Waco Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.15% | Savings | 0.26% - National Average |
| 0.15% | Savings | 0.26% - National Average |
| 0.02% | Checking | 1.01% - nbkc bank Personal Account |
Waco Federal Credit Union is headquartered in Waco and is the 283rd largest credit union in the state of Texas. It is also the 3,587th largest credit union in the nation. It was established in 1949 and as of December of 2018, it had grown to 5 employees and 2,114 members at 1 location. Waco Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Must be an employee of the City of Waco or other select group. Also open to those who live, work or attend school in McLennan County.
See current membership details
A Review of Waco Federal Credit Union
I have had an account with Waco Federal Credit Union for a couple of years now. They're very concise and take care of their customers. I have only had a few problems with them and that was with their customer service, a lot of the time their employees seem too busy to deal with your problems and will sometimes huff about it. However, I have rarely had enough problems that I actually had to talk to somebody.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6368 |
| Year Chartered | 1949 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.18% |
| Return on Equity - YTD | 2.3% |
| Annual Interest Income | $515.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $16.0MM$16.1MM |
| Loans | Q4 2018vs Q4 2017 | $6.4MM$6.0MM |
| Deposits | Q4 2018vs Q4 2017 | $14.6MM$14.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.3MM$1.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $20.00K$14.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $28.00K$10.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Waco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Waco Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $100 | - | Regular Shares | |
| 0.15% | - | - | Special Savings | |
| 0.15% | - | - | IRA Regular Shares |
Waco Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $300 | - | Checking |
| Waco Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 826 N 3rd St | Waco, TX 76707 |