Vision Financial Federal Credit Union is headquartered in Durham and is the 35th largest credit union in the state of North Carolina. It is also the 2,329th largest credit union in the nation. It was established in 1960 and as of December of 2024, it had grown to 18 employees and 6,421 members at 3 locations. Vision Financial Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.
Membership in Vision Financial Federal Credit Union is open to anyone through membership in the North Carolina Consumer Council ($18 membership fee). Membership is also open to the following: (1) those who live, work, or worship in select areas of Durham County and Cumberland County in North Carolina; (2) to employees of Durham VA Hospital, GTE/Verizon - NC, SC, GA, and over 50 area Select Employer Groups.
See current membership details
Overall | |
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NCUA # | 13492 |
Year Chartered | 1960 |
Employees | 18 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.22% |
Return on Equity - YTD | 7.78% |
Annual Interest Income | $2.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2024vs Q4 2023 | $56.6MM$57.5MM |
Loans | Q4 2024vs Q4 2023 | $20.7MM$20.3MM |
Deposits | Q4 2024vs Q4 2023 | $47.2MM$48.6MM |
Equity Capital | Q4 2024vs Q4 2023 | $9MM$8.3MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $155K$102K |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $5K$23K |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Vision Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.51% | $0 | - | Health Savings Account | |
0.15% | $0 | - | Christmas Club | |
0.15% | $0 | - | Vacation Club | |
0.10% | $25 | - | Share Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.21% | $2.5k | - | Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $500 | - | Share Checking Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.07% | $0 | - | 12 Month IRA | |
3.97% | $0 | - | 6 Month IRA | |
3.82% | $0 | - | 24 Month IRA | |
3.71% | $0 | - | 18 Month IRA | |
3.30% | $0 | - | 36 Month IRA | |
1.51% | $0 | - | Traditional IRA Account | |
1.51% | $0 | - | Roth and CESA IRA Account |
Vision Financial Federal Credit Union Locations | ||
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Branch Office | 4473 Durham Rd | Roxboro, NC 27574-6372 |
Branch Office | 214 Pacific Ave | Durham, NC 27704 |
Branch Office | 3190 Natal St | Fayetteville, NC 28306-2865 |