Waialua Federal Credit Union


Overview / Commentary
808-637-5980
67-292 Goodale Ave # A2
Waialua, HI 96791

Waialua Federal Credit Union is headquartered in Waialua and is the 31st largest credit union in the state of Hawaii. It is also the 2,475th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 5 employees and 3,007 members at 1 location. Waialua Federal Credit Union's savings rates are 92% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Waialua Federal Credit Union membership is open to those who live, work, worship, or go to school in the 96712 and 96791 zip code areas.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Waialua Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #2049
Year Chartered1937
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD1.36%
Annual Interest Income$393K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$47.1MM$49.4MM
LoansQ1 2025vs Q1 2024$18.8MM$17.8MM
DepositsQ1 2025vs Q1 2024$39MM$40.7MM
Equity CapitalQ1 2025vs Q1 2024$8MM$7.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$118K$132K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$111K$77K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Waialua Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Waialua Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0-Regular Share

Waialua Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0-Draft Accounts
Locations


Waialua Federal Credit Union Locations
Branch Office67-292 Goodale Ave # A2Waialua, HI 96791-8104

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.