Vocality Community Credit Union


Overview / Commentary
707-923-2012
757 Redwood Drive
Garberville, CA 95542

Vocality Community Credit Union is headquartered in Garberville and is the 140th largest credit union in the state of California. It is also the 1,525th largest credit union in the nation. It was established in 1980 and as of September of 2024, it had grown to 35 employees and 8,692 members at 3 locations. Vocality Community Credit Union has a C- health rating.

Field of Membership Restrictions

Membership in Vocality Community Credit Union is open to those who live or work in Humboldt, Lake, Mendocino, Sonoma, or Trinity Counties, California.
See current membership details

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Reviews (1)

Excellent Asset Credit Established Equity

Entering our second merger holding satisfactory accounts with them since february 2015.
Building strong capital together. Laying it on the table. Agreeing on all sides in all financial regulations room for everyone at the table community strong.
Continuously successful.



Health
C-

Health Grade Components

Overall
NCUA #65388
Year Chartered1980
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD-0.44%
Return on Equity - YTD-6.95%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$143.1MM$158.4MM
LoansQ3 2024vs Q3 2023$110.7MM$130.1MM
DepositsQ3 2024vs Q3 2023$132MM$136.9MM
Equity CapitalQ3 2024vs Q3 2023$9.2MM$9.8MM
Loan Loss AllowanceQ3 2024vs Q3 2023$2.3MM$3.5MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$4.7MM$3.8MM
Real Estate OwnedQ3 2024vs Q3 2023$846K$787K
Rates

Sorry, we do not have rate data for Vocality Community Credit Union.

Locations


Vocality Community Credit Union Locations
Branch Office757 Redwood DrGarberville, CA 95542-3116
Corporate Office747 Redwood DrGarberville, CA 95542-3116
Branch Office530 E Perkins StUkiah, CA 95482

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