Vision Financial Federal Credit Union is headquartered in Durham and is the 36th largest credit union in the state of North Carolina. It is also the 2,308th largest credit union in the nation. It was established in 1960 and as of June of 2023, it had grown to 14 employees and 6,813 members at 3 locations. Vision Financial Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.
Membership in Vision Financial Federal Credit Union is open to anyone through membership in the North Carolina Consumer Council ($18 membership fee). Membership is also open to the following: (1) those who live, work, or worship in select areas of Durham County and Cumberland County in North Carolina; (2) to employees of Durham VA Hospital, GTE/Verizon - NC, SC, GA, and over 50 area Select Employer Groups.
See current membership details
Overall | |
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NCUA # | 13492 |
Year Chartered | 1960 |
Employees | 14 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.37% |
Return on Equity - YTD | 10.48% |
Annual Interest Income | $1.1MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $59.8MM$62.1MM |
Loans | Q2 2023vs Q2 2022 | $19.7MM$17.9MM |
Deposits | Q2 2023vs Q2 2022 | $51.4MM$54.9MM |
Equity Capital | Q2 2023vs Q2 2022 | $7.9MM$6.8MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $52.00K$59.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $3.00K$3.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Vision Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.51% | - | - | Health Savings Account | |
1.51% | - | - | Traditional IRA Account | |
1.51% | - | - | Roth and CESA IRA Account | |
0.15% | - | - | Christmas Club | |
0.15% | - | - | Vacation Club | |
0.10% | $25 | - | Share Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.21% | $2.5k | - | Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $500 | - | Share Checking Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.39% | - | - | 24 Month IRA | |
4.33% | - | - | 36 Month IRA | |
4.23% | - | - | 18 Month IRA | |
4.18% | - | - | 12 Month IRA | |
4.07% | - | - | 6 Month IRA |
Vision Financial Federal Credit Union Locations | ||
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Branch Office | 4473 Durham Rd | Roxboro, NC 27574-6372 |
Branch Office | 214 Pacific Ave | Durham, NC 27704 |
Branch Office | 3190 Natal St | Fayetteville, NC 28306-2865 |