Vocality Community Credit Union

Overview / Commentary
757 Redwood Drive
Garberville, CA 95542

Vocality Community Credit Union is headquartered in Garberville and is the 133rd largest credit union in the state of California. It is also the 1,440th largest credit union in the nation. It was established in 1980 and as of December of 2022, it had grown to 47 employees and 9,026 members at 3 locations. Vocality Community Credit Union has a C health rating.

Field of Membership Restrictions

Membership in Vocality Community Credit Union is open to those who live or work in Humboldt, Lake, Mendocino, Sonoma, or Trinity Counties of California.
See current membership details

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Health Grade Components

NCUA #65388
Year Chartered1980
Primary Regulator
Profit Margin
Return on Assets - YTD-0.85%
Return on Equity - YTD-10.07%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$158.2MM$156.6MM
LoansQ4 2022vs Q4 2021$136.1MM$129.9MM
DepositsQ4 2022vs Q4 2021$137.4MM$134.8MM
Equity CapitalQ4 2022vs Q4 2021$13.8MM$15.4MM
Loan Loss AllowanceQ4 2022vs Q4 2021$922.00K$532.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$3.9MM$3.5MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Rates for Vocality Community Credit Union are currently being reviewed.


Vocality Community Credit Union Locations
Branch Office757 Redwood DrGarberville, CA 95542-3116
Corporate Office747 Redwood DrGarberville, CA 95542-3116
Branch Office530 E Perkins StUkiah, CA 95482

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