WauBank

Deposits held and insured by First National Bank of Pennsylvania

Overview / Commentary
833-928-2265
One North Shore Center
Pittsburgh, PA 15212
Deposits held and insured by First National Bank of Pennsylvania

Related Posts

Update on WauBank and Its Online Savings Account and CDs - 4/29/2020

WauBank (online division of First National Bank) offers its High-Yield Savings account (1.50% APY, $5k min) in AZ, CT, FL, MA, RI, TN, and VA.

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Reviews (2)

Wau Bank Disclosures

Posted by: |

Wau bank is offering some very competitive Cd's.

Things is I had a few problems with their site. Wau's cd's are only available in certain states but that was ok with me. I started my application (actually it was an application of eligibility) I gather this was to insure you were a resident of the select states. The app does not inform you of this ahead of time, so you could fill the whole thing out before you found out. The site wanted a great deal of information but I could not find a place for a beneficiary. Before I went further I called asked about a beneficiary, I was 'told that a form could be sent to me and I could fill it out, have it notarized and return it to them. As I was filling out the app earlier I noticed a place for a co-applicant so I asked if I could go back and check the box for a co-applicante . The answer was "no" I would have to do the application over. I decided that I would cancel my application and go in and read all the disclosure info. I discovered that I could only pull this up if I had completed the application. In addition, there early withdrawal fees are rather harsh.

This seems to be a sound bank and if you can get around some of the problems their rates are good.
Just an aside --the customer service had to check on my questions since she didn't have the answers.

If You Use Gmail Forget This Bank

This bank is unable to supply the online customer with a timely, usable security code. They claim for unknown reasons, that gmail delays their emails exceeding the usable time limit. Therefore after going through the time consuming set up and trouble shooting process I was unable to set up EFT with my core account at another bank. What a waste of time, they should tell their customers what I am telling you. "If you have gmail forget this bank".



Health
A+

Data as of Q2 2020

Data displayed below is for insuring bank: First National Bank of Pennsylvania
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7888
Year Established1864
Employees3963
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD5.81%
Annual Interest Income$593.8MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$37.67B$33.82B
LoansQ2 2020vs Q2 2019$25.89B$22.67B
DepositsQ2 2020vs Q2 2019$28.75B$24.01B
Equity CapitalQ2 2020vs Q2 2019$5.03B$4.86B
Loan Loss AllowanceQ2 2020vs Q2 2019$364.6MM$187.3MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$159.6MM$103.2MM
Real Estate OwnedQ2 2020vs Q2 2019$18.5MM$32.0MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not WauBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WauBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$5k*-High-Yield Savings
OTHER TIERS: 0.25% Up to $5k

WauBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$5k$500k61-Month CD Special
0.70%$5k$500k35-Month CD Special
0.70%$5k$500k52-Month CD Special
0.65%$5k$500k19-Month CD Special
0.65%$5k$500k25-Month CD Special
0.60%$5k$500k13-Month CD Special
Locations

WauBank is an Internet only bank and does not have branch locations. Its headquarters is located at One North Shore Center - Pittsburgh, PA 15212

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.