Featured Savings Rates
Featured Accounts

Watertown Savings Bank (MA)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.20%5-year CDFive Year CD
0.10%1-year CDOne Year CD
0.05%SavingsPassbook Savings and Security Deposit Trust Accounts

Overview / Commentary
800-207-2525
60 Main Street
Watertown, MA 02472

Watertown Savings Bank (MA) is headquartered in Watertown and is the 34th largest bank in the state of Massachusetts. It is also the 640th largest bank in the nation. It was established in 1870 and as of September of 2016, it had grown to 123 employees at 9 locations. Watertown Savings Bank (MA) has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Health Grade Components

Overall
FDIC Certificate #23298
Year Established1870
Employees123
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.09%
Annual Interest Income$22.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.14B$1.11B
LoansQ3 2016vs Q3 2015$554.5MM$537.2MM
DepositsQ3 2016vs Q3 2015$1.01B$979.2MM
Equity CapitalQ3 2016vs Q3 2015$110.8MM$109.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.2MM$3.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.7MM$1.6MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Watertown Savings Bank (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Watertown Savings Bank (MA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$500k*-Pinnacle Savings (requires a Pinnacle Checking account)
OTHER TIERS: 0.05% $50 - $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $250k | 0.20% $250k - $500k
0.20%*$250k*-Presidential Savings
OTHER TIERS: 0.05% $2,500 - $25k | 0.10% $50 - $50k | 0.15% $50k - $250k
0.20%*$250k*-IRA Savings
OTHER TIERS: 0.05% $50 - $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $250k
0.20%*$250k*-Presidential Business Savings
OTHER TIERS: 0.05% $50 - $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $250k
0.05%$50-Access Savings
0.05%$50-Passbook Savings and Security Deposit Trust Accounts

Watertown Savings Bank (MA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-Money Market Accounts
OTHER TIERS: 0.05% $2,500 - $25k | 0.10% $50 - $50k | 0.15% $50k - $250k
0.20%*$250k*-Business Money Market
OTHER TIERS: 0.05% $50 - $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $250k

Watertown Savings Bank (MA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Business General Checking
0.10%$50-Pinnacle Checking
0.10%--Business IOLTA Checking
0.05%$50-Senior Checking (for ages 65+)
0.05%$50-Plus Checking

Watertown Savings Bank (MA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-47 Month Long Term Certificate Special (with Checking Account)
0.50%$1k-27 Month Medium Term Certificate Special (with Checking Account)
0.20%$1k-Three Year CD
0.20%$1k-Four Year CD
0.20%$1k-Five Year CD
0.20%$1k-Six Year CD
0.15%$1k-7 Month Short Term Certificate Special (with Checking Account)
0.10%$1k-Three Month CD
0.10%$1k-Six Month CD
0.10%$1k-Nine Month CD
0.10%$1k-Eleven Month CD
0.10%$1k-One Year CD
0.10%$1k-Fifteen Month CD
0.10%$1k-Eighteen Month CD
0.10%$1k-Two Year CD
0.10%$1k-Thirty Month CD
0.10%$50k-Three Month Business CD
0.10%$10k-Six Month Business CD
0.10%$10k-One Year Business CD
0.05%$1k-120-Day Money Market CD

Watertown Savings Bank (MA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-47 Month Long Term IRA Certificate Special (with Checking Account)
0.50%$1k-27 Month Medium Term IRA Certificate Special (with Checking Account)
0.20%$1k-Three Year IRA
0.20%$1k-Four Year IRA
0.20%$1k-Five Year IRA
0.20%$1k-Six Year IRA
0.15%$1k-7 Month Short Term IRA Certificate Special (with Checking Account)
0.10%$1k-Six Month IRA
0.10%$1k-Nine Month IRA
0.10%$1k-Eleven Month IRA
0.10%$1k-One Year IRA
0.10%$1k-Fifteen Month IRA
0.10%$1k-Eighteen Month IRA
0.10%$1k-Two Year IRA
0.10%$1k-Thirty Month IRA
0.05%$1k-120-Day Money Market IRA
Locations


Watertown Savings Bank (MA) Locations
East Watertown Branch10 Bigelow AvenueWatertown, MA 02472
Lexington Branch1075 Waltham StreetLexington, MA 02421
Nonantum Branch175 Watertown StreetWatertown, MA 02472
Waverly Square Branch30 Church StreetBelmont, MA 02478
Watertown Square Drive Up Branch45 Church StreetWatertown, MA 02472
Waltham Branch6 Lexington StreetWaltham, MA 02451
Watertown Savings Bank60 Main StreetWatertown, MA 02472
Warrendale Branch739 Main StreetWatertown, MA 02472
Arlington Branch980 Massachusetts AvenueArlington, MA 02476