Washington State Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.washsb.com

319-653-2151

121 S Marion Ave
Washington, IA 52353

Washington State Bank is headquartered in WASHINGTON and is the 53^rd largest bank in the state of Iowa. It is also the 1,640^th largest bank in the nation. It was established in 1932 and as of March of 2025, it had grown to 50 employees at 5 locations. Washington State Bank's money market rates are 2X the national average, and it has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	214
Year Established	1932
Employees	50
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.39%
Return on Equity - YTD	20.06%
Annual Interest Income	$7.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$568.1MM$567.5MM
Loans	Q1 2025vs Q1 2024	$324.4MM$302.5MM
Deposits	Q1 2025vs Q1 2024	$501.6MM$489.5MM
Equity Capital	Q1 2025vs Q1 2024	$39.1MM$49.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.6MM$3.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.3MM$916K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Washington State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$0	-	HSA
0.25%	$0	-	Statement Savings

Washington State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$250k^*	-	Money Market Deposit Account
OTHER TIERS: 0.30% → $1.5k - $75k \| 0.50% → $75k - $250k

Washington State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$1m^*	-	NOW Checking
OTHER TIERS: 0.25% → $750 - $100k

Washington State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%^*	$125k^*	-	16 Month CD Special
OTHER TIERS: 3.85% → $500 - $75k \| 4.00% → $75k - $125k
2.17%^*	$75k^*	-	54 Month CD
OTHER TIERS: 2.02% → $500 - $75k
2.12%^*	$75k^*	-	48 Month CD
OTHER TIERS: 1.96% → $500 - $75k
2.07%^*	$75k^*	-	42 Month CD
OTHER TIERS: 1.91% → $500 - $75k
1.96%^*	$75k^*	-	36 Month CD
OTHER TIERS: 1.81% → $500 - $75k
1.86%^*	$75k^*	-	30 Month CD
OTHER TIERS: 1.71% → $500 - $75k
1.76%^*	$75k^*	-	24 Month CD
OTHER TIERS: 1.61% → $500 - $75k
1.71%^*	$75k^*	-	18 Month CD
OTHER TIERS: 1.56% → $500 - $75k
1.66%^*	$75k^*	-	12 Month CD
OTHER TIERS: 1.51% → $500 - $75k
1.61%^*	$75k^*	-	6 Month CD
OTHER TIERS: 1.46% → $500 - $75k
1.56%^*	$75k^*	-	3 Month CD
OTHER TIERS: 1.41% → $500 - $75k

Washington State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.75%	$0	-	IRA Savings

Locations

Washington State Bank Locations
Washington State Bank	121 S Marion Ave	Washington, IA 52353
Parking Lot Branch	303 West Washington Street	Washington, IA 52353
Columbus Junction State Bank Branch	134 Main Street	Columbus Junction, IA 52738
Fairfield Branch	1706 West Burlington Ave	Fairfield, IA 52556

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