Featured Savings Rates
Featured Accounts
Overview / Commentary
2910 Prospect Ave
Helena, MT 59601-9726

Vocal Credit Union is headquartered in Helena and is the 26th largest credit union in the state of Montana. It is also the 2,966th largest credit union in the nation. It was established in 1954 and as of September of 2017, it had grown to 14 employees and 3,925 members at 1 location. Vocal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Jefferson, Lewis and Clark, or Broadwater Counties in Montana.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vocal Credit Union has a low asset base.

Health Grade Components

NCUA #68677
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD9.13%
Annual Interest Income$795.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$28.9MM$25.5MM
LoansQ3 2017vs Q3 2016$22.1MM$16.7MM
DepositsQ3 2017vs Q3 2016$25.9MM$23.3MM
Equity CapitalQ3 2017vs Q3 2016$2.2MM$1.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$106.00K$117.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$43.00K$69.00K
Real Estate OwnedQ3 2017vs Q3 2016$45.00K$45.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Vocal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vocal Credit Union Savings Account Rates

1.00%*$20k*-IRA Share Account
OTHER TIERS: 0.50% Up to $20k
0.05%--Base Shares
0.05%--Auxiliary Shares
0.05%--Club Account
0.05%--Medical Savings Account

Vocal Credit Union Money Market Rates

0.10%*$20k*-Money Market Account
OTHER TIERS: 0.05% Up to $20k

Vocal Credit Union CD Rates

1.25%$500-60 Month CD
1.00%$500-48 Month CD
0.60%$500-36 Month CD
0.35%$500-24 Month CD
0.25%$500-12 Month CD
0.15%$500-6 Month CD

Vocal Credit Union Locations
Branch Office2910 Prospect AveHelena, MT 59601-9726