WaFd Bank


Highly Recommend WA Fed!

My dad began using Wa Federal in their Lynnwood location at least 10 years ago. He made almost daily visits to the bank and considered the employees as friends. It made sense to me to continue with them when my dad passed. We have both personal and business accounts with them. I can't speak highly enough of their customer service and overall operations. As well, they were so helpful in getting my mom organized and our business accounts transitioned in the difficult days and months following my dad's passing.

Savings and Checking Accounts

I have been with Washington Federal for 4 years. I have a checking, savings and home loan, but this review is for the checking and savings accounts and the staff. I have found it easy and convenient to work with Washington Federal. All of the personnel are friendly and helpful. I don't use the ATM, I usually go in and personally make deposits or write a check somewhere for a withdrawal. Their are no fees. The customer service experience has been better than any other bank. Because of the small size it is much easier to get in and out and get my business done quickly. I have always had any questions answered quickly and professionally. As a bonus, you can often find a tray of cookies available in the lobby! Great bank! I highly recommend it.

On-Line Access Transition A Real Train Wreck

We were customers of a B of A branch that was bought out by Washington Federal. The messed up our bill-pay info from B of A resulting in missed payments. Now they have transitioned to a new on-line system and seem to have lost some more info. They had my wife's phone number with an old area code that went back to B of A days. I have been on the phone with customer service trying to restore on-line access to my business account for three days. Getting ready to set up a new business account with another bank. They just can't get things to work. I think they have trouble retaining capable IT employees, and I am concerned about hacking.

Another Bank Changing Your Account

Posted by: |

Received the dreaded letter that every money hungry bank eventually sends. Dear VALUED customer, your free checking account will be switch to a monthly fee account...blah blah blah. When will institutions learn that people are no longer loyal to businesses if businesses cannot be loyal to customers. There are plenty banks that offer free checking. I'll be switching tomorrow. Sincerely, a once VALUED customer.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #28088
Year Established1917
Employees2045
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD7.25%
Annual Interest Income$313.7MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$18.18B$16.47B
LoansQ2 2020vs Q2 2019$12.73B$11.98B
DepositsQ2 2020vs Q2 2019$13.22B$11.89B
Equity CapitalQ2 2020vs Q2 2019$1.95B$1.99B
Loan Loss AllowanceQ2 2020vs Q2 2019$165.3MM$134.0MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$34.7MM$41.0MM
Real Estate OwnedQ2 2020vs Q2 2019$6.0MM$7.0MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not WaFd Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WaFd Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Passbook Savings
0.10%$100-Statement Savings
0.10%$200-Business Savings
0.10%$10-Passbook Savings for Minors
0.10%$10-Statement Savings for Minors

WaFd Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$15k*-Gold Money Market
OTHER TIERS: 0.30% $1k - $15k
0.35%*$15k*-Business Premium Money Market
OTHER TIERS: 0.30% $1k - $15k
0.10%*$90k*-Money Market
OTHER TIERS: 0.05% $1k - $90k
0.10%*$90k*$250kBusiness Money Market
OTHER TIERS: 0.05% $1k - $90k

WaFd Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$10k*$8mStellar Business Interest Checking
OTHER TIERS: 0.02% $1k - $10k
0.05%$10k$250kStellar Plus Checking

