Featured Savings Rates
Featured Accounts

Washington Federal

Popular Accounts at this Bank

2.00%5-year CD60 Months CD
1.75%4-year CD48 - 59 Months CD
1.05%3-year CD36 - 47 Months CD

Reviews (5)

On-Line Access Transition A Real Train Wreck

We were customers of a B of A branch that was bought out by Washington Federal. The messed up our bill-pay info from B of A resulting in missed payments. Now they have transitioned to a new on-line system and seem to have lost some more info. They had my wife's phone number with an old area code that went back to B of A days. I have been on the phone with customer service trying to restore on-line access to my business account for three days. Getting ready to set up a new business account with another bank. They just can't get things to work. I think they have trouble retaining capable IT employees, and I am concerned about hacking.

Better than nothing.

Posted by: MarkN. | May 28, 2014

I only used Washington Federal because Bank of America was bought out by this company last year. I don't know how they managed it but they ended up being even worse than BoA. Their website is horrible and very clunky. I think I'd rather keep my money beneath my mattress than continue to use Washington Federal. The only upside were the BoA people that continued working for Washington Federal once they were bought out. The drive through people are extremely friendly and the tellers inside helped me with the many problems the horrible company caused. Can't blame the low level workers for the car wreck of a company they work for when they are doing their best. Only use Washington Federal if you hard up and there are no other options.

New System Upgrade Is Terrible!

WF's system upgrade this past fall has caused constant problems for us. We are averaging one successful login for 5 tries. The problem seems to be that we spend the winters in Baja MX and I guessing that their system isn't accepting our requests coming through a foreign server.

We've sent numerous emails from within our secure message center and the problems continue for the past 3 months. We never had these problems with Bank of America before the buyout by WF. Didn't have problems last winter before the upgrade this past fall. Looks like the only solution will be to change banks when we return this spring.

Worst Experience With Washington Federal Bank

Posted by: GKBrar | Mar 11, 2016

It is the worst bank for me. Specially the Moses Lake branch. I worked for a Gas station here and having business account with it. Usually I go to the bank during the lunchbreak of merchant teller. I waited in the business line for the next teller to serve me but the regular customers came after me were served first and I was the last one. When it happened again I asked the teller to confirm that if the merchant teller isn't available then I have to come in regular customers line but he said no we will serve you in business line. When I asked then why I was not served until the last customer was done even they came after me but the answer was because the merchant teller is on lunch. On March 10, 2016 I was not called by the teller even when the last customer was served who came after me. I had to wait until the merchant teller was not back and the teller next to that window was standing free while I was waiting. Most interesting thing the manager was always there sitting to the next window all the days. What you will say about this kind of service.......If anyone has questions regarding this go and watch the video recording for March 10 from 1.15pm to 1.40pm and get the answers what I am saying.

Fees, Fees, And More Fees....

We were long time customers of South Valley Bank & Trust, which was acquired by Washington Federal last year. When the account merging took place in April 2013, problems started. The first thing we noticed was that many of the employees that had been with South Valley for years and years had been laid off and replaced with Washington Federal employees, and later the ones that were not laid off, left due to poor treatment by the management. The next thing that immediately caught our attention was how many fees Washington Federal charged! Our business and personal accounts had been free for years, and suddenly we were told that we would start being charged if we had over 15 deposits a month, wrote over 100 checks, or deposited over 10,000 a month in cash to our business accounts. They were not small business friendly at all.... We left and took our accounts to Rogue Credit Union, where we have not been charged a single fee to date.


Health Grade Components

FDIC Certificate #28088
Year Established1917
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD8.05%
Annual Interest Income$539.3MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$14.69B$14.49B
LoansQ4 2015vs Q4 2014$9.40B$8.42B
DepositsQ4 2015vs Q4 2014$10.66B$10.60B
Equity CapitalQ4 2015vs Q4 2014$1.97B$1.96B
Loan Loss AllowanceQ4 2015vs Q4 2014$107.9MM$110.9MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$71.3MM$98.4MM
Real Estate OwnedQ4 2015vs Q4 2014$42.0MM$66.0MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Washington Federal Savings Account Rates

0.10%$100-Passbook Savings
0.10%$100-Statement Savings
0.10%$100-Business Savings
0.10%--Passbook Savings for Minors
0.10%--Statement Savings for Minors

Washington Federal Money Market Rates

0.15%*$90k*$250kMoney Market
OTHER TIERS: 0.10% $1k - $90k
0.15%*$90k*$250kBusiness Money Market
OTHER TIERS: 0.10% $1k - $90k

Washington Federal Checking Account Rates

0.05%$1k$250kPerformance Checking
0.05%$10k$250kStellar Checking
0.05%*$10k*$250kBusiness Stellar Interest Checking
OTHER TIERS: 0.02% $1k - $10k

Washington Federal CD Rates

2.00%*$90k*$250k60 Months CD
OTHER TIERS: 1.95% $1k - $90k
2.00%*$90k*$250kBusiness 60 Months CD
OTHER TIERS: 1.95% $1k - $90k
1.75%*$90k*$250k48 - 59 Months CD
OTHER TIERS: 1.70% $1k - $90k
1.75%*$90k*$250kBusiness 48 - 59 Months CD
OTHER TIERS: 1.70% $1k - $90k
1.05%*$90k*$250k36 - 47 Months CD
OTHER TIERS: 1.00% $1k - $90k
1.05%*$90k*$250kBusiness 36 - 47 Months CD
OTHER TIERS: 1.00% $1k - $90k
0.90%*$90k*$250k24 - 35 Months CD
OTHER TIERS: 0.85% $1k - $90k
0.90%*$90k*$250kBusiness 24 - 35 Months CD
OTHER TIERS: 0.85% $1k - $90k
0.75%*$90k*$250k18 - 23 Months CD
OTHER TIERS: 0.70% $1k - $90k
0.75%*$90k*$250kBusiness 18 - 23 Months CD
OTHER TIERS: 0.70% $1k - $90k
0.45%*$90k*$250k12 - 17 Months CD
OTHER TIERS: 0.40% $1k - $90k
0.45%*$90k*$250kBusiness 12 - 17 Months CD
OTHER TIERS: 0.40% $1k - $90k
0.40%*$90k*$250k6 - 11 Months CD
OTHER TIERS: 0.35% $1k - $90k
0.40%*$90k*$250kBusiness 6 - 11 Months CD
OTHER TIERS: 0.35% $1k - $90k
0.20%*$90k*$250k3 Months CD
OTHER TIERS: 0.15% $1k - $90k
0.20%*$90k*$250k4 - 5 Months CD
OTHER TIERS: 0.15% $1k - $90k
0.20%*$90k*$250kBusiness 3 Months CD
OTHER TIERS: 0.15% $1k - $90k
0.20%*$90k*$250kBusiness 4 - 5 Months CD
OTHER TIERS: 0.15% $1k - $90k
0.10%$90k$250k14 Days - 2 Months CD
0.10%$90k$250kBusiness 14 Days - 2 Months CD

Washington Federal has 243 locations. Click to view all Washington Federal locations.