First National Bank of Pennsylvania


Overview / Commentary
800-555-5455
One North Shore Center
Pittsburgh, PA 15212

F.N.B. Corporation (NYSE: FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company operating in seven states and the District of Columbia. FNB’s market coverage spans several major metropolitan areas including: Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; and Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina. The Company has total assets of more than $37 billion and approximately 350 banking offices with operations throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Virginia and the District of Columbia.

The consumer banking segment provides a full line of consumer banking products and services, including deposit products, mortgage lending, consumer lending and a complete suite of mobile and online banking services. Personal depository banking products offered by First National Bank of Pennsylvania include: checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), IRA Savings and IRA CDs.

The bank’s personal checking account options include both interest bearing and non-interest bearing accounts First National Bank of Pennsylvania’s CD terms range from 3 to 60 months. Online and mobile banking options are available, in addition to access to funds through debit cards and ATMs.

First National Bank of Pennsylvania offers several different business checking accounts, which vary primarily by business type and size. The bank also offers specialized business savings accounts, business money market accounts and “jumbo” CDs for large deposits, with terms ranging from 7 to 365 days.

Great customer service, horrible overdraft fees

I love banking with First National Bank, but their overdraft fees for their checking accounts are insane. So far as I know, they can charge you up to 10 in a day. At $37 each, that can really rack up a bill! Things happen, and sometimes it can't be avoided. In my case, a company illegally charged me and put me into the negative, and then I awoke to 8 overdraft fees. Luckily, their customer service is pretty decent so they reversed them all, but it would have been much better if they had never charged me in the first place. I think most other banks have a lower amount of potential overdraft fees that you can be charged in a day. I never paid attention tho this previously, but now you better believe that I will! So I give this bank a 3.6 overall, due to unreasonable policies regarding overdraft fees.

A good local bank

Posted by: |

I dealt with FNB of PA for several years when I moved to PA and they didnt have my previous bank in the state. They were fair and friendly to deal with, always listened to my requests and were great at coming up with solutions to my financial issues. I would use them again i I ever move back to PA

FEES FEES & more Fees

Posted by: |

I just recently had to switch banks due to my bank being bought out by another bank. I had banked with a bank called Metro bank and absolutely had a wonderful experience... until Feb 2016. Metro Bank (in PA) was bought out by FNB (First Nation Bank). The experience was horrible from day one with FNB. First during the transition, I had no access to my money because their system went down for almost 4 days and the weekend. Then two bills that I had paid prior to the switch and even saw pending before the switch, all of a sudden didn't get paid. So I hurried and paid them when I saw the amount credited back to my account. Then apprx 9 days later, FNB does a manual debit to pay the bills, so it resulted in them being paid twice and my account went negative and the fees started. First my over draft kicked in and what little i had in savings (all but $7 of the neg amount) transferred over to offset the checking. But I am still $7 neg in it. And since now there is no money in the savings a fees is assessed. And because of the fee, the savings becomes negative and every 3 days I am charge a $12 fee. Then I the checking I am charged over draft fees for two bills. By the time it was over with, I had over $276 in fees and still counting. Never again will I go with FNB or ever recommend them. NEVER!

Why This Bank Even Exist

Posted by: |

I have never been so frustrated with any bank as much I did with FNB. The website sucks so badly that to transfer funds to this account from other banks you have to pay 0.50 $ unbelievable. The customer service is rude, nonprofessional & lack knowledge. This bank deserves minus 1000 stars. Stay away, shitty bank

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Health
A+

Health Grade Components

Overall
FDIC Certificate #7888
Year Established1864
Employees3961
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD6.16%
Annual Interest Income$1.14B
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$37.34B$34.53B
LoansQ4 2020vs Q4 2019$25.23B$23.13B
DepositsQ4 2020vs Q4 2019$29.54B$25.07B
Equity CapitalQ4 2020vs Q4 2019$4.98B$4.99B
Loan Loss AllowanceQ4 2020vs Q4 2019$362.8MM$195.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$169.0MM$106.1MM
Real Estate OwnedQ4 2020vs Q4 2019$8.6MM$25.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not First National Bank of Pennsylvania; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First National Bank of Pennsylvania Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--FirstRate Savings
0.01%--Health Savings Account
0.01%--IRA Savings

First National Bank of Pennsylvania Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--FirstRate Money Market

First National Bank of Pennsylvania Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$2.5k-Lifestyle Checking
0.01%$1k-Premierstyle Checking
0.01%-$2.5keStyle Plus Account

First National Bank of Pennsylvania CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$5k$250k61 Month CD Special - New Money
0.30%$5k$250kBusiness 61 Month CD Special - New Money
0.25%$100-12 Month Savers Goal CD
0.25%$5k$250k52 Month CD Special - New Money
0.25%$5k$250kBusiness 52 Month CD Special - New Money
0.20%$500-60 Month CD
0.20%$5k-35 Month CD Special - New Money
0.20%$5k$250k25 Month CD Special - New Money
0.20%$5k$250kBusiness 25 Month CD Special - New Money
0.20%$5k-Business 35 Month CD Special - New Money
0.15%$500-48 Month CD
0.15%$5k$250k13 Month CD Special - New Money
0.15%$5k$250k19 Month CD Special - New Money
0.15%$5k$250kBusiness 13 Month CD Special - New Money
0.15%$5k$250kBusiness 19 Month CD Special - New Money
0.10%$500-24 Month CD
0.10%$500-36 Month CD
0.10%$10k-7 Month CD Special - New Money
0.10%$10k-Business 7 Month CD Special - New Money
0.05%$500-3 Month CD
0.05%$500-6 Month CD
0.05%$500-9 Month Flex CD
0.05%$500-12 Month CD
0.05%$500-18 Month CD

First National Bank of Pennsylvania IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-60 Month IRA
0.15%$500-48 Month IRA
0.10%$500-24 Month IRA
0.10%$500-36 Month IRA
0.05%$500-3 Month IRA
0.05%$500-6 Month IRA
0.05%$500-12 Month IRA
0.05%$500-18 Month IRA
Locations

Availability



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