Wayne Bank and Trust Co.

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.waynebankonline.com

765-478-3561

145 West Main Street
Cambridge City, IN 47327

Wayne Bank and Trust Co. is headquartered in RICHMOND and is the 70^th largest bank in the state of Indiana. It is also the 2,864^th largest bank in the nation. It was established in 1882 and as of March of 2025, it had grown to 41 employees at 3 locations. Wayne Bank and Trust Co. has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	1849
Year Established	1882
Employees	41
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.71%
Return on Equity - YTD	9.55%
Annual Interest Income	$2.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$229.6MM$220.8MM
Loans	Q1 2025vs Q1 2024	$178.1MM$162.8MM
Deposits	Q1 2025vs Q1 2024	$210.6MM$199.4MM
Equity Capital	Q1 2025vs Q1 2024	$17.4MM$16.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2MM$1.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$360K$495K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Wayne Bank and Trust Co..

Locations

Wayne Bank and Trust Co. Locations
Wayne Bank and Trust Co.	145 W Main St	Cambridge City, IN 47327
Gateway Branch	4403 East Main Street	Richmond, IN 47374
Waytru Plaza Branch	500 South A Street	Richmond, IN 47374

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