Waggoner Bank

Overview / Commentary
1818 Texas Street
Vernon, TX 76384

Waggoner Bank is headquartered in VERNON and is the 202nd largest bank in the state of Texas. It is also the 2,206th largest bank in the nation. It was established in 1899 and as of September of 2023, it had grown to 62 employees at 2 locations. Waggoner Bank has a B health rating.


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Health Grade Components

FDIC Certificate #5569
Year Established1899
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.43%
Return on Equity - YTD25.41%
Annual Interest Income$13.5MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$354MM$365.9MM
LoansQ3 2023vs Q3 2022$203.3MM$192MM
DepositsQ3 2023vs Q3 2022$316MM$333.4MM
Equity CapitalQ3 2023vs Q3 2022$35MM$29.9MM
Loan Loss AllowanceQ3 2023vs Q3 2022$5.3MM$5.1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.9MM$616K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Waggoner Bank Checking Account Rates

2.02%-$25kReward Checking

Waggoner Bank Locations
The Waggoner National Bank Of Vernon1818 Texas StVernon, TX 76384
Electra Branch401 West Front StreetElectra, TX 76360

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