Vista Bank


Overview / Commentary
214-416-8300
5840 W. Northwest Highway
Dallas, TX 75225

Vista Bank is headquartered in DALLAS and is the 43rd largest bank in the state of Texas. It is also the 477th largest bank in the nation. It was established in 1912 and as of December of 2024, it had grown to 236 employees at 24 locations. Vista Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #1210
Year Established1912
Employees236
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD11.25%
Annual Interest Income$155.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.6B$2.25B
LoansQ4 2024vs Q4 2023$1.92B$1.53B
DepositsQ4 2024vs Q4 2023$2.3B$1.97B
Equity CapitalQ4 2024vs Q4 2023$261.9MM$234MM
Loan Loss AllowanceQ4 2024vs Q4 2023$22.3MM$18.9MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$4MM$648K
Real Estate OwnedQ4 2024vs Q4 2023$176K$192K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vista Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Vista Savings Account

Vista Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%*$0$30kVistaSmart Checking
OTHER TIERS: 0.25% $30k+
1.49%*$0$30kVista Checking
OTHER TIERS: 0.25% $30k+
Locations

Availability



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