Wayne County Community Federal Credit Union

Overview / Commentary

www.wccfcu.com

330-669-2117

311 Kaufman Drive
Smithville, OH 44677

Wayne County Community Federal Credit Union is headquartered in Smithville and is the 108^th largest credit union in the state of Ohio. It is also the 2,473^rd largest credit union in the nation. It was established in 1966 and as of June of 2024, it had grown to 11 employees and 4,675 members at 2 locations. Wayne County Community Federal Credit Union's money market rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

Wayne County Community Federal Credit Union is open to those who live, work, worship, or attend school in Wayne County, Ohio. Immediate family members of a current Wayne County Community Federal Credit Union member may also join.
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Health

Data as of Q2 2024

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wayne County Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	17449
Year Chartered	1966
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	0.47%
Return on Equity - YTD	4.35%
Annual Interest Income	$886K

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$49MM$50.2MM
Loans	Q2 2024vs Q2 2023	$14.6MM$11.6MM
Deposits	Q2 2024vs Q2 2023	$43.4MM$44.9MM
Equity Capital	Q2 2024vs Q2 2023	$5.2MM$5MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$100K$131K
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$72K$40K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Savings
Money Market
CD

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Always verify rates and promotions with the bank or credit union. We are not Wayne County Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wayne County Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$25	-	Share Savings Account

Wayne County Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.75%^*	$100k^*	-	Money Market Accounts
OTHER TIERS: 2.25% → $2k - $25k \| 2.50% → $25k - $100k

Wayne County Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	6 Month CD
3.75%	$1k	-	12 Month CD
3.70%	$1k	-	24 Month CD
3.50%	$1k	-	36 Month CD
3.25%	$1k	-	48 Month CD
3.25%	$1k	-	60 Month CD

Locations

Wayne County Community Federal Credit Union Locations
Branch Office	100 W Market St	Orrville, OH 44667
Branch Office	311 Kaufman Drive	Smithville, OH 44677

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