Wakota Federal Credit Union

Overview / Commentary
1151 Southview Blvd
South St Paul, MN 55075

Wakota Federal Credit Union is headquartered in South St Paul and is the 64th largest credit union in the state of Minnesota. It is also the 2,796th largest credit union in the nation. It was established in 1931 and as of December of 2019, it had grown to 8 employees and 3,952 members at 1 location. Wakota Federal Credit Union has a B health rating.

Field of Membership Restrictions

Wakota Federal Credit Union is open to anyone who lives, works, worships, goes to school or volunteers in Dakota County. Immediate family and household members of current credit union members may also join.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wakota Federal Credit Union has a low asset base.

Health Grade Components

NCUA #24579
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD-0.84%
Return on Equity - YTD-10.68%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$32.1MM$30.9MM
LoansQ4 2019vs Q4 2018$19.5MM$20.2MM
DepositsQ4 2019vs Q4 2018$29.4MM$27.7MM
Equity CapitalQ4 2019vs Q4 2018$2.5MM$2.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$250.00K$256.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$165.00K$219.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wakota Federal Credit Union Savings Account Rates

0.15%$5-WINcentive Savings
0.01%$100-Shared Savings
0.01%$100-Special Savings
0.01%$100-Beagle Buck$ (Youth Savings)

Wakota Federal Credit Union Money Market Rates

0.20%*$25k*-Money Market
OTHER TIERS: 0.10% $2.5k - $25k

Wakota Federal Credit Union Checking Account Rates

0.30%*$25k*-Checking Plus
OTHER TIERS: 0.10% $500 - $2.5k | 0.20% $2.5k - $25k

Wakota Federal Credit Union CD Rates

1.10%*$100k*-60 Month CD
OTHER TIERS: 0.90% $500 - $50k | 1.00% $50k - $100k
1.00%*$100k*-48 Month CD
OTHER TIERS: 0.80% $500 - $50k | 0.90% $50k - $100k
0.90%*$100k*-36 Month CD
OTHER TIERS: 0.70% $500 - $50k | 0.80% $50k - $100k
0.80%*$100k*-24 Month CD
OTHER TIERS: 0.60% $500 - $50k | 0.70% $50k - $100k
0.75%$500-36 Month Step-Up CD
0.50%$500-12 Month CD
0.25%$500-6 Month CD

Wakota Federal Credit Union Locations
Branch Office1151 Southview BlvdSouth St Paul, MN 55075

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