WaFd Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$90k*-60 Month CD
OTHER TIERS: 0.50% $1k - $90k
0.55%*$90k*$250kBusiness 60 Month CD
OTHER TIERS: 0.50% $1k - $90k
0.55%*$90k*-60 Month Minor CD
OTHER TIERS: 0.50% $500 - $90k
0.50%*$90k*-48 - 59 Month CD
OTHER TIERS: 0.45% $1k - $90k
0.50%*$90k*$250kBusiness 48 - 59 Month CD
OTHER TIERS: 0.45% $1k - $90k
0.50%*$90k*-48 - 59 Month Minor CD
OTHER TIERS: 0.45% $500 - $90k
0.45%*$90k*-36 - 47 Month CD
OTHER TIERS: 0.40% $1k - $90k
0.45%*$90k*$250kBusiness 36 - 47 Month CD
OTHER TIERS: 0.40% $1k - $90k
0.45%*$90k*-36 - 47 Month Minor CD
OTHER TIERS: 0.40% $500 - $90k
0.40%$1k$250k7 Month CD Special w/ Checking
0.40%$1k$500kBusiness 7 Month CD Special w/ Checking
0.35%*$90k*-18 - 23 Month CD
OTHER TIERS: 0.30% $1k - $90k
0.35%*$90k*-24 - 35 Month CD
OTHER TIERS: 0.30% $1k - $90k
0.35%*$90k*$250kBusiness 18 - 23 Month CD
OTHER TIERS: 0.30% $1k - $90k
0.35%*$90k*$250kBusiness 24 - 35 Month CD
OTHER TIERS: 0.30% $1k - $90k
0.35%*$90k*-18 - 23 Month Minor CD
OTHER TIERS: 0.30% $500 - $90k
0.35%*$90k*-24 - 35 Month Minor CD
OTHER TIERS: 0.30% $500 - $90k
0.30%*$90k*-12 - 17 Month CD
OTHER TIERS: 0.25% $1k - $90k
0.30%*$90k*$250kBusiness 12 - 17 Month CD
OTHER TIERS: 0.25% $1k - $90k
0.30%$1k$250k7 Month CD Special w/o Checking
0.30%*$90k*-12 - 17 Month Minor CD
OTHER TIERS: 0.25% $500 - $90k
0.30%$1k$500kBusiness 7 Month CD Special w/o Checking
0.20%*$90k*-6 - 11 Month CD
OTHER TIERS: 0.15% $1k - $90k
0.20%*$90k*$250kBusiness 6 - 11 Month CD
OTHER TIERS: 0.15% $1k - $90k
0.20%*$90k*-6 - 11 Month Minor CD
OTHER TIERS: 0.15% $500 - $90k
0.15%*$90k*-4 - 5 Month CD
OTHER TIERS: 0.10% $1k - $90k
0.15%*$90k*$250kBusiness 4 - 5 Month CD
OTHER TIERS: 0.10% $1k - $90k
0.15%*$90k*-4 - 5 Month Minor CD
OTHER TIERS: 0.10% $500 - $90k
0.10%$90k-14 Day - 2 Month CD
0.10%*$90k*-3 Month CD
OTHER TIERS: 0.05% $1k - $90k
0.10%$90k$250kBusiness 14 Day - 2 Month CD
0.10%*$90k*$250kBusiness 3 Month CD
OTHER TIERS: 0.05% $1k - $90k
0.10%*$90k*-3 Month Minor CD
OTHER TIERS: 0.05% $500 - $90k
0.10%$90k-14 Day - 2 Month Minor CD

WaFd Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$90k*-60 Month IRA
OTHER TIERS: 0.50% $100 - $90k
0.50%*$90k*-48 - 59 Month IRA
OTHER TIERS: 0.45% $100 - $90k
0.45%*$90k*-36 - 47 Month IRA
OTHER TIERS: 0.40% $100 - $90k
0.40%$1k$250k7 Month IRA Special w/ Checking
0.35%*$90k*-18 - 23 Month IRA
OTHER TIERS: 0.30% $100 - $90k
0.35%*$90k*-24 - 35 Month IRA
OTHER TIERS: 0.30% $100 - $90k
0.30%*$90k*-12 - 17 Month IRA
OTHER TIERS: 0.25% $100 - $90k
0.30%$1k$250k7 Month IRA Special w/o Checking
0.20%*$90k*-6 - 11 Month IRA
OTHER TIERS: 0.15% $100 - $90k
0.15%*$90k*-4 - 5 Month IRA
OTHER TIERS: 0.10% $100 - $90k
0.10%*$90k*-3 Month IRA
OTHER TIERS: 0.05% $100 - $90k
0.10%$90k-14 Day - 2 Month IRA
Locations

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