Waco Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.15% | Savings | Regular Shares |
| 0.15% | Savings | Special Savings |
| 0.02% | Checking | Checking |
Waco Federal Credit Union is headquartered in Waco and is the 286th largest credit union in the state of Texas. It is also the 3,691st largest credit union in the nation. It was established in 1949 and as of March of 2017, it had grown to 5 employees and 2,185 members at 1 location. Waco Federal Credit Union has a B health rating.
Field of Membership Restrictions
Must be an employee of the City of Waco or other select group. Also open to those who live, work or attend school in McLennan County.
See current membership details
A Review of Waco Federal Credit Union
I have had an account with Waco Federal Credit Union for a couple of years now. They're very concise and take care of their customers. I have only had a few problems with them and that was with their customer service, a lot of the time their employees seem too busy to deal with your problems and will sometimes huff about it. However, I have rarely had enough problems that I actually had to talk to somebody.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6368 |
| Year Chartered | 1949 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.05% |
| Return on Equity - YTD | 0.65% |
| Annual Interest Income | $118.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $16.3MM$15.2MM |
| Loans | Q1 2017vs Q1 2016 | $5.6MM$5.8MM |
| Deposits | Q1 2017vs Q1 2016 | $14.9MM$13.8MM |
| Equity Capital | Q1 2017vs Q1 2016 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $9.00K$8.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $0$9.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Waco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Waco Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $100 | - | Regular Shares | |
| 0.15% | - | - | Special Savings | |
| 0.15% | - | - | IRA Regular Shares |
Waco Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $300 | - | Checking |
| Waco Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 826 N 3rd St | Waco, TX 76707 |