Wailuku Federal Credit Union
LOCATIONS
1
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HEALTH RATING
A
View health report
CURRENT TOP RATE
2.25% APY
60 Month CD
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.25% | 5-year CD | |
| 1.25% | 1-year CD | |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
Overview / Commentary
Wailuku Federal Credit Union is headquartered in Kahului and is the 29th largest credit union in the state of Hawaii. It is also the 2,210th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 11 employees and 4,549 members at 1 location. Wailuku Federal Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in central Maui and their immediate family.
See current membership details
Health
A
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wailuku Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 9924 |
| Year Chartered | 1954 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 6.19% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $56.0MM$50.6MM |
| Loans | Q4 2018vs Q4 2017 | $43.5MM$36.2MM |
| Deposits | Q4 2018vs Q4 2017 | $46.3MM$42.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $8.5MM$8.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $492.00K$394.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $295.00K$157.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Wailuku Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $50 | - | Regular Share Account | |
| 0.25% | - | - | Christmas Club Savings |
Wailuku Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.13% | - | - | Share Draft |
Wailuku Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $1k | - | 60 Month CD | |
| 2.00% | $1k | - | 48 Month CD | |
| 1.75% | $1k | - | 36 Month CD | |
| 1.50% | $1k | - | 24 Month CD | |
| 1.25% | $1k | - | 12 Month CD | |
| 0.75% | $1k | - | 6 Month CD |
Locations
| Wailuku Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 133 Maa St | Kahului, HI 96732-3603 |