First National Bank of Pennsylvania
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | |
| 2.40% | 1-year CD | 1.30% - National Average |
| 0.01% | Checking | 1.01% - nbkc bank Personal Account |
First National Bank of Pennsylvania was founded in 1864 as the First National Bank of Greenville. Still headquartered in Greenville, PA, First National Bank of Pennsylvania is owned by the F.N.B. Corporation (NYSE: FNB). The bank offers a broad suite of consumer and commercial banking products and services.
Personal depository banking products offered by First National Bank of Pennsylvania include: checking accounts, savings accounts, money market accounts, Health Savings Accounts (HSAs), and Certificates of Deposit (CDs).
The bank’s personal checking account options include accounts that bear interest and those that do not, including an interest-bearing relationship checking account that offers extra perks to customers who purchase additional banking products from First National Bank of Pennsylvania. At the time of this writing, checking accounts, savings accounts, money market accounts, and HSAs all yield tiered interest rates, depending upon account balance. First National Bank of Pennsylvania’s CD terms range from 3 months to 5 years. Online and mobile banking options are available, in addition to access to funds through debit cards and ATMs.
First National Bank of Pennsylvania offers several different business checking accounts, which vary primarily by business type and size. The bank’s business money market account yields better interest rates for larger account balances. Normal business CDs have the same term range as personal CDs. However, for large deposits, First National Bank of Pennsylvania offers “jumbo” CDs, with terms ranging from 7 to 365 days.
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Best Bank Ever!!!
This is the best bank ever!! Easy to do banking without a lot of hoops to jump thru, I bank at most local banks and some larger banks and first national wins hands down!!
Impressive Staff & Rates
So far, so good....Branch staff are very friendly, courteous, and knowledgeable. 1st National's CD rates are the highest in my local market and I am pleased to benefit from the increased income.However, in this 11/2019 update I find a concerning disconnect the local (NC) branch computer/telco communications has with their main office in PA.
BEWARE: Privacy Issues With This Bank
This bank is very competitive in the local (NC) market, but it has some SERIOUS privacy problems. I have been their customer for almost a year. Went there to open an additional account, and I was shocked: the customer service rep could see ENTIRE social security number (not last four digits) of mine and EVERY account holder in the bank. No security if the service person is unscrupulous. In my case, they started filling out a new customer intake sheet (even if I am already their existing customer) and entered the ENTIRE ss number on it as an identification. This paper could be easily manipulated or misused by the service person or the next client who happens to glance at it while the paper is on the desk of the service rep. Also, EVERY page printed by the bank for my new account had my ENTIRE ss number printed. NOT the last four digits. This bank appears to have a very lax security for clients' personal details. BEWARE.....Unlike other major banks, they do not appear to have good safeguards or common-sense measures in place to protect our valuable information.
FEES FEES & more Fees
I just recently had to switch banks due to my bank being bought out by another bank. I had banked with a bank called Metro bank and absolutely had a wonderful experience... until Feb 2016. Metro Bank (in PA) was bought out by FNB (First Nation Bank). The experience was horrible from day one with FNB. First during the transition, I had no access to my money because their system went down for almost 4 days and the weekend. Then two bills that I had paid prior to the switch and even saw pending before the switch, all of a sudden didn't get paid. So I hurried and paid them when I saw the amount credited back to my account. Then apprx 9 days later, FNB does a manual debit to pay the bills, so it resulted in them being paid twice and my account went negative and the fees started. First my over draft kicked in and what little i had in savings (all but $7 of the neg amount) transferred over to offset the checking. But I am still $7 neg in it. And since now there is no money in the savings a fees is assessed. And because of the fee, the savings becomes negative and every 3 days I am charge a $12 fee. Then I the checking I am charged over draft fees for two bills. By the time it was over with, I had over $276 in fees and still counting. Never again will I go with FNB or ever recommend them. NEVER!
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7888 |
| Year Established | 1864 |
| Employees | 4247 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.16% |
| Return on Equity - YTD | 8.18% |
| Annual Interest Income | $851.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $32.56B$30.96B |
| Loans | Q3 2018vs Q3 2017 | $21.68B$20.62B |
| Deposits | Q3 2018vs Q3 2017 | $23.78B$22.13B |
| Equity Capital | Q3 2018vs Q3 2017 | $4.59B$4.50B |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $176.9MM$162.8MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $125.2MM$170.5MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $35.4MM$34.8MM |
Always verify rates and promotions with the bank or credit union. We are not First National Bank of Pennsylvania; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First National Bank of Pennsylvania Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $1k* | - | Health Savings Account | ||
| OTHER TIERS: 0.05% → Up to $1k | |||||
| 0.05%* | $50k* | - | FirstRate Savings | ||
| OTHER TIERS: 0.01% → Up to $50k | |||||
First National Bank of Pennsylvania Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $1m* | - | FirstRate Money Market | ||
| OTHER TIERS: 0.04% → Up to $25k | 0.05% → $25k - $50k | 0.08% → $50k - $1m | |||||
First National Bank of Pennsylvania Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.08%* | $100k* | - | Premierstyle Checking | ||
| OTHER TIERS: 0.01% → $1k - $10k | 0.02% → $10k - $25k | 0.05% → $25k - $100k | |||||
| 0.01% | $2.5k | - | Lifestyle Checking | ||
