Washita State Bank

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.washitastatebank.com

580-562-4871

701 State Highway 44
Burns Flat, OK 73624

Washita State Bank is headquartered in BURNS FLAT and is the 166^th largest bank in the state of Oklahoma. It is also the 4,326^th largest bank in the nation. It was established in 1977 and as of December of 2024, it had grown to 8 employees at 1 location. Washita State Bank's CD rates are 5X the national average, and it has a B health rating.

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Health

Data as of Q4 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Washita State Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #	22430
Year Established	1977
Employees	8
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.56%
Return on Equity - YTD	11.13%
Annual Interest Income	$3.5MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$41.7MM$44.9MM
Loans	Q4 2024vs Q4 2023	$27.9MM$25.1MM
Deposits	Q4 2024vs Q4 2023	$35.1MM$38.4MM
Equity Capital	Q4 2024vs Q4 2023	$6.6MM$6.4MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$388K$359K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$432K$163K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Washita State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$500	-	WSB Savings Account
0.20%	$50	-	WSB JUNIOR Savings

Washita State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$100k^*	-	WSB TRADITIONAL Money Market Demand Accounts (MMDA)
OTHER TIERS: 0.20% → $1k - $10k \| 0.30% → $10k - $50k \| 0.40% → $50k - $100k

Washita State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$1k	-	WSB Checking Account
0.20%	$1k	-	WSB Business Checking Account

Washita State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.68%	$1k	-	6 Month CD
4.45%	$1k	-	12 Month CD
3.03%	$1k	-	60 Month CD
2.82%	$1k	-	48 Month CD
2.65%	$1k	-	36 Month CD
2.58%	$1k	-	24 Month CD
1.16%	$1k	-	3 Month CD

Locations

Washita State Bank Locations
Washita State Bank	701 State Highway 44	Burns Flat, OK 73624

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