Welcome Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.12% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.10% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.10% | Savings | 0.27% - National Average |
Welcome Federal Credit Union is headquartered in Morrisville and is the 25th largest credit union in the state of North Carolina. It is also the 1,798th largest credit union in the nation. It was established in 1974 and as of December of 2018, it had grown to 27 employees and 7,728 members at 6 locations. Welcome Federal Credit Union's CD rates are 22% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Welcome Federal Credit Union is open to employees (current or retired), members of corporations, associations, and companies and their successor/predecessor, divisions/subsidiaries, and family or household members of the following SEGs (partial list): Aflac District Sales (Greenville, North Carolina), Big Brothers Big Sisters, Campbell University Students - RTP Campus, Spectrum/Time Warner Charter Communications, Wake Tech Community College, Walmart Neighborhood Market and many others (a complete list can be found on the credit union's website).
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24807 |
| Year Chartered | 1974 |
| Employees | 27 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 0.94% |
| Annual Interest Income | $3.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $82.0MM$85.1MM |
| Loans | Q4 2018vs Q4 2017 | $57.8MM$59.9MM |
| Deposits | Q4 2018vs Q4 2017 | $70.2MM$73.4MM |
| Equity Capital | Q4 2018vs Q4 2017 | $11.3MM$11.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $563.00K$386.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $731.00K$1.2MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $250.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Welcome Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Welcome Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $100 | - | IRA Account | |
| 0.10% | $5 | - | Shares | |
| 0.10% | $5 | - | Christmas Club Accounts |
Welcome Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1k | - | Money Market Account |
Welcome Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $1k | - | 27 Month CD | |
| 2.50% | $1k | - | 16 Month CD | |
| 2.12% | $500 | - | 60 Month CD | |
| 1.81% | $500 | - | 48 Month CD | |
| 1.51% | $500 | - | 36 Month CD | |
| 1.41% | $500 | - | 24 Month CD | |
| 1.10% | $500 | - | 12 Month CD |
| Welcome Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 10810 Chapel Hill Rd | Morrisville, NC 27560 |
| Branch Office | 250 Easy St Ste C Greenfield North Plaza Shopping Center | Greenville, NC 27834-9054 |
| Branch Office | 5 Moore Dr Sanders 17.1379 | RTP, NC 27709-0143 |
| Branch Office | 620 Facet Rd | Henderson, NC 27537-5479 |
| Branch Office | 1011 N Arendell Ave | Zebulon, NC 27597-2309 |
| Branch Office | 125 E Gannon Ave | Zebulon, NC 27597 |