Featured Savings Rates
Featured Accounts
Overview / Commentary
315-788-7100
111 Clinton Street
Watertown, NY 13601

Watertown Savings Bank is headquartered in Watertown and is the 65th largest bank in the state of New York. It is also the 1,153rd largest bank in the nation. It was established in 1894 and as of June of 2017, it had grown to 125 employees at 10 locations. Watertown Savings Bank has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #15990
Year Established1894
Employees125
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD8.02%
Annual Interest Income$10.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$641.9MM$614.9MM
LoansQ2 2017vs Q2 2016$400.0MM$380.6MM
DepositsQ2 2017vs Q2 2016$543.8MM$523.1MM
Equity CapitalQ2 2017vs Q2 2016$93.4MM$87.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$4.2MM$4.0MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$10.1MM$5.8MM
Real Estate OwnedQ2 2017vs Q2 2016$508.00K$332.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Watertown Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Watertown Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$10k*-Health Savings Account
OTHER TIERS: 0.15% Up to $5k | 0.25% $5k - $10k
0.25%$100-Savings
0.25%$100-Christmas Club
0.25%$100-Vacation Club

Watertown Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-MMDA

Watertown Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.17%$500-5 Year CD
0.76%$500-4 Year CD
0.66%$500-3 Year CD
0.51%$500-2 Year CD
0.46%$500-18 Month CD
0.36%$500-1 Year CD
0.30%$500-6 Month CD

Watertown Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.17%$500-5 Month IRA
0.76%$500-4 Month IRA
0.66%$500-3 Month IRA
0.51%$500-2 Month IRA
0.46%$500-18 Month IRA
0.36%$500-1 Month IRA
0.30%$500-6 Month IRA
Locations


Watertown Savings Bank Locations
Sackets Harbor Branch100 West Main StreetSackets Harbor, NY 13685
Watertown Branch101 Commerce Park DrWatertown, NY 13601
Adams Branch10729 US Route 11Adams, NY 13605
Watertown Savings Bank111 Clinton StreetWatertown, NY 13601
Chaumont Branch12221 Nys Route 12eChaumont, NY 13622
State Street Branch1816 State StreetWatertown, NY 13601
Clayton James St Branch352 James StreetClayton, NY 13624
Alexandria Bay Branch4 Market StreetAlexandria Bay, NY 13607
Clinton Street Branch140 Clinton StreetWatertown, NY 13601