Vocal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.25%	5-year CD	60 Month CD 2.25% - Ally Bank High Yield 5 Year CD
0.25%	1-year CD	12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD
0.05%	Savings	Auxiliary Shares 1.20% - Ally Bank Online Savings Account

View all Vocal Credit Union rates »

Overview / Commentary

vocal.coop

406-442-1421

2910 Prospect Ave
Helena, MT 59601-9726

Vocal Credit Union is headquartered in Helena and is the 26^th largest credit union in the state of Montana. It is also the 3,065^th largest credit union in the nation. It was established in 1954 and as of June of 2017, it had grown to 9 employees and 3,382 members at 1 location. Vocal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Jefferson, Lewis and Clark, or Broadwater Counties in Montana.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vocal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	68677
Year Chartered	1954
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	0.59%
Return on Equity - YTD	7.55%
Annual Interest Income	$490.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$27.4MM$25.2MM
Loans	Q2 2017vs Q2 2016	$18.1MM$16.0MM
Deposits	Q2 2017vs Q2 2016	$25.0MM$22.9MM
Equity Capital	Q2 2017vs Q2 2016	$2.1MM$2.0MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$98.00K$116.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$19.00K$109.00K
Real Estate Owned	Q2 2017vs Q2 2016	$45.00K$45.00K

Rates

Skip to rates for:

Savings
Money Market
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Vocal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vocal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$20k^*	-	IRA Share Account
OTHER TIERS: 0.50% → Up to $20k
0.05%	-	-	Base Shares
0.05%	-	-	Auxiliary Shares
0.05%	-	-	Club Account
0.05%	-	-	Medical Savings Account

Vocal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$20k^*	-	Money Market Account
OTHER TIERS: 0.05% → Up to $20k

Vocal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$500	-	60 Month CD
1.00%	$500	-	48 Month CD
0.60%	$500	-	36 Month CD
0.35%	$500	-	24 Month CD
0.25%	$500	-	12 Month CD
0.15%	$500	-	6 Month CD

Locations

Vocal Credit Union Locations
Branch Office	2910 Prospect Ave	Helena, MT 59601-9726