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Washington Trust Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.watrust.com
509-353-3865
717 W Sprague Avenue
Spokane, WA 99201

Washington Trust Bank is headquartered in SPOKANE and is the 3rd largest bank in the state of Washington. It is also the 149th largest bank in the nation. It was established in 1902 and as of March of 2025, it had grown to 1,198 employees at 43 locations. Washington Trust Bank's money market rates are 6X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #1281
Year Established1902
Employees1198
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD7.57%
Annual Interest Income$118.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$10.7B$10.93B
LoansQ1 2025vs Q1 2024$6.91B$6.44B
DepositsQ1 2025vs Q1 2024$8.71B$7.99B
Equity CapitalQ1 2025vs Q1 2024$918.1MM$868.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$151.6MM$147.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$68.3MM$29.2MM
Real Estate OwnedQ1 2025vs Q1 2024$83K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Washington Trust Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%$1-Simplicity Savings

Washington Trust Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%*$500k*-Signature Money Market
OTHER TIERS: 0.20% → $1 - $100k | 0.65% → $100k - $500k
0.65%*$100k*-Preferred Money Market
OTHER TIERS: 0.20% → $1 - $100k

Washington Trust Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$1-Signature Checking
0.03%$1-Preferred Checking

Washington Trust Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.46%$500-3 Month CD
3.46%$100k-3 Month Jumbo CD
3.41%$500-6 Month CD
3.41%$100k-6 Month Jumbo CD
3.35%$500-12 Month CD
3.35%$100k-12 Month Jumbo CD
3.30%$500-9 Month CD
3.30%$100k-9 Month Jumbo CD
2.90%$500-18 Month CD
2.89%$500-15 Month CD
2.40%$500-24 Month CD
2.40%$100k-24 Month Jumbo CD
2.01%$500-60 Month CD
2.01%$100k-60 Month Jumbo CD
2.00%$500-48 Month CD
2.00%$100k-48 Month Jumbo CD
1.99%$500-36 Month CD
1.99%$100k-36 Month Jumbo CD
0.80%$100k-60 Days Jumbo CD
0.75%$100k-30 Days Jumbo CD
0.17%$100k-7 Day Jumbo CD
Locations

Availability



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