Wells River Savings Bank

Overview / Commentary
34 Main Street
Wells River, VT 05081

Wells River Savings Bank is headquartered in Wells River and is the 10th largest bank in the state of Vermont. It is also the 2,995th largest bank in the nation. It was established in 1892 and as of December of 2019, it had grown to 55 employees at 6 locations. Wells River Savings Bank has an A health rating.


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Health Grade Components

FDIC Certificate #14136
Year Established1892
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD2.89%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$187.0MM$184.8MM
LoansQ4 2019vs Q4 2018$125.6MM$121.8MM
DepositsQ4 2019vs Q4 2018$152.4MM$143.8MM
Equity CapitalQ4 2019vs Q4 2018$21.0MM$19.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$722.00K$642.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$609.00K$1.2MM
Real Estate OwnedQ4 2019vs Q4 2018$119.00K$0

Rates for Wells River Savings Bank are currently being reviewed.


Wells River Savings Bank Locations
Bradford Branch223 Main StreetBradford, VT 05033
East Thetford Branch3088 Route 5East Thetford, VT 05043
Wells River Savings Bank34 Main StreetWells River, VT 05081
West Side Branch47 Main Street NorthWells River, VT 05081
Newbury Branch4976 Main Street SouthNewbury, VT 05051
Fairlee Branch540 Route 5 N.Fairlee, VT 05045

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