Wayne County Community Federal Credit Union


Overview / Commentary
330-669-2117
311 Kaufman Drive
Smithville, OH 44677

Wayne County Community Federal Credit Union is headquartered in Smithville and is the 109th largest credit union in the state of Ohio. It is also the 2,514th largest credit union in the nation. It was established in 1966 and as of December of 2023, it had grown to 8 employees and 4,663 members at 2 locations. Wayne County Community Federal Credit Union's money market rates are 8X the national average, and it has a B health rating.

Field of Membership Restrictions

Wayne County Community Federal Credit Union is open to those who live, work, worship, or attend school in Wayne County, Ohio. Immediate family members of a current Wayne County Community Federal Credit Union member may also join.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wayne County Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #17449
Year Chartered1966
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD4.29%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$47.7MM$51.5MM
LoansQ4 2023vs Q4 2022$13.1MM$10.8MM
DepositsQ4 2023vs Q4 2022$42.3MM$46.4MM
Equity CapitalQ4 2023vs Q4 2022$5.1MM$4.9MM
Loan Loss AllowanceQ4 2023vs Q4 2022$123K$95K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$71K$28K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wayne County Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25-Share Savings Account

Wayne County Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%*$100k*-Money Market Accounts
OTHER TIERS: 2.79% $2k - $25k | 3.04% $25k - $100k

Wayne County Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.35%$1k-24 Month CD
4.35%$1k-12 Month CD
4.10%$1k-36 Month CD
4.00%$500-6 Month CD
4.00%$1k-48 Month CD
4.00%$1k-60 Month CD
Locations


Wayne County Community Federal Credit Union Locations
Branch Office100 W Market StOrrville, OH 44667
Branch Office311 Kaufman DriveSmithville, OH 44677

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