Waterman State Bank

Overview / Commentary
248 West Lincoln Street
Waterman, IL 60556

Waterman State Bank is headquartered in Waterman and is the 384th largest bank in the state of Illinois. It is also the 4,978th largest bank in the nation. It was established in 1908 and as of December of 2019, it had grown to 4 employees at 1 location. Waterman State Bank has a B+ health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Waterman State Bank has a low asset base.

Health Grade Components

FDIC Certificate #10878
Year Established1908
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.78%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$33.7MM$33.6MM
LoansQ4 2019vs Q4 2018$16.3MM$16.9MM
DepositsQ4 2019vs Q4 2018$28.3MM$27.2MM
Equity CapitalQ4 2019vs Q4 2018$3.7MM$3.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$198.00K$241.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$0$155.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0

Rates for Waterman State Bank are currently being reviewed.


Waterman State Bank Locations
Waterman State Bank244 West Lincoln StreetWaterman, IL 60556

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.