Featured Savings Rates
Featured Accounts
  2. Wave Federal Credit Union

Wave Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.76%5-year CD60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.60%1-year CD12 Month CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.05%SavingsShare Account
1.20% - Synchrony Bank High Yield SavingsAdvertisement
View all Wave Federal Credit Union rates »

Overview / Commentary
www.wavefcu.org
401-781-1020
480 Greenwich Ave
Warwick, RI 02886

Wave Federal Credit Union is headquartered in Warwick and is the 8th largest credit union in the state of Rhode Island. It is also the 1,502nd largest credit union in the nation. It was established in 1938 and as of March of 2017, it had grown to 20 employees and 6,990 members at 3 locations. Wave Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Must live, work, attend school or worship in Providence, Warwick, Pawtucket, Cranston, East Greenwich, North Kingstown, South Kingstown, West Greenwich, West Warwick or Coventry, Rhode Island.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #24501
Year Chartered1938
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD1.65%
Annual Interest Income$813.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$112.0MM$108.3MM
LoansQ1 2017vs Q1 2016$54.6MM$55.9MM
DepositsQ1 2017vs Q1 2016$98.6MM$95.2MM
Equity CapitalQ1 2017vs Q1 2016$13.1MM$12.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$291.00K$366.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$85.00K$130.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$101.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Wave Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wave Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-E Savings
OTHER TIERS: 0.10% → $2k - $10k | 0.15% → $10k - $25k | 0.25% → $25k - $50k
0.15%--E-Share Account
0.10%--IRA Share Account
0.10%--Roth IRA Account
0.10%--Educational IRA Account
0.05%--Share Account
0.05%--Holiday Club Account
0.05%--Vacation Club Account

Wave Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-60 Month CD
1.51%$1k-48 Month CD
1.21%$1k-36 Month CD
1.10%$2,500-24 Month CD
0.75%$1k-18 Month CD
0.70%$1k-15 Month CD
0.60%$1k-12 Month CD
0.55%$2,500-9 Month CD
0.50%$2,500-6 Month CD
0.30%$2,500-3 Month CD

Wave Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-60 Month IRA
1.51%$1k-48 Month IRA
1.21%$1k-36 Month IRA
1.10%$2,500-24 Month IRA
0.75%$1k-18 Month IRA
0.70%$1k-15 Month IRA
0.60%$1k-12 Month IRA
0.55%$2,500-9 Month IRA
0.50%$2,500-6 Month IRA
0.30%$2,500-3 Month IRA
Locations


Wave Federal Credit Union Locations
Branch Office2 Wilder AveWesterly, RI 02891-3411
Branch Office480 Greenwich AveWarwick, RI 02886-1606
Branch Office1217 Warwick AveWarwick, RI 02888-4109