WCLA Credit Union

Overview / Commentary
2419 Pacific Ave SE
Olympia, WA 98501

WCLA Credit Union is headquartered in Olympia and is the 42nd largest credit union in the state of Washington. It is also the 1,786th largest credit union in the nation. It was established in 1984 and as of December of 2022, it had grown to 10 employees and 1,251 members at 1 location. WCLA Credit Union's money market rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

WCLA Credit Union is open to employees and members of the Washington Contract Loggers Association and any member of the timber industry including lumberyards, mills, or suppliers.
See current membership details


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Health Grade Components

NCUA #68328
Year Chartered1984
Primary Regulator
Profit Margin
Return on Assets - YTD2.08%
Return on Equity - YTD12.21%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$103.7MM$91.8MM
LoansQ4 2022vs Q4 2021$87.2MM$73.0MM
DepositsQ4 2022vs Q4 2021$82.1MM$72.7MM
Equity CapitalQ4 2022vs Q4 2021$17.5MM$15.4MM
Loan Loss AllowanceQ4 2022vs Q4 2021$536.00K$694.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$133.00K$811.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WCLA Credit Union Savings Account Rates

1.00%--IRA Share Account
0.80%$5-Children's Share
0.25%$5-Share Account

WCLA Credit Union Money Market Rates

1.50%*$250k*-Tiered-Rate Share Account
OTHER TIERS: 1.05% $5k - $25k | 1.15% $25k - $50k | 1.25% $50k - $100k | 1.35% $100k - $250k

WCLA Credit Union Checking Account Rates

0.40%--50-Plus Checking
0.25%--Business Basic Checking

WCLA Credit Union CD Rates

5.00%$500-9 Month New Money Promo
4.75%$500-20 Month CD Special
2.50%$500-48 Month CD
2.45%$500-36 Month CD
2.40%$500-24 Month CD
2.35%$500-18 Month CD
2.25%$500-12 Month CD
2.00%$500-6 Month CD

WCLA Credit Union Locations
Branch Office2419 Pacific Ave SEOlympia, WA 98501

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