First National Bank of Pennsylvania
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.75% | 1-year CD | 13 Month CD Special 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.01% | Checking | Lifestyle Checking 0.14% - National Average |
| 2.45% | 6+ Year CD | 10 Year CD Special 1.72% - National Average |
First National Bank of Pennsylvania was founded in 1864 as the First National Bank of Greenville. Still headquartered in Greenville, PA, First National Bank of Pennsylvania is owned by the F.N.B. Corporation (NYSE: FNB). The bank offers a broad suite of consumer and commercial banking products and services.
Personal depository banking products offered by First National Bank of Pennsylvania include: checking accounts, savings accounts, money market accounts, Health Savings Accounts (HSAs), and Certificates of Deposit (CDs).
The bank’s personal checking account options include accounts that bear interest and those that do not, including an interest-bearing relationship checking account that offers extra perks to customers who purchase additional banking products from First National Bank of Pennsylvania. At the time of this writing, checking accounts, savings accounts, money market accounts, and HSAs all yield tiered interest rates, depending upon account balance. First National Bank of Pennsylvania’s CD terms range from 3 months to 5 years. Online and mobile banking options are available, in addition to access to funds through debit cards and ATMs.
First National Bank of Pennsylvania offers several different business checking accounts, which vary primarily by business type and size. The bank’s business money market account yields better interest rates for larger account balances. Normal business CDs have the same term range as personal CDs. However, for large deposits, First National Bank of Pennsylvania offers “jumbo” CDs, with terms ranging from 7 to 365 days.
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Great customer service, horrible overdraft fees
I love banking with First National Bank, but their overdraft fees for their checking accounts are insane. So far as I know, they can charge you up to 10 in a day. At $37 each, that can really rack up a bill! Things happen, and sometimes it can't be avoided. In my case, a company illegally charged me and put me into the negative, and then I awoke to 8 overdraft fees. Luckily, their customer service is pretty decent so they reversed them all, but it would have been much better if they had never charged me in the first place. I think most other banks have a lower amount of potential overdraft fees that you can be charged in a day. I never paid attention tho this previously, but now you better believe that I will! So I give this bank a 3.6 overall, due to unreasonable policies regarding overdraft fees.
FEES/Customer Service
Fees outrageously high, charging :$3.49? for a monthly paper statement, that i should received anyway? Customer service are nice but not encourage to further assist the client. i had a question about online, while dealing with that i had ask a question about their foreign exchange, and her answer was: "i dont know, i guess i can have someone call you back" finish with the Online access and she never offered assistance on my second question. i understand that there are protocol for every case but it is part of CS to answer all of your customer question.
Worst Bank, Ever!
I have never dealt with any bank or any company in general as uninterested in and unwilling to work to assist customers. It is patently obvious that the customers are not valued.
I believe they pay poorly, and/or don't properly train their employees, who are mainly- save for the rare exception- lacking rudimentary customer service and communication skills. Trying to get an answer is akin to dealing with a government agency;you are sent to another after another person without receiving an answer. Inept, cumbersome and inefficient, with long phone waits.
The website is archaic, the verification system is Rube Goldberg, doubtless a low bid Bangalore lash up, and it's just all around the kind of bank everyone hates. Read the reviews here and check those on Yelp; abysmal! Learn from others unfortunate dealings and find yourselves a good bank; FNB is not only not a good bank, it's like a textbook example of how not to conduct business.
Great Bank!
I have been a customer of First National Bank for 5 years. I have a checking and savings account with them, I have always been very satisfied with the customer service. You get treated like a person and get very personal service. They treat you the same whether your account has the minimum or a lot of money in it. Any time I have had a problem they have been very cooperative and understanding and have tried to fix the problem. I recently had signed my daughter up for her first checking account she could get up to a $200 bonus depending on certain things she did. She did all of them and was not given the bonus. I called and they investigated and realized the person who set up account had used a wrong code. They had the money in the account the same day and she personally called to apologize to us for the delay. I would recommend this bank to anyone. They have convenient locations and I get free checking with direct deposit.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7888 |
| Year Established | 1864 |
| Employees | 4321 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 5.03% |
| Annual Interest Income | $427.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $30.56B$21.03B |
| Loans | Q2 2017vs Q2 2016 | $20.39B$14.28B |
| Deposits | Q2 2017vs Q2 2016 | $21.23B$15.69B |
| Equity Capital | Q2 2017vs Q2 2016 | $4.46B$2.51B |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $158.3MM$146.9MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $153.4MM$108.8MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $45.0MM$47.8MM |
Always verify rates and promotions with the bank or credit union. We are not First National Bank of Pennsylvania; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First National Bank of Pennsylvania Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $1k* | - | Health Savings Account | ||
| OTHER TIERS: 0.05% → Up to $1k | |||||
| 0.05%* | $50k* | - | FirstRate Savings | ||
| OTHER TIERS: 0.01% → Up to $50k | |||||
First National Bank of Pennsylvania Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $1m* | - | FirstRate Money Market | ||
| OTHER TIERS: 0.04% → Up to $25k | 0.05% → $25k - $50k | 0.08% → $50k - $1mm | |||||
First National Bank of Pennsylvania Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.08%* | $100k* | - | Premierstyle Checking | ||
| OTHER TIERS: 0.01% → $1k - $10k | 0.02% → $10k - $25k | 0.05% → $25k - $100k | |||||
| 0.01% | $2,500 | - | Lifestyle Checking | ||
First National Bank of Pennsylvania CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.45% | $10k | - | 10 Year CD Special | |
| 2.00% | $5k | - | 61 Month CD Special | |
| 1.85% | $5k | - | 52 Month CD Special | |
| 1.75% | $5k | - | 13 Month CD Special | |
| 1.65% | $5k | - | 25 Month CD Special | |
| 1.55% | $5k | - | 19 Month CD Special | |
| 1.30% | $500 | - | 48 Month CD | |
| 1.30% | $500 | - | 60 Month CD | |
| 1.00% | $500 | - | 36 Month CD | |
| 0.55% | $500 | - | 12 Month CD | |
| 0.50% | $500 | - | 24 Month CD | |
| 0.45% | $500 | - | 9 Month Flex CD | |
| 0.45% | $500 | - | 18 Month CD | |
| 0.25% | $500 | - | 6 Month CD | |
| 0.25% | $100 | - | 12 Month Savers Goal CD | |
| 0.20% | $500 | - | 3 Month CD |
First National Bank of Pennsylvania IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $5k | - | 61 Month IRA Special | |
| 1.85% | $5k | - | 52 Month IRA Special | |
| 1.75% | $5k | - | 13 Month IRA Special | |
| 1.65% | $5k | - | 25 Month IRA Special | |
| 1.55% | $5k | - | 19 Month IRA Special | |
| 1.30% | $500 | - | 48 Month IRA | |
| 1.30% | $500 | - | 60 Month IRA | |
| 1.00% | $500 | - | 36 Month IRA | |
| 0.55% | $500 | - | 12 Month IRA | |
| 0.50% | $500 | - | 24 Month IRA | |
| 0.45% | $500 | - | 18 Month IRA | |
| 0.25% | $500 | - | 6 Month IRA | |
| 0.20% | $500 | - | 3 Month IRA |
