Westex Community Credit Union

Overview / Commentary

432-586-6631

200 E Austin St
Kermit, TX 79745

Westex Community Credit Union is headquartered in Kermit and is the 119^th largest credit union in the state of Texas. It is also the 1,532^nd largest credit union in the nation. It was established in 1960 and as of June of 2021, it had grown to 39 employees and 13,375 members at 3 locations. Westex Community Credit Union has an A health rating.

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Health

Data as of Q2 2021

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Health Grade Components

Overall
NCUA #	67915
Year Chartered	1960
Employees	39
Primary Regulator

Profit Margin
Return on Assets - YTD	1.23%
Return on Equity - YTD	13.19%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$138.4MM$130.1MM
Loans	Q2 2021vs Q2 2020	$62.8MM$60.7MM
Deposits	Q2 2021vs Q2 2020	$124.0MM$116.6MM
Equity Capital	Q2 2021vs Q2 2020	$13.0MM$12.2MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$571.00K$627.00K
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$547.00K$402.00K
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

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Savings
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westex Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	IRA Account
0.20%	$25	-	Share Account
0.20%	-	-	Christmas Club Account

Westex Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$250k^*	-	3 Year CD
OTHER TIERS: 0.35% → $500 - $250k
0.35%^*	$250k^*	-	2 Year CD
OTHER TIERS: 0.30% → $500 - $250k
0.30%^*	$250k^*	-	1 Year CD
OTHER TIERS: 0.25% → $500 - $250k

Locations

Westex Community Credit Union Locations
Branch Office	608 W Avenue E	Alpine, TX 79830
Branch Office	268 Raul Florez Blvd	Pecos, TX 79772
Branch Office	200 E Austin St	Kermit, TX 79745

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