Waialua Federal Credit Union
Overview / Commentary
Waialua Federal Credit Union is headquartered in Waialua and is the 32nd largest credit union in the state of Hawaii. It is also the 2,353rd largest credit union in the nation. It was established in 1937 and as of June of 2016, it had grown to 5 employees and 3,136 members at 1 location. Waialua Federal Credit Union has a B health rating.
Field of Membership Restrictions
You are eligible to join if you live, work, attend school, or worship in the zip codes of 96791 and 96712.
See current membership details
Health
B
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Waialua Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2049 |
| Year Chartered | 1937 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.42% |
| Return on Equity - YTD | 3.31% |
| Annual Interest Income | $535.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $48.6MM$50.2MM |
| Loans | Q2 2016vs Q2 2015 | $12.0MM$10.1MM |
| Deposits | Q2 2016vs Q2 2015 | $42.1MM$43.9MM |
| Equity Capital | Q2 2016vs Q2 2015 | $6.3MM$6.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $152.00K$207.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $144.00K$212.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Rates
Sorry, we do not have rate data for Waialua Federal Credit Union.
Locations
| Waialua Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 67-292 Goodale Ave # A2 | Waialua, HI 96791-9664 |