Wayne County Bank

Overview / Commentary
216 S. High St., Hwy 64 W
Waynesboro, TN 38485

Wayne County Bank is headquartered in WAYNESBORO and is the 60th largest bank in the state of Tennessee. It is also the 1,915th largest bank in the nation. It was established in 1914 and as of March of 2023, it had grown to 85 employees at 7 locations. Wayne County Bank has an A health rating.


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Health Grade Components

FDIC Certificate #9168
Year Established1914
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD9.99%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$441.2MM$402.6MM
LoansQ1 2023vs Q1 2022$290.0MM$238.0MM
DepositsQ1 2023vs Q1 2022$382.3MM$345.1MM
Equity CapitalQ1 2023vs Q1 2022$53.5MM$52.2MM
Loan Loss AllowanceQ1 2023vs Q1 2022$3.8MM$3.5MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$4.1MM$4.0MM
Real Estate OwnedQ1 2023vs Q1 2022$97.00K$408.00K
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Wayne County Bank Checking Account Rates

5.00%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+

Wayne County Bank Locations
Clifton Branch205 Main StreetClifton, TN 38425
Wayne County Bank216 S High StWaynesboro, TN 38485
64 East Express Branch312 Highway 64 EastWaynesboro, TN 38485
Citizens Bank Of Lewis County, A Branch Of Wayne C605 East Main StreetHohenwald, TN 38462
Collinwood BranchHighway 13 SouthCollinwood, TN 38450
Court Square BranchPublic SquareWaynesboro, TN 38485
Citizens Bank Of Lawrence County, A Branch Of Wayn2144 Locust Ave.Lawrenceburg, TN 38464

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