Wells River Savings Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.wellsriversavings.com

802-757-2361

47 Main Street N
Wells River, VT 05081

Wells River Savings Bank is headquartered in WELLS RIVER and is the 11^th largest bank in the state of Vermont. It is also the 2,818^th largest bank in the nation. It was established in 1892 and as of March of 2025, it had grown to 58 employees at 6 locations. Wells River Savings Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	14136
Year Established	1892
Employees	58
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.65%
Return on Equity - YTD	7.95%
Annual Interest Income	$2.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$238.3MM$239.2MM
Loans	Q1 2025vs Q1 2024	$158.1MM$151.5MM
Deposits	Q1 2025vs Q1 2024	$203.9MM$196.2MM
Equity Capital	Q1 2025vs Q1 2024	$20MM$17.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.6MM$1.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$976K$971K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Wells River Savings Bank are currently being reviewed.

Locations

Wells River Savings Bank Locations
Bradford Branch	223 Main Street	Bradford, VT 05033
East Thetford Branch	3088 Route 5	East Thetford, VT 05043
Wells River Savings Bank	34 Main St N	Wells River, VT 05081
West Side Branch	47 Main Street North	Wells River, VT 05081
Newbury Branch	4976 Main Street South	Newbury, VT 05051
Fairlee Branch	540 Route 5 N.	Fairlee, VT 05045

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