Wailuku Federal Credit Union


Overview / Commentary
808-244-7981
133 Ma'a St
Kahului, HI 96732

Wailuku Federal Credit Union is headquartered in Kahului and is the 25th largest credit union in the state of Hawaii. It is also the 1,956th largest credit union in the nation. It was established in 1954 and as of March of 2022, it had grown to 12 employees and 4,913 members at 1 location. Wailuku Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in central Maui and their immediate family.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wailuku Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #9924
Year Chartered1954
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD10.85%
Annual Interest Income$639.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$89.5MM$80.8MM
LoansQ1 2022vs Q1 2021$47.8MM$48.0MM
DepositsQ1 2022vs Q1 2021$77.5MM$70.1MM
Equity CapitalQ1 2022vs Q1 2021$11.2MM$10.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$700.00K$665.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$15.00K$4.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wailuku Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$250k*-High Yield Saving Account
OTHER TIERS: 0.07% Up to $50k | 0.13% $50k - $100k | 0.20% $100k - $250k
0.07%$50-Regular Share Account
0.07%--Holiday Share Account
0.07%--Sub-Share Account

Wailuku Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.04%--Share Draft

Wailuku Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-48 Month CD
1.75%$1k-60 Month CD
1.50%$1k-36 Month CD
1.25%$1k-24 Month CD
0.75%$1k-12 Month CD
0.50%$1k-6 Month CD
Locations


Wailuku Federal Credit Union Locations
Branch Office133 Maa StKahului, HI 96732-3603

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