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Washington Savings Bank

Popular Accounts at this Bank

1.61%Reward CheckingGo Green Checking
0.75%Reward SavingsKasasa Saver
2.10%5-year CD60 Month CD

Overview / Commentary
200 South Banker Street
Effingham , IL 62401

Washington Savings Bank is headquartered in Effingham and is the 112th largest bank in the state of Illinois. It is also the 1,870th largest bank in the nation. It was established in 1883 and as of December of 2017, it had grown to 64 employees at 3 locations. Washington Savings Bank's CD rates are 11% higher than the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #29227
Year Established1883
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD2.63%
Annual Interest Income$12.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$368.4MM$360.6MM
LoansQ4 2017vs Q4 2016$265.9MM$251.9MM
DepositsQ4 2017vs Q4 2016$286.8MM$281.8MM
Equity CapitalQ4 2017vs Q4 2016$60.4MM$58.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.9MM$1.9MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.9MM$2.2MM
Real Estate OwnedQ4 2017vs Q4 2016$156.00K$129.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Washington Savings Bank Savings Account Rates

0.85%--Christmas Club
0.75%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+
0.45%*$100k*-Tiered Statement Savings
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k
0.40%*$250k*-Commercial Statement Savings
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k
0.35%*$10k*-Health Savings Accounts
OTHER TIERS: 0.25% Up to $5k | 0.30% $5k - $10k
0.20%--Kid's Club

Washington Savings Bank Checking Account Rates

3.00%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
1.61%*-$20kGo Green Checking
OTHER TIERS: 0.25% $20k+
0.45%*$250k*-Super NOW Checking
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k

Washington Savings Bank CD Rates

2.25%$1k-84 Month CD
2.10%$1k-60 Month CD
1.85%$1k-48 Month CD
1.60%$1k-24 Month CD
1.50%$1k-30 Month CD
1.45%$2,500-36 Month CD
1.25%$2,500-20 Month CD
1.15%$1k-18 Month CD
1.10%$2,500-15 Month CD
1.00%$1k-12 Month CD
0.85%$2,500-182 Day CD
0.75%$2,500-10 Month CD
0.50%$2,500-91 Day CD

Washington Savings Bank IRA Rates

2.25%$1k-84 Month IRA
2.25%$1k-84 Month Roth IRA
2.10%$1k-60 Month IRA
1.60%$1k-24 Month Roth IRA
1.60%$1k-24 Month IRA
1.50%$1k-30 Month IRA
1.45%$2,500-36 Month Bump Roth IRA
1.45%$2,500-36 Month Bump IRA
1.15%$100-18 Month Variable Roth IRA
1.15%$100-18 Month Variable IRA
1.15%$1k-18 Month IRA
1.10%$2,500-15 Month Roth IRA
1.10%$2,500-15 Month IRA
1.00%$1k-12 Month Roth IRA
1.00%$1k-12 Month IRA

Washington Savings Bank Locations
Keller Drive Branch1300 North Keller DriveEffingham, IL 62401
Washington Savings Bank200 South Banker StreetEffingham, IL 62401
Mattoon Branch1111 Charleston AvenueMattoon, IL 61938