Overview / Commentary
Vocality Community Credit Union is headquartered in Garberville and is the 133rd largest credit union in the state of California. It is also the 1,440th largest credit union in the nation. It was established in 1980 and as of December of 2022, it had grown to 47 employees and 9,026 members at 3 locations. Vocality Community Credit Union has a C health rating.
Field of Membership Restrictions
Membership in Vocality Community Credit Union is open to those who live or work in Humboldt, Lake, Mendocino, Sonoma, or Trinity Counties of California.
See current membership details
Health
C
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65388 |
| Year Chartered | 1980 |
| Employees | 47 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.85% |
| Return on Equity - YTD | -10.07% |
| Annual Interest Income | $6.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $158.2MM$156.6MM |
| Loans | Q4 2022vs Q4 2021 | $136.1MM$129.9MM |
| Deposits | Q4 2022vs Q4 2021 | $137.4MM$134.8MM |
| Equity Capital | Q4 2022vs Q4 2021 | $13.8MM$15.4MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $922.00K$532.00K |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $3.9MM$3.5MM |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |