Wayne County Bank


Overview / Commentary
931-722-5438
216 S. High St., Hwy 64 W
Waynesboro, TN 38485

Wayne County Bank is headquartered in WAYNESBORO and is the 51st largest bank in the state of Tennessee. It is also the 1,692nd largest bank in the nation. It was established in 1914 and as of March of 2025, it had grown to 90 employees at 8 locations. Wayne County Bank has an A+ health rating.

Reviews (1)

Unprofessional Bank.

This so called bank operates like a Mom n pops store. It takes their accounting/ Bookeeping anywhere from 3 to 6 days to update transacions, by then your accounting statements look constantly in negative balances and gets difficult to track where anything went wrong. Imagine trying to catch wrong doings to your hard earned money, imagine asking for accountability. It offends them. Literally we do what we feel like to operate mentality. Customer service low standards. Accounting extremely low standards. Do not try to question otherwise they think they're offended and it'll be customer's fault. This has been the most unprofessional bank we've ever dealt with. This is what happens when locals hire only locals, each other's children, relatives doing each other favors (close community/family related business). Time to find another bank, report them to FDIC and think about getting a Civil file ready with Proof. Never ever had this type of regret with another bank.



Health
A+

Health Grade Components

Overall
FDIC Certificate #9168
Year Established1914
Employees90
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.62%
Return on Equity - YTD13.28%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$545.7MM$480.7MM
LoansQ1 2025vs Q1 2024$381.6MM$336.9MM
DepositsQ1 2025vs Q1 2024$468MM$415.6MM
Equity CapitalQ1 2025vs Q1 2024$67.2MM$60.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.6MM$4.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.4MM$3.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Wayne County Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$15kKasasa Cash
OTHER TIERS: 0.25% $15k+
Locations


Wayne County Bank Locations
Clifton Branch205 Main StreetClifton, TN 38425
Wayne County Bank216 S High StWaynesboro, TN 38485
64 East Express Branch312 Highway 64 EastWaynesboro, TN 38485
Citizens Bank Of Lewis County, A Branch Of Wayne C605 East Main StreetHohenwald, TN 38462
Collinwood BranchHighway 13 SouthCollinwood, TN 38450
Court Square BranchPublic SquareWaynesboro, TN 38485
Citizens Bank Of Lawrence County, A Branch Of Wayn2144 Locust Ave.Lawrenceburg, TN 38464

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