Overview / Commentary
Wayne Bank and Trust Co. is headquartered in Cambridge City and is the 68th largest bank in the state of Indiana. It is also the 3,188th largest bank in the nation. It was established in 1882 and as of June of 2019, it had grown to 47 employees at 3 locations. Wayne Bank and Trust Co. has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1849 |
| Year Established | 1882 |
| Employees | 47 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.4% |
| Return on Equity - YTD | 3.57% |
| Annual Interest Income | $3.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $167.4MM$157.0MM |
| Loans | Q2 2019vs Q2 2018 | $129.2MM$111.6MM |
| Deposits | Q2 2019vs Q2 2018 | $143.6MM$128.2MM |
| Equity Capital | Q2 2019vs Q2 2018 | $19.1MM$18.0MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.7MM$1.9MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $761.00K$1.1MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $260.00K$0 |
Rates
Rates for Wayne Bank and Trust Co. are currently being reviewed.
Locations
| Wayne Bank and Trust Co. Locations | ||
|---|---|---|
| Wayne Bank and Trust Co. | 145 West Main Street | Cambridge City, IN 47327 |
| Gateway Branch | 4403 East Main Street | Richmond, IN 47374 |
| Waytru Plaza Branch | 500 South A Street | Richmond, IN 47374 |