First Watch Credit Union is headquartered in Abilene and is the 146th largest credit union in the state of Texas. It is also the 1,834th largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 30 employees and 9,584 members at 2 locations. First Watch Credit Union has an A health rating.
Membership is open to those who live, work, worship, or attend school in, as well as businesses and other legal entities located in Taylor, Jones, Callahan, Nolan, Runnels, and Eastland Counties, Texas.
See current membership details
Overall | |
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NCUA # | 13290 |
Year Chartered | 1959 |
Employees | 30 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.09% |
Return on Equity - YTD | 0.93% |
Annual Interest Income | $1.1MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $99.6MM$96.2MM |
Loans | Q1 2025vs Q1 2024 | $68.1MM$72.9MM |
Deposits | Q1 2025vs Q1 2024 | $89.7MM$86.5MM |
Equity Capital | Q1 2025vs Q1 2024 | $9.6MM$9.4MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $161K$349K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$54K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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First Watch Credit Union Locations | ||
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Branch Office | 1118 Pine St | Abilene, TX 79601-3529 |
Branch Office | 3324 Catclaw Dr | Abilene, TX 79606-8208 |