Wayne Bank and Trust Co.

Overview / Commentary
145 West Main Street
Cambridge City, IN 47327

Wayne Bank and Trust Co. is headquartered in Cambridge City and is the 68th largest bank in the state of Indiana. It is also the 3,188th largest bank in the nation. It was established in 1882 and as of June of 2019, it had grown to 47 employees at 3 locations. Wayne Bank and Trust Co. has an A health rating.


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Health Grade Components

FDIC Certificate #1849
Year Established1882
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.57%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$167.4MM$157.0MM
LoansQ2 2019vs Q2 2018$129.2MM$111.6MM
DepositsQ2 2019vs Q2 2018$143.6MM$128.2MM
Equity CapitalQ2 2019vs Q2 2018$19.1MM$18.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.7MM$1.9MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$761.00K$1.1MM
Real Estate OwnedQ2 2019vs Q2 2018$260.00K$0

Rates for Wayne Bank and Trust Co. are currently being reviewed.


Wayne Bank and Trust Co. Locations
Wayne Bank and Trust Co.145 West Main StreetCambridge City, IN 47327
Gateway Branch4403 East Main StreetRichmond, IN 47374
Waytru Plaza Branch500 South A StreetRichmond, IN 47374

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