Wailuku Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
0.75% APY
24 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 1-year CD | 12 Month CD 1.35% - Ally Bank High Yield 12-Month CD |
| 0.25% | Savings | Regular Share Account |
| 0.75% | 2-year CD | 24 Month CD 1.65% - Synchrony Bank 24 Month CD |
Overview / Commentary
Wailuku Federal Credit Union is headquartered in Kahului and is the 30th largest credit union in the state of Hawaii. It is also the 2,338th largest credit union in the nation. It was established in 1954 and as of March of 2017, it had grown to 11 employees and 4,403 members at 1 location. Wailuku Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in central Maui and their immediate family.
See current membership details
Health
B+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wailuku Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 9924 |
| Year Chartered | 1954 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 4.07% |
| Annual Interest Income | $456.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $50.9MM$49.1MM |
| Loans | Q1 2017vs Q1 2016 | $32.1MM$28.2MM |
| Deposits | Q1 2017vs Q1 2016 | $42.9MM$41.7MM |
| Equity Capital | Q1 2017vs Q1 2016 | $7.6MM$7.2MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $322.00K$383.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $464.00K$129.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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Wailuku Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $50 | - | Regular Share Account | |
| 0.25% | - | - | Christmas Club Savings |
Wailuku Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.13% | - | - | Share Draft |
Wailuku Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 24 Month CD | |
| 0.50% | $1k | - | 12 Month CD | |
| 0.40% | $1k | - | 6 Month CD |
Locations
| Wailuku Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 133 Maa St | Kahului, HI 96732-3603 |