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Overview / Commentary
67-292 Goodale Ave # A2
Waialua, HI 96791-9664

Waialua Federal Credit Union is headquartered in Waialua and is the 32nd largest credit union in the state of Hawaii. It is also the 2,365th largest credit union in the nation. It was established in 1937 and as of June of 2017, it had grown to 5 employees and 3,194 members at 1 location. Waialua Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

You are eligible to join if you live, work, attend school, or worship in the zip codes of 96791 and 96712.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Waialua Federal Credit Union has a low asset base.

Health Grade Components

NCUA #2049
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD4.88%
Annual Interest Income$577.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$49.7MM$48.6MM
LoansQ2 2017vs Q2 2016$12.4MM$12.0MM
DepositsQ2 2017vs Q2 2016$42.8MM$42.1MM
Equity CapitalQ2 2017vs Q2 2016$6.6MM$6.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$161.00K$152.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$164.00K$144.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0

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Waialua Federal Credit Union Locations
Branch Office67-292 Goodale Ave # A2Waialua, HI 96791-8104