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VISIONBank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.visionbanks.com
701-364-2020
3000 25th Street South
Fargo, ND 58103

VISIONBank is headquartered in FARGO and is the 30th largest bank in the state of North Dakota. It is also the 2,496th largest bank in the nation. It was established in 2004 and as of March of 2025, it had grown to 44 employees at 3 locations. VISIONBank's money market rates are 5X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. VISIONBank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #57892
Year Established2004
Employees44
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.23%
Return on Equity - YTD-11.04%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$300MM$266.2MM
LoansQ1 2025vs Q1 2024$217.4MM$207.5MM
DepositsQ1 2025vs Q1 2024$258.8MM$239.9MM
Equity CapitalQ1 2025vs Q1 2024$38.9MM$24MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.4MM$2.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.8MM$1.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

VISIONBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Youth Savings
0.25%$50-Regular Savings

VISIONBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$500k*-Ultimate Money Market Savings
OTHER TIERS: 0.75% → $500 - $100k | 1.26% → $100k - $250k | 1.51% → $250k - $500k
2.02%*$500k*-Business Ultimate Money Market Savings
OTHER TIERS: 0.75% → $0 - $100k | 1.26% → $100k - $250k | 1.51% → $250k - $500k
0.75%$500-Money Market Savings Account

VISIONBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$400-Ultimate Checking Account

VISIONBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.19%$500-6 Month CD
4.19%$500-Business 6 Month CD
4.07%$500-9 Month CD
4.07%$500-Business 9 Month CD
3.91%$500-3 Month CD
3.91%$500-Business 3 Month CD
3.85%$500-12 Month CD
3.85%$500-Business 12 Month CD
3.50%$500-15 Month CD
3.50%$500-Business 15 Month CD
3.15%$500-60 Month CD
3.15%$500-Business 60 Month CD
3.02%$500-18 Month CD
3.02%$500-Business 18 Month CD
3.00%$500-24 Month CD
3.00%$500-Business 24 Month CD
2.85%$500-36 Month CD
2.85%$500-48 Month CD
2.85%$500-Business 36 Month CD
2.85%$500-Business 48 Month CD

VISIONBank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$100-IRA Savings
Locations


VISIONBank Locations
North Fargo Branch1321 21st Avenue NorthFargo, ND 58102
Visionbank3000 25th St SFargo, ND 58103
West Fargo Branch820 34th Avenue EastWest Fargo, ND 58078

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