Overview / Commentary
Waggoner Bank is headquartered in Vernon and is the 195th largest bank in the state of Texas. It is also the 2,276th largest bank in the nation. It was established in 1899 and as of June of 2019, it had grown to 60 employees at 2 locations. Waggoner Bank has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5569 |
| Year Established | 1899 |
| Employees | 60 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.77% |
| Return on Equity - YTD | 21.12% |
| Annual Interest Income | $7.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $287.7MM$285.3MM |
| Loans | Q2 2019vs Q2 2018 | $172.0MM$184.3MM |
| Deposits | Q2 2019vs Q2 2018 | $245.3MM$246.0MM |
| Equity Capital | Q2 2019vs Q2 2018 | $39.9MM$36.8MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $5.6MM$5.1MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $2.2MM$1.1MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $30.00K$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Waggoner Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.05%* | - | $25k | Reward Checking | ||
| OTHER TIERS: 0.25% → $25k+ | |||||
Locations
| Waggoner Bank Locations | ||
|---|---|---|
| The Waggoner National Bank Of Vernon | 1818 Texas Street | Vernon, TX 76384 |
| Electra Branch | 401 West Front Street | Electra, TX 76360 |