First Watch Credit Union is headquartered in Abilene and is the 144th largest credit union in the state of Texas. It is also the 1,838th largest credit union in the nation. It was established in 1959 and as of December of 2022, it had grown to 30 employees and 10,295 members at 2 locations. First Watch Credit Union's CD rates are 4X the national average, and it has an A health rating.
Membership is open to those who live, work, worship, or attend school in, as well as businesses and other legal entities located in Taylor, Jones, Callahan, Nolan, Runnels, and Eastland Counties, Texas.
See current membership details
Overall | |
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NCUA # | 13290 |
Year Chartered | 1959 |
Employees | 30 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.29% |
Return on Equity - YTD | 3.02% |
Annual Interest Income | $3.1MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $98.7MM$96.0MM |
Loans | Q4 2022vs Q4 2021 | $80.6MM$56.2MM |
Deposits | Q4 2022vs Q4 2021 | $89.0MM$86.6MM |
Equity Capital | Q4 2022vs Q4 2021 | $9.4MM$9.1MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $183.00K$218.00K |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $35.00K$0 |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Watch Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.65% | $100 | - | IRA Savings | |
0.10% | $50 | - | Simply Kids Account | |
0.10% | $100 | - | Christmas Club | |
0.10% | $50 | - | Simply Teen Account | |
0.05% | $100 | - | Share Account | |
0.05% | $100 | - | Special Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.25% → $1k - $25k | 0.50% → $25k - $75k | 0.85% → $75k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.02% | $50 | - | Simply Teen Draft | |
0.02% | $100 | - | Simply 50+ |
First Watch Credit Union Locations | ||
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Branch Office | 1118 Pine St | Abilene, TX 79601-3529 |
Branch Office | 3324 Catclaw Dr | Abilene, TX 79606-8208 |