Vision Financial Federal Credit Union
Vision Financial Federal Credit Union is headquartered in Durham and is the 37th largest credit union in the state of North Carolina. It is also the 2,326th largest credit union in the nation. It was established in 1960 and as of December of 2018, it had grown to 20 employees and 9,791 members at 3 locations. Vision Financial Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Vision Financial Federal Credit Union is open to anyone through membership in the North Carolina Consumer Council ($18 membership fee). Membership is also open to the following: (1) those who live, work, or worship in select areas of Durham County and Cumberland County in North Carolina; (2) to employees of Durham VA Hospital, GTE/Verizon - NC, SC, GA, and over 50 area Select Employer Groups.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 13492 |
| Year Chartered | 1960 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.85% |
| Return on Equity - YTD | 8.8% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $49.4MM$47.5MM |
| Loans | Q4 2018vs Q4 2017 | $25.0MM$29.4MM |
| Deposits | Q4 2018vs Q4 2017 | $44.6MM$43.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.8MM$4.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $737.00K$945.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $375.00K$734.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Vision Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Vision Financial Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | - | - | Health Savings Account | |
| 0.45% | - | - | Traditional IRA Account | |
| 0.45% | - | - | Roth and CESA IRA Account | |
| 0.35% | - | - | Christmas Club | |
| 0.35% | - | - | Vacation Club | |
| 0.10% | $25 | - | Share Savings |
Vision Financial Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Money Market Account |
Vision Financial Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $500 | - | Share Checking Account |
Vision Financial Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | - | - | 36 Month CD | |
| 0.70% | - | - | 24 Month CD | |
| 0.60% | - | - | 18 Month CD | |
| 0.50% | - | - | 12 Month CD | |
| 0.30% | - | - | 6 Month CD |
Vision Financial Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | - | - | 36 Month IRA | |
| 0.70% | - | - | 24 Month IRA | |
| 0.60% | - | - | 18 Month IRA | |
| 0.50% | - | - | 12 Month IRA | |
| 0.30% | - | - | 6 Month IRA |
| Vision Financial Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 4473 Durham Rd | Roxboro, NC 27574-6372 |
| Branch Office | 214 Pacific Ave | Durham, NC 27704 |
| Branch Office | 3190 Natal St | Fayetteville, NC 28306-2865 |