VisionBank (IA)

Overview / Commentary

www.visionbank.com

515-956-4343

104 Chestnut St
Ames, IA 50010

VisionBank (IA) is headquartered in AMES and is the 29^th largest bank in the state of Iowa. It is also the 1,178^th largest bank in the nation. It was established in 1884 and as of June of 2024, it had grown to 126 employees at 13 locations. VisionBank (IA)'s money market rates are 4X the national average, and it has an A health rating.

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2017
2015

2/1 - VisionBank (IA) Adds 14-Month Winter CD Special

8/21 - VisionBank of Iowa Introduces New 14-month CD Special

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Health

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #	11763
Year Established	1884
Employees	126
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.08%
Return on Equity - YTD	11.21%
Annual Interest Income	$21.1MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$843.2MM$787.4MM
Loans	Q2 2024vs Q2 2023	$700.6MM$637.8MM
Deposits	Q2 2024vs Q2 2023	$701.6MM$658.7MM
Equity Capital	Q2 2024vs Q2 2023	$82.5MM$74.8MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$7.4MM$7.1MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$1MM$660K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

VisionBank (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$100	-	Personal Savings
0.30%	$1k	-	Business Savings
0.03%	$2.5k	-	Health Savings Account

VisionBank (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%^*	$1m^*	-	High Yield Money Market
OTHER TIERS: 0.75% → $25k - $50k \| 1.00% → $50k - $100k \| 1.10% → $100k - $200k \| 1.25% → $200k - $300k \| 1.50% → $300k - $1m
1.65%^*	$1m^*	-	Business High Yield Money Market
OTHER TIERS: 0.65% → $25k - $50k \| 0.90% → $50k - $100k \| 1.00% → $100k - $200k \| 1.15% → $200k - $300k \| 1.40% → $300k - $1m
0.95%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.50% → $5k - $10k \| 0.65% → $10k - $25k \| 0.75% → $25k - $50k \| 0.80% → $50k - $100k
0.95%^*	$100k^*	-	Personal Money Market
OTHER TIERS: 0.50% → $5k - $10k \| 0.65% → $10k - $25k \| 0.75% → $25k - $50k \| 0.80% → $50k - $100k

VisionBank (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	$1m^*	-	High Yield Checking
OTHER TIERS: 0.50% → $25k - $50k \| 0.65% → $50k - $100k \| 0.90% → $100k - $200k \| 1.00% → $200k - $300k \| 1.25% → $300k - $1m
0.25%^*	$10k^*	-	VisionPerks Checking
OTHER TIERS: 0.15% → $0 - $5k \| 0.20% → $5k - $10k
0.03%	$5k	-	Non-Profit Checking

VisionBank (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.50%	$5k	$250k	9 Months CD Special
2.05%^*	$100k^*	-	36 Month CD
OTHER TIERS: 1.80% → $2.5k - $100k
2.00%^*	$100k^*	-	24 Month CD
OTHER TIERS: 1.75% → $2.5k - $100k
2.00%	$2.5k	-	48 Month CD
2.00%	$2.5k	-	60 Month CD
1.85%^*	$100k^*	-	18 Month CD
OTHER TIERS: 1.60% → $2.5k - $100k
1.75%^*	$100k^*	-	12 Month CD
OTHER TIERS: 1.50% → $2.5k - $100k
1.25%^*	$100k^*	-	6 Month CD
OTHER TIERS: 1.20% → $2.5k - $100k

VisionBank (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.50%	$5k	$250k	9 Month IRA Special
2.05%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 1.80% → $2.5k - $100k
2.00%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 1.75% → $2.5k - $100k
2.00%	$2.5k	-	48 Month IRA
2.00%	$2.5k	-	60 Month IRA
1.85%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 1.60% → $2.5k - $100k
1.75%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 1.50% → $2.5k - $100k
1.25%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 1.20% → $2.5k - $100k

Locations

VisionBank (IA) Locations
Visionbank Of Iowa	104 Chestnut St	Ames, IA 50010
107 Main Street Branch	107 Main Street	Ames, IA 50010
Community Bank Of Boone Branch	1704 South Marshall Street	Boone, IA 50036
City State Bank Branch	217 W. Mulberry	Ogden, IA 50212
Mortensen Branch	4510 Mortensen Road Suite 101	Ames, IA 50014
Grimes Branch	925 Se Gateway Drive	Grimes, IA 50111
Huxley Branch	100 Centennial Drive	Huxley, IA 50124
Community Bank Of Boone Branch	504 Story St	Boone, IA 50036
Waukee Branch	45 N Warrior Ln	Waukee, IA 50263

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