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Washington State Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.washsb.com
319-653-2151
121 S Marion Ave
Washington, IA 52353

Washington State Bank is headquartered in WASHINGTON and is the 53rd largest bank in the state of Iowa. It is also the 1,640th largest bank in the nation. It was established in 1932 and as of March of 2025, it had grown to 50 employees at 5 locations. Washington State Bank's money market rates are 2X the national average, and it has a B health rating.

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Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #214
Year Established1932
Employees50
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD20.06%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$568.1MM$567.5MM
LoansQ1 2025vs Q1 2024$324.4MM$302.5MM
DepositsQ1 2025vs Q1 2024$501.6MM$489.5MM
Equity CapitalQ1 2025vs Q1 2024$39.1MM$49.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.6MM$3.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.3MM$916K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Washington State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$0-HSA
0.25%$0-Statement Savings

Washington State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Money Market Deposit Account
OTHER TIERS: 0.30% → $1.5k - $75k | 0.50% → $75k - $250k

Washington State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$1m*-NOW Checking
OTHER TIERS: 0.25% → $750 - $100k

Washington State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$125k*-16 Month CD Special
OTHER TIERS: 3.85% → $500 - $75k | 4.00% → $75k - $125k
2.17%*$75k*-54 Month CD
OTHER TIERS: 2.02% → $500 - $75k
2.12%*$75k*-48 Month CD
OTHER TIERS: 1.96% → $500 - $75k
2.07%*$75k*-42 Month CD
OTHER TIERS: 1.91% → $500 - $75k
1.96%*$75k*-36 Month CD
OTHER TIERS: 1.81% → $500 - $75k
1.86%*$75k*-30 Month CD
OTHER TIERS: 1.71% → $500 - $75k
1.76%*$75k*-24 Month CD
OTHER TIERS: 1.61% → $500 - $75k
1.71%*$75k*-18 Month CD
OTHER TIERS: 1.56% → $500 - $75k
1.66%*$75k*-12 Month CD
OTHER TIERS: 1.51% → $500 - $75k
1.61%*$75k*-6 Month CD
OTHER TIERS: 1.46% → $500 - $75k
1.56%*$75k*-3 Month CD
OTHER TIERS: 1.41% → $500 - $75k

Washington State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$0-IRA Savings
Locations


Washington State Bank Locations
Washington State Bank121 S Marion AveWashington, IA 52353
Parking Lot Branch303 West Washington StreetWashington, IA 52353
Columbus Junction State Bank Branch134 Main StreetColumbus Junction, IA 52738
Fairfield Branch1706 West Burlington AveFairfield, IA 52556

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