Waterman State Bank is headquartered in Waterman and is the 341st largest bank in the state of Illinois. It is also the 4,542nd largest bank in the nation. It was established in 1908 and as of December of 2020, it had grown to 42 employees at 1 location. Waterman State Bank has an A health rating.
Overall | |
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FDIC Certificate # | 10878 |
Year Established | 1908 |
Employees | 42 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.77% |
Return on Equity - YTD | 16.92% |
Annual Interest Income | $1.8MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $60.7MM$33.7MM |
Loans | Q4 2020vs Q4 2019 | $36.5MM$16.3MM |
Deposits | Q4 2020vs Q4 2019 | $39.0MM$28.3MM |
Equity Capital | Q4 2020vs Q4 2019 | $6.6MM$3.7MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $102.00K$198.00K |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $0$0 |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | - | $10k | WSB Rewards Savings | |
0.25% | $1 | - | Christmas Club | |
0.05% | $50 | - | Regular Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.40%* | $50k* | - | Money Market Account | ||
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | - | $50k | WSB Rewards Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | $1k | - | 36 Month IRA | |
0.65% | $1k | - | 24 Month IRA | |
0.50% | $1k | - | 12 Month IRA |
Waterman State Bank Locations | ||
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Waterman State Bank | 244 West Lincoln Street | Waterman, IL 60556 |