Washita State Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.washitastatebank.com

580-562-4871

701 State Highway 44
Burns Flat, OK 73624

Washita State Bank is headquartered in BURNS FLAT and is the 165^th largest bank in the state of Oklahoma. It is also the 4,280^th largest bank in the nation. It was established in 1977 and as of March of 2025, it had grown to 7 employees at 1 location. Washita State Bank's CD rates are 5X the national average, but it has a C health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Washita State Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #	22430
Year Established	1977
Employees	7
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.98%
Return on Equity - YTD	6.38%
Annual Interest Income	$750K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$43MM$51.5MM
Loans	Q1 2025vs Q1 2024	$29.6MM$26.6MM
Deposits	Q1 2025vs Q1 2024	$36.4MM$44.7MM
Equity Capital	Q1 2025vs Q1 2024	$6.5MM$6.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$403K$374K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.3MM$334K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Washita State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$500	-	WSB Savings Account
0.20%	$50	-	WSB JUNIOR Savings

Washita State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$100k^*	-	WSB TRADITIONAL Money Market Demand Accounts (MMDA)
OTHER TIERS: 0.20% → $1k - $10k \| 0.30% → $10k - $50k \| 0.40% → $50k - $100k

Washita State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$1k	-	WSB Checking Account
0.20%	$1k	-	WSB Business Checking Account

Washita State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.50%	$1k	-	6 Month CD
4.40%	$1k	-	12 Month CD
3.03%	$1k	-	60 Month CD
2.82%	$1k	-	48 Month CD
2.65%	$1k	-	36 Month CD
2.58%	$1k	-	24 Month CD
1.16%	$1k	-	3 Month CD

Locations

Washita State Bank Locations
Washita State Bank	701 State Highway 44	Burns Flat, OK 73624

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