Warsaw Federal
LOCATIONS
2
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HEALTH RATING
B
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CURRENT TOP RATE
2.35% APY
5 Year CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.35% | 5-year CD | |
| 2.35% | 5-year IRA | 2.22% - National Average |
| 2.00% | 18-month CD |
Overview / Commentary
Warsaw Federal is headquartered in Cincinnati and is the 156th largest bank in the state of Ohio. It is also the 4,752nd largest bank in the nation. It was established in 1893 and as of September of 2018, it had grown to 24 employees at 2 locations. Warsaw Federal's CD rates are 72% higher than the national average, and it has a B health rating.
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Health
B
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Warsaw Federal has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28217 |
| Year Established | 1893 |
| Employees | 24 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.18% |
| Return on Equity - YTD | -1.47% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $62.6MM$69.9MM |
| Loans | Q3 2018vs Q3 2017 | $40.6MM$48.5MM |
| Deposits | Q3 2018vs Q3 2017 | $54.1MM$60.8MM |
| Equity Capital | Q3 2018vs Q3 2017 | $8.2MM$8.5MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $520.00K$536.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $536.00K$818.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $79.00K$271.00K |
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Always verify rates and promotions with the bank or credit union. We are not Warsaw Federal; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Warsaw Federal Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Statement Savings | ||
| OTHER TIERS: 0.10% → $50 - $10k | 0.15% → $10k - $50k | 0.25% → $50k - $100k | |||||
Warsaw Federal Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $250 | - | Premium NOW |
Warsaw Federal CD Rates
Warsaw Federal IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.35% | $50 | - | 5 Year IRA | |
| 2.30% | $50 | - | 4 Year IRA | |
| 2.20% | $50 | - | 3 Year IRA | |
| 2.15% | $50 | - | 30 Month IRA | |
| 2.10% | $50 | - | 2 Year IRA | |
| 2.00% | $50 | - | 18 Month IRA | |
| 1.65% | $50 | - | 15 Month IRA | |
| 1.55% | $50 | - | 1 Year IRA |
Locations
| Warsaw Federal Locations | ||
|---|---|---|
| Warsaw Federal Savings and Loan Association | 3533 Warsaw Ave | Cincinnati, OH 45205 |
| Gracely Drive Branch | 6570 Gracely Drive | Cincinnati, OH 45233 |