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Overview / Commentary
901 Main Street
Ralls, TX 79357

Vista Bank is headquartered in Ralls and is the 176th largest bank in the state of Texas. It is also the 2,035th largest bank in the nation. It was established in 1912 and as of March of 2016, it had grown to 80 employees at 11 locations. Vista Bank has an A+ health rating.

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Health Grade Components

FDIC Certificate #1210
Year Established1912
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD8.43%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$327.5MM$272.1MM
LoansQ1 2016vs Q1 2015$245.8MM$188.9MM
DepositsQ1 2016vs Q1 2015$255.0MM$243.4MM
Equity CapitalQ1 2016vs Q1 2015$45.3MM$27.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.7MM$2.0MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$848.00K$617.00K
Real Estate OwnedQ1 2016vs Q1 2015$28.00K$0

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Vista Bank has 11 locations. Click to view all Vista Bank locations.