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Walden Savings Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
waldensavings.bank
845-457-7000
15 Scotts Corners Drive
Montgomery, NY 12549

Walden Savings Bank is headquartered in MONTGOMERY and is the 56th largest bank in the state of New York. It is also the 1,117th largest bank in the nation. It was established in 1872 and as of March of 2025, it had grown to 140 employees at 11 locations. Walden Savings Bank's CD rates are 2X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #15987
Year Established1872
Employees140
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD12.2%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$925.7MM$877.3MM
LoansQ1 2025vs Q1 2024$672.9MM$614.5MM
DepositsQ1 2025vs Q1 2024$798.6MM$769.2MM
Equity CapitalQ1 2025vs Q1 2024$76.9MM$66.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.8MM$7.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.1MM$2.9MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Walden Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Advantage Savings
OTHER TIERS: 0.30% → $50 - $10k | 0.40% → $10k - $50k
0.30%$50-Statement Savings
0.30%$50-Business Statement Savings
0.05%$5-School Savings
0.05%$1-Holiday Club Accounts
0.05%$1-Vacation Club Accounts

Walden Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Money Market
OTHER TIERS: 0.05% → $100 - $2.5k | 0.35% → $2.5k - $50k

Walden Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$5k-IOLA
0.05%$5k-Advantage Checking
0.05%$5k-Super Now Checking

Walden Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-5 Month CD Special
3.80%$1k-11 Month CD Special
2.00%$1k-18 Month CD
1.90%$1k-12 Month CD
1.90%$1k-24 Month CD
1.75%$1k-60 Month CD
1.70%$1k-48 Month CD
1.65%$1k-36 Month CD
1.60%$1k-30 Month CD
0.70%$1k-6 Month CD
0.50%$1k-91 Day CD

Walden Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-5 Month IRA Special
3.80%$1k-11 Month IRA Special
2.00%$1k-18 Month IRA
1.90%$1k-12 Month IRA
1.90%$1k-24 Month IRA
1.75%$1k-60 Month IRA
1.70%$1k-48 Month IRA
1.65%$1k-36 Month IRA
1.60%$1k-30 Month IRA
0.70%$1k-6 Month IRA
0.50%$1k-91 Day IRA
0.30%$50-Statement IRA Savings
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