Featured Savings Rates
Featured Accounts
Overview / Commentary
1818 Texas Street
Vernon, TX 76384

Waggoner Bank is headquartered in Vernon and is the 202nd largest bank in the state of Texas. It is also the 2,372nd largest bank in the nation. It was established in 1899 and as of September of 2016, it had grown to 62 employees at 2 locations. Waggoner Bank has an A+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #5569
Year Established1899
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD3.02%
Return on Equity - YTD22.27%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$273.6MM$271.5MM
LoansQ3 2016vs Q3 2015$165.9MM$148.5MM
DepositsQ3 2016vs Q3 2015$234.0MM$230.4MM
Equity CapitalQ3 2016vs Q3 2015$37.2MM$37.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$4.8MM$4.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$85.00K$83.00K
Real Estate OwnedQ3 2016vs Q3 2015$485.00K$1.3MM
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Waggoner Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Waggoner Bank Checking Account Rates

1.15%*-$25kReward Checking
OTHER TIERS: 0.25% $25k+

Waggoner Bank Locations
The Waggoner National Bank Of Vernon1818 Texas StreetVernon, TX 76384
Electra Branch401 West Front StreetElectra, TX 76360