Vision Financial Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.85%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Limited time offer: Earn up to $300 cash bonus. Terms apply.

Member FDIC

4.05%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member NCUA

5.00%

Our Rating

4.2 / 5

Langley Federal Credit Union

High-Yield Savings

See Offer

Sponsored Note: + 1.20% Boost on High Yield Savings APY, for up to 5.00% APY for 3 months on new accounts. Terms apply. See website for details.

Member FDIC

3.40%

Our Rating

4.6 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: Watch your money grow with no monthly fees or minimums.

Member FDIC

3.50%

Our Rating

4.3 / 5

American Express National Bank, Member FDIC

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Overview / Commentary

www.vffcu.org

919-477-0696

214 Pacific Ave
Durham, NC 27704

Vision Financial Federal Credit Union is headquartered in Durham and is the 33^rd largest credit union in the state of North Carolina. It is also the 2,297^th largest credit union in the nation. It was established in 1960 and as of June of 2025, it had grown to 17 employees and 6,395 members at 3 locations. Vision Financial Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Vision Financial Federal Credit Union is open to anyone through membership in the North Carolina Consumer Council ($18 membership fee). Membership is also open to the following: (1) those who live, work, or worship in select areas of Durham County and Cumberland County in North Carolina; (2) to employees of Durham VA Hospital, GTE/Verizon - NC, SC, GA, and over 50 area Select Employer Groups.
See current membership details

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Health

Data as of Q2 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vision Financial Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	13492
Year Chartered	1960
Employees	17
Primary Regulator

Profit Margin
Return on Assets - YTD	1.24%
Return on Equity - YTD	7.67%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q2 2025vs Q2 2024	$58.4MM$57.2MM
Loans	Q2 2025vs Q2 2024	$19.6MM$20MM
Deposits	Q2 2025vs Q2 2024	$48.7MM$47.9MM
Equity Capital	Q2 2025vs Q2 2024	$9.3MM$8.6MM
Loan Loss Allowance	Q2 2025vs Q2 2024	$123K$147K
Unbacked Noncurrent Loans	Q2 2025vs Q2 2024	$33K$26K
Real Estate Owned	Q2 2025vs Q2 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.85%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Limited time offer: Earn up to $300 cash bonus. Terms apply.

Member FDIC

4.05%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member NCUA

5.00%

Our Rating

4.2 / 5

Langley Federal Credit Union

High-Yield Savings

See Offer

Sponsored Note: + 1.20% Boost on High Yield Savings APY, for up to 5.00% APY for 3 months on new accounts. Terms apply. See website for details.

Member FDIC

3.40%

Our Rating

4.6 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: Watch your money grow with no monthly fees or minimums.

Member FDIC

3.50%

Our Rating

4.3 / 5

American Express National Bank, Member FDIC

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Vision Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Vision Financial Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$0	-	Health Savings Account
0.15%	$0	-	Christmas Club
0.15%	$0	-	Vacation Club
0.10%	$25	-	Share Savings

Vision Financial Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.21%	$2.5k	-	Money Market Account

Vision Financial Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$500	-	Share Checking Account

Vision Financial Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.82%	$0	-	6 Month Share Certificate
3.56%	$0	-	12 Month Share Certificate
3.45%	$0	-	18 Month Share Certificate
3.45%	$0	-	18 Month Student Share Certificate
3.40%	$0	-	24 Month Share Certificate
3.25%	$0	-	36 Month Share Certificate

Vision Financial Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.82%	$0	-	6 Month IRA
3.56%	$0	-	12 Month IRA
3.45%	$0	-	18 Month IRA
3.40%	$0	-	24 Month IRA
3.25%	$0	-	36 Month IRA
1.51%	$0	-	Traditional IRA Account
1.51%	$0	-	Roth and CESA IRA Account

Locations

Vision Financial Federal Credit Union Locations
Branch Office	4473 Durham Rd	Roxboro, NC 27574-6372
Branch Office	214 Pacific Ave	Durham, NC 27704
Branch Office	3190 Natal St	Fayetteville, NC 28306-2865

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