Ward County Credit Union

Overview / Commentary
301 S Main Ave
Monahans, TX 79756

Ward County Credit Union is headquartered in Monahans and is the 283rd largest credit union in the state of Texas. It is also the 3,545th largest credit union in the nation. It was established in 1957 and as of June of 2021, it had grown to 4 employees and 1,376 members at 1 location. Ward County Credit Union's savings rates are 2X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Ward County Credit Union is open to those who live, work, attend school or worship in Brewster, Jeff Davis, Crane, or Pecos Counties in Texas.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ward County Credit Union has a low asset base.

Health Grade Components

NCUA #67571
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.56%
Annual Interest Income$199.00K
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$17.8MM$18.9MM
LoansQ2 2021vs Q2 2020$4.3MM$4.4MM
DepositsQ2 2021vs Q2 2020$16.2MM$17.3MM
Equity CapitalQ2 2021vs Q2 2020$1.5MM$1.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$39.00K$21.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$91.00K$101.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ward County Credit Union Savings Account Rates

1.10%*$50k*-CD Savings
OTHER TIERS: 1.00% $1k - $25k | 1.05% $25k - $50k
1.10%*$50k*-IRA Savings
OTHER TIERS: 1.00% $500 - $25k | 1.05% $25k - $50k
0.60%*$50k*-Savings/Shares Account
OTHER TIERS: 0.50% $100 - $25k | 0.55% $25k - $50k

Ward County Credit Union Checking Account Rates

0.05%$100-Share Draft Account

Ward County Credit Union Locations
Branch Office301 S Main AveMonahans, TX 79756

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