Wakota Federal Credit Union

Overview / Commentary

651-451-3330

1151 Southview Blvd
South St Paul, MN 55075

Wakota Federal Credit Union is headquartered in South St Paul and is the 64^th largest credit union in the state of Minnesota. It is also the 2,839^th largest credit union in the nation. It was established in 1931 and as of June of 2019, it had grown to 8 employees and 4,001 members at 1 location. Wakota Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Dakota County, Minnesota.
See current membership details

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Health

Data as of Q2 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wakota Federal Credit Union has a low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #	24579
Year Chartered	1931
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	-2.55%
Return on Equity - YTD	-33.7%
Annual Interest Income	$595.00K

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$31.4MM$30.1MM
Loans	Q2 2019vs Q2 2018	$19.6MM$20.1MM
Deposits	Q2 2019vs Q2 2018	$28.4MM$27.0MM
Equity Capital	Q2 2019vs Q2 2018	$2.4MM$2.6MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$257.00K$287.00K
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$92.00K$295.00K
Real Estate Owned	Q2 2019vs Q2 2018	$0$0

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Wakota Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wakota Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$5	-	WINcentive Savings
0.05%	$100	-	Shared Savings

Wakota Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$25k^*	-	Money Market
OTHER TIERS: 0.15% → $2.5k - $25k

Wakota Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$500	-	Checking Plus

Wakota Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.24%^*	$100k^*	-	60 Month CD
OTHER TIERS: 3.03% → $500 - $50k \| 3.14% → $50k - $100k
2.78%	$500	-	22 Month CD Special
2.52%	$500	-	36 Month Step-Up CD
2.22%^*	$100k^*	-	48 Month CD
OTHER TIERS: 2.02% → $500 - $50k \| 2.12% → $50k - $100k
1.81%^*	$100k^*	-	36 Month CD
OTHER TIERS: 1.61% → $500 - $50k \| 1.71% → $50k - $100k
1.30%^*	$100k^*	-	24 Month CD
OTHER TIERS: 1.10% → $500 - $50k \| 1.20% → $50k - $100k
1.00%	$500	-	12 Month CD
0.75%	$500	-	6 Month CD

Locations

Wakota Federal Credit Union Locations
Branch Office	1151 Southview Blvd	South St Paul, MN 55075

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