Wailuku Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
0.75% APY
24 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 1-year CD | 12 Month CD 1.30% - Barclays 12 Month Online CD |
| 0.25% | Savings | Regular Share Account 1.05% - Ally Bank Online Savings Account |
| 0.75% | 2-year CD | 24 Month CD |
Overview / Commentary
Wailuku Federal Credit Union is headquartered in Kahului and is the 30th largest credit union in the state of Hawaii. It is also the 2,328th largest credit union in the nation. It was established in 1954 and as of December of 2016, it had grown to 11 employees and 4,328 members at 1 location. Wailuku Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in central Maui and their immediate family.
See current membership details
Health
B+
Data as of Q4 2016
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wailuku Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 9924 |
| Year Chartered | 1954 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.88% |
| Return on Equity - YTD | 5.97% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $50.1MM$47.6MM |
| Loans | Q4 2016vs Q4 2015 | $30.2MM$27.9MM |
| Deposits | Q4 2016vs Q4 2015 | $42.3MM$40.2MM |
| Equity Capital | Q4 2016vs Q4 2015 | $7.5MM$7.0MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $327.00K$392.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $665.00K$673.00K |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$0 |
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Wailuku Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $50 | - | Regular Share Account | |
| 0.25% | - | - | Christmas Club Savings |
Wailuku Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.13% | - | - | Share Draft |
Wailuku Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 24 Month CD | |
| 0.50% | $1k | - | 12 Month CD | |
| 0.40% | $1k | - | 6 Month CD |
Locations
| Wailuku Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 133 Maa St | Kahului, HI 96732-3603 |