Overview / Commentary
Wayne Bank and Trust Co. is headquartered in Cambridge City and is the 70th largest bank in the state of Indiana. It is also the 3,162nd largest bank in the nation. It was established in 1882 and as of December of 2019, it had grown to 48 employees at 3 locations. Wayne Bank and Trust Co. has an A+ health rating.
Health
A+
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1849 |
| Year Established | 1882 |
| Employees | 48 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.46% |
| Return on Equity - YTD | 4.08% |
| Annual Interest Income | $7.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $168.5MM$169.5MM |
| Loans | Q4 2019vs Q4 2018 | $132.1MM$128.1MM |
| Deposits | Q4 2019vs Q4 2018 | $145.3MM$136.8MM |
| Equity Capital | Q4 2019vs Q4 2018 | $19.4MM$18.4MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $1.7MM$1.8MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $933.00K$1.1MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $32.00K$2.00K |