Wayne Bank and Trust Co. is headquartered in CAMBRIDGE CITY and is the 71^st largest bank in the state of Indiana. It is also the 2,883^rd largest bank in the nation. It was established in 1882 and as of September of 2024, it had grown to 44 employees at 3 locations. Wayne Bank and Trust Co. has a B+ health rating.

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Health

B+

Data as of Q3 2024

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Health Grade Components

Overall
FDIC Certificate #	1849
Year Established	1882
Employees	44
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	5.67%
Annual Interest Income	$8.2MM

Assets and Liabilities
Assets	Q3 2024vs Q3 2023	$227.1MM$216.2MM
Loans	Q3 2024vs Q3 2023	$169.8MM$156.8MM
Deposits	Q3 2024vs Q3 2023	$205.9MM$198.9MM
Equity Capital	Q3 2024vs Q3 2023	$17.6MM$14.4MM
Loan Loss Allowance	Q3 2024vs Q3 2023	$2MM$1.9MM
Unbacked Noncurrent Loans	Q3 2024vs Q3 2023	$339K$701K
Real Estate Owned	Q3 2024vs Q3 2023	$0$0

Locations

Wayne Bank and Trust Co. Locations
Wayne Bank and Trust Co.	145 W Main St	Cambridge City, IN 47327
Gateway Branch	4403 East Main Street	Richmond, IN 47374
Waytru Plaza Branch	500 South A Street	Richmond, IN 47374

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