Wayne County Bank

Overview / Commentary
216 S. High St., Hwy 64 W
Waynesboro, TN 38485

Wayne County Bank is headquartered in Waynesboro and is the 60th largest bank in the state of Tennessee. It is also the 2,084th largest bank in the nation. It was established in 1914 and as of December of 2021, it had grown to 77 employees at 6 locations. Wayne County Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #9168
Year Established1914
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD9.45%
Annual Interest Income$14.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$393.9MM$350.7MM
LoansQ4 2021vs Q4 2020$226.7MM$233.6MM
DepositsQ4 2021vs Q4 2020$335.2MM$294.3MM
Equity CapitalQ4 2021vs Q4 2020$53.3MM$50.0MM
Loan Loss AllowanceQ4 2021vs Q4 2020$3.5MM$3.5MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$3.9MM$8.5MM
Real Estate OwnedQ4 2021vs Q4 2020$468.00K$2.7MM
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Wayne County Bank Checking Account Rates

3.00%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+

Wayne County Bank Locations
Clifton Branch205 Main StreetClifton, TN 38425
Wayne County Bank216 S High StWaynesboro, TN 38485
64 East Express Branch312 Highway 64 EastWaynesboro, TN 38485
Citizens Bank Of Lewis County, A Branch Of Wayne C605 East Main StreetHohenwald, TN 38462
Collinwood BranchHighway 13 SouthCollinwood, TN 38450
Court Square BranchPublic SquareWaynesboro, TN 38485

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