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Washington Trust Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.watrust.com
509-353-3865
717 W Sprague Avenue
Spokane, WA 99201

Washington Trust Bank is headquartered in SPOKANE and is the 3rd largest bank in the state of Washington. It is also the 152nd largest bank in the nation. It was established in 1902 and as of December of 2024, it had grown to 1,182 employees at 43 locations. Washington Trust Bank's money market rates are 6X the national average, and it has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #1281
Year Established1902
Employees1182
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD6.5%
Annual Interest Income$489.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$10.73B$11.44B
LoansQ4 2024vs Q4 2023$6.74B$6.36B
DepositsQ4 2024vs Q4 2023$8.82B$8.14B
Equity CapitalQ4 2024vs Q4 2023$904.6MM$862.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$153.6MM$146.2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$71.5MM$30.5MM
Real Estate OwnedQ4 2024vs Q4 2023$83K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Washington Trust Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%$1-Simplicity Savings

Washington Trust Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.58%*$500k*-Signature Money Market
OTHER TIERS: 0.20% → $1 - $100k | 0.70% → $100k - $500k
0.70%*$100k*-Preferred Money Market
OTHER TIERS: 0.20% → $1 - $100k

Washington Trust Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$1-Signature Checking
0.03%$1-Preferred Checking

Washington Trust Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.61%$500-3 Month CD
3.61%$500-6 Month CD
3.61%$100k-3 Month Jumbo CD
3.61%$100k-6 Month Jumbo CD
3.56%$500-12 Month CD
3.56%$100k-12 Month Jumbo CD
3.51%$500-9 Month CD
3.51%$100k-9 Month Jumbo CD
2.90%$500-18 Month CD
2.89%$500-15 Month CD
2.40%$500-24 Month CD
2.40%$100k-24 Month Jumbo CD
2.01%$500-60 Month CD
2.01%$100k-60 Month Jumbo CD
2.00%$500-48 Month CD
2.00%$100k-48 Month Jumbo CD
1.99%$500-36 Month CD
1.99%$100k-36 Month Jumbo CD
0.80%$100k-60 Days Jumbo CD
0.75%$100k-30 Days Jumbo CD
0.17%$100k-7 Day Jumbo CD
Locations

Availability



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