Vision Financial Federal Credit Union


Overview / Commentary
919-477-0696
214 Pacific Ave
Durham, NC 27704

Vision Financial Federal Credit Union is headquartered in Durham and is the 37th largest credit union in the state of North Carolina. It is also the 2,321st largest credit union in the nation. It was established in 1960 and as of June of 2020, it had grown to 18 employees and 8,262 members at 3 locations. Vision Financial Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Vision Financial Federal Credit Union is open to anyone through membership in the North Carolina Consumer Council ($18 membership fee). Membership is also open to the following: (1) those who live, work, or worship in select areas of Durham County and Cumberland County in North Carolina; (2) to employees of Durham VA Hospital, GTE/Verizon - NC, SC, GA, and over 50 area Select Employer Groups.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vision Financial Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #13492
Year Chartered1960
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD7.08%
Annual Interest Income$878.00K
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$55.0MM$49.2MM
LoansQ2 2020vs Q2 2019$20.7MM$23.6MM
DepositsQ2 2020vs Q2 2019$49.1MM$43.9MM
Equity CapitalQ2 2020vs Q2 2019$5.7MM$5.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$432.00K$586.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$60.00K$198.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Vision Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vision Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%--Health Savings Account
0.45%--Traditional IRA Account
0.45%--Roth and CESA IRA Account
0.25%--Christmas Club
0.25%--Vacation Club
0.05%$25-Share Savings

Vision Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Money Market Account

Vision Financial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Checking Account

Vision Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--36 Month CD
0.20%--24 Month CD
0.15%--18 Month CD
0.10%--12 Month CD
0.05%--6 Month CD

Vision Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--36 Month IRA
0.20%--24 Month IRA
0.15%--18 Month IRA
0.10%--12 Month IRA
0.05%--6 Month IRA
Locations


Vision Financial Federal Credit Union Locations
Branch Office4473 Durham RdRoxboro, NC 27574-6372
Branch Office214 Pacific AveDurham, NC 27704
Branch Office3190 Natal StFayetteville, NC 28306-2865

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