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Wave Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%5-year CD60 Month CD
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
0.60%1-year CD12 Month CD
0.82% - National Average
0.05%SavingsShare Account
1.55% - Synchrony Bank High Yield SavingsAdvertisement
View all Wave Federal Credit Union rates »

Overview / Commentary
www.wavefcu.org
401-781-1020
480 Greenwich Ave
Warwick, RI 02886

Wave Federal Credit Union is headquartered in Warwick and is the 8th largest credit union in the state of Rhode Island. It is also the 1,484th largest credit union in the nation. It was established in 1938 and as of December of 2017, it had grown to 21 employees and 6,936 members at 2 locations. Wave Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Must live, work, attend school or worship in Providence, Warwick, Pawtucket, Cranston, East Greenwich, North Kingstown, South Kingstown, West Greenwich, West Warwick or Coventry, Rhode Island.
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Health
A+

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #24501
Year Chartered1938
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD2.76%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$112.7MM$108.8MM
LoansQ4 2017vs Q4 2016$58.0MM$55.0MM
DepositsQ4 2017vs Q4 2016$98.9MM$95.4MM
Equity CapitalQ4 2017vs Q4 2016$13.4MM$13.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$268.00K$309.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$294.00K$107.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wave Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-E Savings
OTHER TIERS: 0.10% → $2k - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k
0.15%--E-Share Account
0.10%--IRA Share Account
0.10%--Roth IRA Account
0.10%--Educational IRA Account
0.05%--Share Account
0.05%--Holiday Club Account
0.05%--Vacation Club Account

Wave Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-60 Month CD
2.02%$1k-36 Month CD Special
1.76%$1k-48 Month CD
1.26%$2,500-24 Month CD
1.00%$1k-18 Month CD
0.75%$1k-15 Month CD
0.60%$1k-12 Month CD
0.55%$2,500-9 Month CD
0.50%$2,500-3 Month CD
0.50%$2,500-6 Month CD

Wave Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-60 Month IRA
2.02%$1k-36 Month IRA Special
1.76%$1k-48 Month IRA
1.26%$2,500-24 Month IRA
1.00%$1k-18 Month IRA
0.75%$1k-15 Month IRA
0.60%$1k-12 Month IRA
0.55%$2,500-9 Month IRA
0.50%$2,500-3 Month IRA
0.50%$2,500-6 Month IRA
Locations


Wave Federal Credit Union Locations
Branch Office480 Greenwich AveWarwick, RI 02886-1606
Branch Office1217 Warwick AveWarwick, RI 02888-4109

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