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Walden Savings Bank


Overview / Commentary
waldensavings.bank
845-457-7000
15 Scotts Corners Drive
Montgomery, NY 12549

Walden Savings Bank is headquartered in MONTGOMERY and is the 58th largest bank in the state of New York. It is also the 1,143rd largest bank in the nation. It was established in 1872 and as of March of 2024, it had grown to 142 employees at 11 locations. Walden Savings Bank's CD rates are 3X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2024

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Health Grade Components

Overall
FDIC Certificate #15987
Year Established1872
Employees142
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD8.28%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$877.3MM$848.8MM
LoansQ1 2024vs Q1 2023$614.5MM$547.3MM
DepositsQ1 2024vs Q1 2023$769.2MM$754.5MM
Equity CapitalQ1 2024vs Q1 2023$66.2MM$59MM
Loan Loss AllowanceQ1 2024vs Q1 2023$7.1MM$6.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$2.9MM$2.6MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Walden Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Walden Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Advantage Savings
OTHER TIERS: 0.30% → $50 - $10k | 0.40% → $10k - $50k
0.30%$50-Statement Savings
0.30%$50-Business Statement Savings
0.30%$50-Statement IRA Savings
0.05%$5-School Savings
0.05%$1-Holiday Club Accounts
0.05%$1-Vacation Club Accounts

Walden Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Money Market
OTHER TIERS: 0.05% → $100 - $2.5k | 0.35% → $2.5k - $50k
0.50%*$50k*-Business Money Market
OTHER TIERS: 0.05% → $100 - $2.5k | 0.35% → $2.5k - $50k

Walden Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$5k-IOLA
0.05%$5k-Advantage Checking
0.05%$5k-College Advantage Checking
0.05%$5k-Super Now Checking
0.05%$5k-Business Super Now Checking

Walden Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.70%$1k-5 Month CD
4.70%$1k-Business 5 Month CD
4.50%$1k-11 Month CD
4.50%$1k-Business 11 Month CD
2.75%$1k-18 Month CD Special
2.75%$1k-Business 18 Month CD Special
2.50%$1k-12 Month CD Special
2.50%$1k-Business 12 Month CD Special
2.00%$1k-24 Month CD
2.00%$1k-Business 24 Month CD
1.75%$1k-60 Month CD
1.75%$1k-Business 60 Month CD
1.70%$1k-48 Month CD
1.70%$1k-Business 48 Month CD
1.65%$1k-36 Month CD
1.65%$1k-Business 36 Month CD
1.60%$1k-30 Month CD
1.60%$1k-Business 30 Month CD
0.70%$1k-6 Month CD
0.70%$1k-Business 6 Month CD
0.50%$1k-91 Day CD
0.50%$1k-Business 91 Day CD

Walden Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.70%$1k-5 Month IRA
4.50%$1k-11 Month IRA
2.75%$1k-18 Month IRA Special
2.50%$1k-12 Month IRA Special
2.00%$1k-24 Month IRA
1.75%$1k-60 Month IRA
1.70%$1k-48 Month IRA
1.65%$1k-36 Month IRA
1.60%$1k-30 Month IRA
0.70%$1k-6 Month IRA
0.50%$1k-91 Day IRA
Locations

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