2. Wave Federal Credit Union

Wave Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.53%5-year CD
3.10% - Goldman Sachs Bank USA High-yield 5 Year CDAdvertisement
1.26%1-year CD
2.65% - Barclays 12 Month Online CDAdvertisement
0.05%Savings
2.00% - Ally Bank Online Savings AccountAdvertisement
View all Wave Federal Credit Union rates »

Overview / Commentary
www.wavefcu.org
401-781-1020
480 Greenwich Ave
Warwick, RI 02886

Wave Federal Credit Union is headquartered in Warwick and is the 8th largest credit union in the state of Rhode Island. It is also the 1,516th largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 20 employees and 7,060 members at 2 locations. Wave Federal Credit Union's CD rates are 40% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Must live, work, attend school or worship in Providence, Warwick, Pawtucket, Cranston, East Greenwich, North Kingstown, South Kingstown, West Greenwich, West Warwick or Coventry, Rhode Island.
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Health
A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #24501
Year Chartered1938
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD3.02%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$113.2MM$114.4MM
LoansQ2 2018vs Q2 2017$58.7MM$55.0MM
DepositsQ2 2018vs Q2 2017$99.1MM$100.8MM
Equity CapitalQ2 2018vs Q2 2017$13.6MM$13.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$301.00K$303.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$362.00K$241.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wave Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-E Savings
OTHER TIERS: 0.10% → $2k - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k
0.15%$5-E-Share Account
0.10%$5-IRA Share Account
0.10%$5-Roth IRA Account
0.10%$5-Educational IRA Account
0.05%$5-Share Account
0.05%$5-Holiday Club Account
0.05%$5-Vacation Club Account

Wave Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$1k-36 Month CD Special
2.75%$1k-15 Month CD Special
2.53%$1k-60 Month CD
2.27%$1k-48 Month CD
1.76%$2.5k-24 Month CD
1.56%$1k-18 Month CD
1.26%$1k-12 Month CD
0.75%$2.5k-9 Month CD
0.50%$2.5k-3 Month CD
0.50%$2.5k-6 Month CD

Wave Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$1k-36 Month IRA Special
2.75%$1k-15 Month IRA Special
2.53%$1k-60 Month IRA
2.27%$1k-48 Month IRA
1.76%$2.5k-24 Month IRA
1.56%$1k-18 Month IRA
1.26%$1k-12 Month IRA
0.75%$2.5k-9 Month IRA
0.50%$2.5k-3 Month IRA
0.50%$2.5k-6 Month IRA
Locations


Wave Federal Credit Union Locations
Branch Office480 Greenwich AveWarwick, RI 02886-1606
Branch Office1217 Warwick AveWarwick, RI 02888-4109

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