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Featured Accounts

Vision Financial Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month CD
0.10%SavingsShare Savings
0.80%3-year CD36 Month CD

Overview / Commentary
919-477-0696
214 Pacific Ave
Durham, NC 27704

Vision Financial Federal Credit Union is headquartered in Durham and is the 35th largest credit union in the state of North Carolina. It is also the 2,343rd largest credit union in the nation. It was established in 1960 and as of March of 2017, it had grown to 23 employees and 10,603 members at 4 locations. Vision Financial Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Vision Financial Federal Credit Union is open to anyone through membership in the North Carolina Consumer Council ($18 membership fee). Membership is also open to the following: (1) those who live, work, or worship in select areas of Durham County and Cumberland County in North Carolina; (2) to employees of Durham VA Hospital, GTE/Verizon - NC, SC, GA, and over 50 area Select Employer Groups.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vision Financial Federal Credit Union has a relatively low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #13492
Year Chartered1960
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD-2.42%
Return on Equity - YTD-31.81%
Annual Interest Income$583.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$50.8MM$52.5MM
LoansQ1 2017vs Q1 2016$33.0MM$39.4MM
DepositsQ1 2017vs Q1 2016$46.8MM$47.6MM
Equity CapitalQ1 2017vs Q1 2016$3.8MM$4.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.0MM$524.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$463.00K$391.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vision Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%--Roth IRA Account
0.45%--Coverdell Savings Account
0.45%--Health Savings Account
0.45%--IRA Account
0.35%--Christmas Club
0.35%--Vacation Club
0.10%--Share Savings

Vision Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Money Market Account

Vision Financial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Checking Account

Vision Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--36 Month CD
0.70%--24 Month CD
0.60%--18 Month CD
0.50%--12 Month CD
0.30%--6 Month CD

Vision Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--36 Month IRA
0.70%--24 Month IRA
0.60%--18 Month IRA
0.50%--12 Month IRA
0.30%--6 Month IRA
Locations


Vision Financial Federal Credit Union Locations
Branch Office4473 Durham RdRoxboro, NC 27574-6372
Branch Office214 Pacific AveDurham, NC 27704
Branch Office1058 W Club Blvd Ste 504Durham, NC 27701-1159
Branch Office3190 Natal StFayetteville, NC 28306-2865