Wayne County Bank is headquartered in WAYNESBORO and is the 51st largest bank in the state of Tennessee. It is also the 1,692nd largest bank in the nation. It was established in 1914 and as of March of 2025, it had grown to 90 employees at 8 locations. Wayne County Bank has an A+ health rating.
This so called bank operates like a Mom n pops store. It takes their accounting/ Bookeeping anywhere from 3 to 6 days to update transacions, by then your accounting statements look constantly in negative balances and gets difficult to track where anything went wrong. Imagine trying to catch wrong doings to your hard earned money, imagine asking for accountability. It offends them. Literally we do what we feel like to operate mentality. Customer service low standards. Accounting extremely low standards. Do not try to question otherwise they think they're offended and it'll be customer's fault. This has been the most unprofessional bank we've ever dealt with. This is what happens when locals hire only locals, each other's children, relatives doing each other favors (close community/family related business). Time to find another bank, report them to FDIC and think about getting a Civil file ready with Proof. Never ever had this type of regret with another bank.
Overall | |
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FDIC Certificate # | 9168 |
Year Established | 1914 |
Employees | 90 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.62% |
Return on Equity - YTD | 13.28% |
Annual Interest Income | $8.7MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $545.7MM$480.7MM |
Loans | Q1 2025vs Q1 2024 | $381.6MM$336.9MM |
Deposits | Q1 2025vs Q1 2024 | $468MM$415.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $67.2MM$60.6MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $4.6MM$4.5MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3.4MM$3.5MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Wayne County Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.00%* | $0 | $15k | Kasasa Cash | ||
OTHER TIERS: 0.25% → $15k+ |
Wayne County Bank Locations | ||
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Clifton Branch | 205 Main Street | Clifton, TN 38425 |
Wayne County Bank | 216 S High St | Waynesboro, TN 38485 |
64 East Express Branch | 312 Highway 64 East | Waynesboro, TN 38485 |
Citizens Bank Of Lewis County, A Branch Of Wayne C | 605 East Main Street | Hohenwald, TN 38462 |
Collinwood Branch | Highway 13 South | Collinwood, TN 38450 |
Court Square Branch | Public Square | Waynesboro, TN 38485 |
Citizens Bank Of Lawrence County, A Branch Of Wayn | 2144 Locust Ave. | Lawrenceburg, TN 38464 |