Wayne Bank and Trust Co.

Overview / Commentary
145 West Main Street
Cambridge City, IN 47327

Wayne Bank and Trust Co. is headquartered in Cambridge City and is the 70th largest bank in the state of Indiana. It is also the 3,162nd largest bank in the nation. It was established in 1882 and as of December of 2019, it had grown to 48 employees at 3 locations. Wayne Bank and Trust Co. has an A+ health rating.


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Health Grade Components

FDIC Certificate #1849
Year Established1882
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.08%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$168.5MM$169.5MM
LoansQ4 2019vs Q4 2018$132.1MM$128.1MM
DepositsQ4 2019vs Q4 2018$145.3MM$136.8MM
Equity CapitalQ4 2019vs Q4 2018$19.4MM$18.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.7MM$1.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$933.00K$1.1MM
Real Estate OwnedQ4 2019vs Q4 2018$32.00K$2.00K

Rates for Wayne Bank and Trust Co. are currently being reviewed.


Wayne Bank and Trust Co. Locations
Wayne Bank and Trust Co.145 West Main StreetCambridge City, IN 47327
Gateway Branch4403 East Main StreetRichmond, IN 47374
Waytru Plaza Branch500 South A StreetRichmond, IN 47374

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