Wakota Federal Credit Union

Overview / Commentary

651-451-3330

1151 Southview Blvd
South St Paul, MN 55075

Wakota Federal Credit Union is headquartered in South St Paul and is the 64^th largest credit union in the state of Minnesota. It is also the 2,796^th largest credit union in the nation. It was established in 1931 and as of December of 2019, it had grown to 8 employees and 3,952 members at 1 location. Wakota Federal Credit Union has a B health rating.

Field of Membership Restrictions

Wakota Federal Credit Union is open to anyone who lives, works, worships, goes to school or volunteers in Dakota County. Immediate family and household members of current credit union members may also join.
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Health

Data as of Q4 2019

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wakota Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24579
Year Chartered	1931
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.84%
Return on Equity - YTD	-10.68%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$32.1MM$30.9MM
Loans	Q4 2019vs Q4 2018	$19.5MM$20.2MM
Deposits	Q4 2019vs Q4 2018	$29.4MM$27.7MM
Equity Capital	Q4 2019vs Q4 2018	$2.5MM$2.8MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$250.00K$256.00K
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$165.00K$219.00K
Real Estate Owned	Q4 2019vs Q4 2018	$0$0

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Wakota Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wakota Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$5	-	WINcentive Savings
0.01%	$100	-	Shared Savings
0.01%	$100	-	Special Savings
0.01%	$100	-	Beagle Buck$ (Youth Savings)

Wakota Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$25k^*	-	Money Market
OTHER TIERS: 0.10% → $2.5k - $25k

Wakota Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$25k^*	-	Checking Plus
OTHER TIERS: 0.10% → $500 - $2.5k \| 0.20% → $2.5k - $25k

Wakota Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%^*	$100k^*	-	60 Month CD
OTHER TIERS: 0.90% → $500 - $50k \| 1.00% → $50k - $100k
1.00%^*	$100k^*	-	48 Month CD
OTHER TIERS: 0.80% → $500 - $50k \| 0.90% → $50k - $100k
0.90%^*	$100k^*	-	36 Month CD
OTHER TIERS: 0.70% → $500 - $50k \| 0.80% → $50k - $100k
0.80%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.60% → $500 - $50k \| 0.70% → $50k - $100k
0.75%	$500	-	36 Month Step-Up CD
0.50%	$500	-	12 Month CD
0.25%	$500	-	6 Month CD

Locations

Wakota Federal Credit Union Locations
Branch Office	1151 Southview Blvd	South St Paul, MN 55075

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