Vocal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.37% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.75% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.05% | Savings | 2.20% - Barclays Online Savings Account |
Vocal Credit Union is headquartered in Helena and is the 24th largest credit union in the state of Montana. It is also the 2,823rd largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 12 employees and 4,253 members at 2 locations. Vocal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Jefferson, Lewis and Clark, or Broadwater Counties in Montana.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68677 |
| Year Chartered | 1954 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 9.87% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $31.6MM$31.2MM |
| Loans | Q4 2018vs Q4 2017 | $25.2MM$22.3MM |
| Deposits | Q4 2018vs Q4 2017 | $28.9MM$28.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.4MM$2.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $190.00K$140.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $280.00K$59.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $45.00K$45.00K |
Always verify rates and promotions with the bank or credit union. We are not Vocal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Vocal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $20k* | - | IRA Share Account | ||
| OTHER TIERS: 0.50% → Up to $20k | |||||
| 0.05% | - | - | Base Shares | ||
| 0.05% | - | - | Auxiliary Shares | ||
| 0.05% | - | - | Club Account | ||
| 0.05% | - | - | Medical Savings Account | ||
Vocal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $20k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $20k | |||||
Vocal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $500 | - | 60 Month CD | |
| 2.12% | $500 | - | 48 Month CD | |
| 1.86% | $500 | - | 36 Month CD | |
| 0.95% | $500 | - | 24 Month CD | |
| 0.75% | $500 | - | 12 Month CD | |
| 0.30% | $500 | - | 6 Month CD |
| Vocal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2910 Prospect Ave | Helena, MT 59601-9726 |
| Branch Office | 4261 US Highway 12 E | White Sulphur Springs, MT 59645 |