WCF Financial Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.wcfbank.com

515-832-3071

401 Fair Meadow Drive
Webster City, IA 50595

WCF Financial Bank is headquartered in WEBSTER CITY and is the 133^rd largest bank in the state of Iowa. It is also the 2,920^th largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 30 employees at 3 locations. WCF Financial Bank has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28989
Year Established	1934
Employees	30
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.04%
Return on Equity - YTD	0.45%
Annual Interest Income	$2.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$219.6MM$204.9MM
Loans	Q1 2025vs Q1 2024	$166.5MM$155.4MM
Deposits	Q1 2025vs Q1 2024	$168.7MM$155MM
Equity Capital	Q1 2025vs Q1 2024	$20.6MM$20.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.3MM$1.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.5MM$394K
Real Estate Owned	Q1 2025vs Q1 2024	$59K$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for WCF Financial Bank are currently being reviewed.

Locations

WCF Financial Bank Locations
Webster City Federal Savings Bank	401 Fair Meadow Dr	Webster City, IA 50595
305 First Street West Branch	305 First Street West	Independence, IA 50644
Tama Branch	2000 N. Mcclellan Street	Tama, IA 52339

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