groups.
See current membership details

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vision Financial Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #13492
Year Chartered1960
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD-1.37%
Return on Equity - YTD-15.69%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$51.5MM$54.4MM
LoansQ3 2016vs Q3 2015$37.0MM$39.5MM
DepositsQ3 2016vs Q3 2015$46.8MM$48.1MM
Equity CapitalQ3 2016vs Q3 2015$4.5MM$6.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$672.00K$239.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$598.00K$1.4MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vision Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%--Roth IRA Account
0.45%--Coverdell Savings Account
0.45%--Health Savings Account
0.45%--IRA Account
0.35%--Christmas Club
0.35%--Vacation Club
0.10%--Share Savings

Vision Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Money Market Account

Vision Financial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Checking Account

Vision Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%--36 Month Step Up CD
0.95%--24 Month CD
0.85%--12 Month Student CD
0.80%--18 Month CD
0.75%--12 Month CD
0.30%--6 Month CD

Vision Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%--36 Month Step UP IRA
0.95%--24 Month IRA
0.80%--18 Month IRA
0.75%--12 Month IRA
0.30%--6 Month IRA
Locations


Vision Financial Federal Credit Union Locations
Branch Office508 Fulton St Rm FG161Durham, NC 27705-3875
Branch Office4473 Durham RdRoxboro, NC 27574-6372
Branch Office214 Pacific AveDurham, NC 27704
Branch Office1058 W Club Blvd Ste 504Durham, NC 27701-1159
Branch Office3190 Natal StFayetteville, NC 28306-2865