Overview / Commentary
133 Ma'a St
Kahului, HI 96732

Wailuku Federal Credit Union is headquartered in Kahului and is the 29th largest credit union in the state of Hawaii. It is also the 2,210th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 11 employees and 4,549 members at 1 location. Wailuku Federal Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in central Maui and their immediate family.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wailuku Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #9924
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD6.19%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$56.0MM$50.6MM
LoansQ4 2018vs Q4 2017$43.5MM$36.2MM
DepositsQ4 2018vs Q4 2017$46.3MM$42.2MM
Equity CapitalQ4 2018vs Q4 2017$8.5MM$8.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$492.00K$394.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$295.00K$157.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Wailuku Federal Credit Union Savings Account Rates

0.25%$50-Regular Share Account
0.25%--Christmas Club Savings

Wailuku Federal Credit Union Checking Account Rates

0.13%--Share Draft

Wailuku Federal Credit Union CD Rates

2.25%$1k-60 Month CD
2.00%$1k-48 Month CD
1.75%$1k-36 Month CD
1.50%$1k-24 Month CD
1.25%$1k-12 Month CD
0.75%$1k-6 Month CD

Wailuku Federal Credit Union Locations
Branch Office133 Maa StKahului, HI 96732-3603

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