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Overview / Commentary
200 E Austin St
Kermit, TX 79745

Westex Community Credit Union is headquartered in Kermit and is the 134th largest credit union in the state of Texas. It is also the 1,733rd largest credit union in the nation. It was established in 1960 and as of December of 2017, it had grown to 36 employees and 11,197 members at 3 locations. Westex Community Credit Union has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Westex Community Credit Union has a relatively low asset base.

Health Grade Components

NCUA #67915
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD7.87%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$86.0MM$72.7MM
LoansQ4 2017vs Q4 2016$44.7MM$40.4MM
DepositsQ4 2017vs Q4 2016$75.7MM$63.6MM
Equity CapitalQ4 2017vs Q4 2016$8.8MM$8.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$419.00K$255.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$346.00K$259.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Westex Community Credit Union Savings Account Rates

0.25%$25-Share Account
0.25%$25-Christmas Club Account

Westex Community Credit Union CD Rates

1.04%$500$250k36 Month CD
0.75%*$250k*-12 Month CD
OTHER TIERS: 0.50% $500 - $250k
0.75%$500$250k24 Month CD

Westex Community Credit Union Locations
Branch Office608 W Avenue EAlpine, TX 79830
Branch Office1300 S Cedar StPecos, TX 79772
Branch Office200 E Austin StKermit, TX 79745