Waialua Federal Credit Union

Overview / Commentary
67-292 Goodale Ave # A2
Waialua, HI 96791-9664

Waialua Federal Credit Union is headquartered in Waialua and is the 31st largest credit union in the state of Hawaii. It is also the 2,364th largest credit union in the nation. It was established in 1937 and as of December of 2019, it had grown to 4 employees and 3,216 members at 1 location. Waialua Federal Credit Union has a B health rating.

Field of Membership Restrictions

You are eligible to join if you live, work, attend school, or worship in the zip codes of 96791 and 96712.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Waialua Federal Credit Union has a low asset base.

Health Grade Components

NCUA #2049
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD2.85%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$48.0MM$49.4MM
LoansQ4 2019vs Q4 2018$15.4MM$14.7MM
DepositsQ4 2019vs Q4 2018$40.4MM$42.3MM
Equity CapitalQ4 2019vs Q4 2018$7.1MM$6.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$204.00K$207.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$110.00K$277.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Waialua Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Waialua Federal Credit Union Savings Account Rates

0.50%--Regular Share

Waialua Federal Credit Union Locations
Branch Office67-292 Goodale Ave # A2Waialua, HI 96791-8104

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.