Vocality Community Credit Union


Overview / Commentary
707-923-2012
757 Redwood Drive
Garberville, CA 95542

Vocality Community Credit Union is headquartered in Garberville and is the 137th largest credit union in the state of California. It is also the 1,403rd largest credit union in the nation. It was established in 1980 and as of December of 2019, it had grown to 33 employees and 6,551 members at 2 locations. Vocality Community Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Vocality Community Credit Union is open to those who live or work in Humboldt, Lake, Mendocino, Sonoma, or Trinity Counties of California.
See current membership details

Related Posts

24-Month CD, 2.53% APY - 12/18/2019

Two nice rates - 24-month CD (2.53% APY) and 60-month CD (3.00% APY). $500 minimum deposit. Available to residents of Humboldt, Trinity, Mendocino, Lake, and Sonoma Counties in northern California.

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Health
B+

Health Grade Components

Overall
NCUA #65388
Year Chartered1980
Employees33
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD9.39%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$129.9MM$103.4MM
LoansQ4 2019vs Q4 2018$100.7MM$72.9MM
DepositsQ4 2019vs Q4 2018$110.4MM$89.5MM
Equity CapitalQ4 2019vs Q4 2018$14.0MM$12.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$444.00K$229.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.0MM$1.4MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Vocality Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vocality Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Health Savings Account
OTHER TIERS: 0.20% $2k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k
0.40%$100-Membership Savings
0.40%$100-Business Membership Savings
0.20%$20-Holiday Club
0.15%$100-Special Savings
0.15%$100-Business Secondary Savings

Vocality Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market Checking
OTHER TIERS: 0.20% $2k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k
0.50%*$100k*-Business Money Market Checking
OTHER TIERS: 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

Vocality Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Share Certificate
1.00%$500-Business 60 Month Share Certificate
0.88%$500-48 Month Share Certificate
0.88%$500-Business 48 Month Share Certificate
0.75%$500-36 Month Share Certificate
0.75%$500-Business 36 Month Share Certificate
0.63%$500-24 Month Share Certificate
0.63%$500-Business 24 Month Share Certificate
0.56%$500-18 Month Share Certificate
0.56%$500-Business 18 Month Share Certificate
0.50%$500-12 Month Share Certificate
0.50%$500-Business 12 Month Share Certificate
0.40%$500-3 Month Share Certificate
0.40%$500-6 Month Share Certificate
0.40%$500-Business 3 Month Share Certificate
0.40%$500-Business 6 Month Share Certificate

Vocality Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month IRA Share Certificate
0.88%$500-48 Month IRA Share Certificate
0.75%$500-36 Month IRA Share Certificate
0.63%$500-24 Month IRA Share Certificate
0.56%$500-18 Month IRA Share Certificate
0.50%$500-12 Month IRA Share Certificate
0.40%$500-3 Month IRA Share Certificate
0.40%$500-6 Month IRA Share Certificate
Locations


Vocality Community Credit Union Locations
Branch Office757 Redwood DrGarberville, CA 95542-3116
Corporate Office747 Redwood DrGarberville, CA 95542-3116

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