Walden Savings Bank

Overview / Commentary
15 Scotts Corners Drive
Montgomery, NY 12549

Walden Savings Bank is headquartered in MONTGOMERY and is the 58th largest bank in the state of New York. It is also the 1,134th largest bank in the nation. It was established in 1872 and as of March of 2023, it had grown to 141 employees at 11 locations. Walden Savings Bank's CD rates are 4X the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #15987
Year Established1872
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD9.59%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$848.8MM$832.9MM
LoansQ1 2023vs Q1 2022$547.3MM$457.2MM
DepositsQ1 2023vs Q1 2022$754.5MM$767.1MM
Equity CapitalQ1 2023vs Q1 2022$59.0MM$60.4MM
Loan Loss AllowanceQ1 2023vs Q1 2022$6.3MM$5.6MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$2.6MM$960.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$43.00K
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Always verify rates and promotions with the bank or credit union. We are not Walden Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Walden Savings Bank Savings Account Rates

0.50%*$50k*-Advantage Savings
OTHER TIERS: 0.30% $50 - $10k | 0.40% $10k - $50k
0.30%$50-Statement Savings
0.30%$50-Business Statement Savings
0.30%$50-Statement IRA Savings
0.05%$5-School Savings
0.05%$1-Holiday Club Accounts
0.05%$1-Vacation Club Accounts

Walden Savings Bank Money Market Rates

0.50%*$50k*-Money Market
OTHER TIERS: 0.05% $100 - $2.5k | 0.35% $2.5k - $50k
0.50%*$50k*-Business Money Market
OTHER TIERS: 0.05% $100 - $2.5k | 0.35% $2.5k - $50k

Walden Savings Bank Checking Account Rates

0.05%$5k-Advantage Checking
0.05%$5k-College Advantage Checking
0.05%$5k-Super Now Checking
0.05%$5k-Business Super Now Checking

Walden Savings Bank CD Rates

5.11%$1k-11 Month CD
5.11%$1k-Business 11 Month CD
5.00%$1k-5 Month CD
5.00%$1k-Business 5 Month CD
4.00%$1k-18 Month CD Special
4.00%$1k-Business 18 Month CD Special
3.75%$1k-12 Month CD Special
3.75%$1k-Business 12 Month CD Special
2.00%$1k-24 Month CD
2.00%$1k-Business 24 Month CD
1.75%$1k-60 Month CD
1.75%$1k-Business 60 Month CD
1.70%$1k-48 Month CD
1.70%$1k-Business 48 Month CD
1.65%$1k-36 Month CD
1.65%$1k-Business 36 Month CD
1.60%$1k-30 Month CD
1.60%$1k-Business 30 Month CD
0.70%$1k-6 Month CD
0.70%$1k-Business 6 Month CD
0.50%$1k-91 Day CD
0.50%$1k-Business 91 Day CD

Walden Savings Bank IRA Rates

5.11%$1k-11 Month IRA
5.00%$1k-5 Month IRA
4.00%$1k-18 Month IRA Special
3.75%$1k-12 Month IRA Special
2.00%$1k-24 Month IRA
1.75%$1k-60 Month IRA
1.70%$1k-48 Month IRA
1.65%$1k-36 Month IRA
1.60%$1k-30 Month IRA
0.70%$1k-6 Month IRA
0.50%$1k-91 Day IRA


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