VISIONBank


Overview / Commentary
701-364-2020
3000 25th Street South
Fargo, ND 58103

VISIONBank is headquartered in FARGO and is the 30th largest bank in the state of North Dakota. It is also the 2,496th largest bank in the nation. It was established in 2004 and as of March of 2025, it had grown to 44 employees at 3 locations. VISIONBank's money market rates are 5X the national average, and it has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. VISIONBank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #57892
Year Established2004
Employees44
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.23%
Return on Equity - YTD-11.04%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$300MM$266.2MM
LoansQ1 2025vs Q1 2024$217.4MM$207.5MM
DepositsQ1 2025vs Q1 2024$258.8MM$239.9MM
Equity CapitalQ1 2025vs Q1 2024$38.9MM$24MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.4MM$2.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.8MM$1.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not VISIONBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

VISIONBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Youth Savings
0.25%$50-Regular Savings

VISIONBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$500k*-Ultimate Money Market Savings
OTHER TIERS: 0.75% $500 - $100k | 1.26% $100k - $250k | 1.51% $250k - $500k
2.02%*$500k*-Business Ultimate Money Market Savings
OTHER TIERS: 0.75% $0 - $100k | 1.26% $100k - $250k | 1.51% $250k - $500k
0.75%$500-Money Market Savings Account

VISIONBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$400-Ultimate Checking Account

VISIONBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.19%$500-6 Month CD
4.19%$500-Business 6 Month CD
4.07%$500-9 Month CD
4.07%$500-Business 9 Month CD
3.91%$500-3 Month CD
3.91%$500-Business 3 Month CD
3.85%$500-12 Month CD
3.85%$500-Business 12 Month CD
3.50%$500-15 Month CD
3.50%$500-Business 15 Month CD
3.15%$500-60 Month CD
3.15%$500-Business 60 Month CD
3.02%$500-18 Month CD
3.02%$500-Business 18 Month CD
3.00%$500-24 Month CD
3.00%$500-Business 24 Month CD
2.85%$500-36 Month CD
2.85%$500-48 Month CD
2.85%$500-Business 36 Month CD
2.85%$500-Business 48 Month CD

VISIONBank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$100-IRA Savings
Locations


VISIONBank Locations
North Fargo Branch1321 21st Avenue NorthFargo, ND 58102
Visionbank3000 25th St SFargo, ND 58103
West Fargo Branch820 34th Avenue EastWest Fargo, ND 58078

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