Warsaw Federal
LOCATIONS
2
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
2.05% APY
5 Year CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.05% | 5-year CD | 5 Year CD 2.50% - Ally Bank High Yield 5 Year CD |
| 2.05% | 5-year IRA | 5 Year IRA (Traditional, Roth) 1.78% - National Average |
| 1.10% | 18-month CD | 18 Month CD |
Overview / Commentary
Warsaw Federal is headquartered in Cincinnati and is the 148th largest bank in the state of Ohio. It is also the 4,779th largest bank in the nation. It was established in 1893 and as of December of 2017, it had grown to 34 employees at 2 locations. Warsaw Federal's CD rates are 11% higher than the national average, and it has a B+ health rating.
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Health
B+
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Warsaw Federal has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28217 |
| Year Established | 1893 |
| Employees | 34 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.2% |
| Return on Equity - YTD | -1.65% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $70.5MM$69.5MM |
| Loans | Q4 2017vs Q4 2016 | $46.5MM$47.8MM |
| Deposits | Q4 2017vs Q4 2016 | $59.8MM$60.4MM |
| Equity Capital | Q4 2017vs Q4 2016 | $8.3MM$8.4MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $554.00K$559.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $300.00K$1.1MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $232.00K$96.00K |
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Always verify rates and promotions with the bank or credit union. We are not Warsaw Federal; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Warsaw Federal Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Statement Savings | ||
| OTHER TIERS: 0.10% → $50 - $10k | 0.15% → $10k - $50k | 0.25% → $50k - $100k | |||||
Warsaw Federal Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $250 | - | Premium NOW |
Warsaw Federal CD Rates
Warsaw Federal IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.05% | $50 | - | 5 Year IRA | |
| 1.62% | $50 | - | 4 Year IRA | |
| 1.30% | $50 | - | 3 Year IRA | |
| 1.10% | $50 | - | 18 Month IRA | |
| 1.10% | $50 | - | 2 Year IRA | |
| 1.10% | $50 | - | 30 Month IRA | |
| 1.10% | $50 | - | 13 Month IRA | |
| 1.00% | $50 | - | 1 Year IRA |
Locations
| Warsaw Federal Locations | ||
|---|---|---|
| Warsaw Federal Savings and Loan Association | 3533 Warsaw Ave | Cincinnati, OH 45205 |
| Gracely Drive Branch | 6570 Gracely Drive | Cincinnati, OH 45233 |