Wayne Westland Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

wwfcu.org

734-721-5700

500 S Wayne Rd
Westland, MI 48186

Wayne Westland Federal Credit Union is headquartered in Westland and is the 93^rd largest credit union in the state of Michigan. It is also the 1,501^st largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 34 employees and 10,926 members at 1 location. Wayne Westland Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Wayne Westland Federal Credit Union is open to individuals who reside, work, regularly conduct business, attend school, worship or volunteer in Wayne County, Michigan. Those who participate in programs to relieve poverty or distress that are located in Wayne County also qualify for membership.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	5928
Year Chartered	1948
Employees	34
Primary Regulator

Profit Margin
Return on Assets - YTD	0.89%
Return on Equity - YTD	11.87%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$149.8MM$148MM
Loans	Q1 2025vs Q1 2024	$71MM$72.4MM
Deposits	Q1 2025vs Q1 2024	$138.4MM$138.9MM
Equity Capital	Q1 2025vs Q1 2024	$11MM$7.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$989K$907K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$688K$160K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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Wayne Westland Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$0	-	Youth Account
0.10%	$0	-	Christmas Club
0.05%	$0	-	Savings Account
0.05%	$0	-	Vacation Club

Wayne Westland Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%	$50k	-	Capital Cash Account
1.05%	$25k	-	Premier Investment Account
0.95%	$2.5k	-	Money Market Account

Wayne Westland Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.06%	$0	-	12 Month CD
1.66%	$0	-	60 Month CD
1.61%	$0	-	48 Month CD
1.51%	$0	-	36 Month CD
1.41%	$0	-	24 Month CD
1.31%	$0	-	15 Month CD
1.21%	$0	-	9 Month CD
1.15%	$0	-	6 Month CD
1.10%	$0	-	3 Month CD

Wayne Westland Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.66%	$0	-	60 Month IRA
1.61%	$0	-	48 Month IRA
1.51%	$0	-	36 Month IRA
1.41%	$0	-	24 Month IRA
1.31%	$0	-	15 Month IRA
1.21%	$0	-	12 Month IRA
1.15%	$0	-	6 Month IRA
1.15%	$0	-	18 Month Variable IRA

Locations

Wayne Westland Federal Credit Union Locations
Branch Office	500 S Wayne Rd	Westland, MI 48186-4361

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