Wells River Savings Bank

Overview / Commentary
47 Main Street N
Wells River, VT 05081

Wells River Savings Bank is headquartered in WELLS RIVER and is the 10th largest bank in the state of Vermont. It is also the 2,799th largest bank in the nation. It was established in 1892 and as of March of 2024, it had grown to 58 employees at 6 locations. Wells River Savings Bank's CD rates are 5X the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #14136
Year Established1892
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD9.32%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$239.2MM$223.6MM
LoansQ1 2024vs Q1 2023$151.5MM$142.2MM
DepositsQ1 2024vs Q1 2023$196.2MM$203.2MM
Equity CapitalQ1 2024vs Q1 2023$17.4MM$15.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.7MM$1.9MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$971K$329K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Wells River Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wells River Savings Bank Savings Account Rates

1.00%*$0$75kKasasa Saver
OTHER TIERS: 0.25% $75k+
0.50%*$10k*-Health Savings Accounts
OTHER TIERS: 0.15% $0 - $1k | 0.35% $1k - $10k
0.15%*$100k*-Statement Savings
OTHER TIERS: 0.05% $0 - $2.5k | 0.10% $2.5k - $100k
0.15%*$100k*-Youth Savings
OTHER TIERS: 0.05% $0 - $2.5k | 0.10% $2.5k - $100k
0.15%*$100k*-Student Savings
OTHER TIERS: 0.05% $0 - $2.5k | 0.10% $2.5k - $100k
0.15%*$100k*-Automatic Transfer Account
OTHER TIERS: 0.05% $0 - $2.5k | 0.10% $2.5k - $100k
0.05%$1-Savings Club (50 Week Term)

Wells River Savings Bank Money Market Rates

0.60%*$250k*-Premium Money Market
OTHER TIERS: 0.05% $0 - $25k | 0.15% $25k - $50k | 0.25% $50k+ | 0.40% $100k - $250k
0.15%*$25k*-Money Market
OTHER TIERS: 0.05% $0 - $25k

Wells River Savings Bank Checking Account Rates

2.50%*$0$35kKasasa Cash
OTHER TIERS: 0.25% $35k+
0.15%*$100k*-NOW Account
OTHER TIERS: 0.05% $0 - $2.5k | 0.08% $2.5k - $100k
0.15%*$100k*-IOLTA Account
OTHER TIERS: 0.05% $0 - $2.5k | 0.08% $2.5k - $100k
0.15%*$100k*-IORTA Account
OTHER TIERS: 0.05% $0 - $2.5k | 0.08% $2.5k - $100k

Wells River Savings Bank CD Rates

4.59%$200-12 Month CD
4.59%$10k-12 Month CDARS
0.60%$200-24 Month CD
0.60%$200-36 Month CD
0.60%$200-60 Month CD
0.60%$10k-24 Month CDARS
0.60%$10k-36 Month CDARS
0.60%$10k-60 Month CDARS
0.30%$200-6 Month CD
0.30%$10k-6 Month CDARS
0.15%$200-3 Month CD
0.15%$10k-3 Month CDARS
0.05%$10k-28 Day CDARS

Wells River Savings Bank IRA Rates

4.59%$50-12 Month IRA
0.60%$50-24 Month IRA
0.60%$50-36 Month IRA
0.60%$50-60 Month IRA
0.30%$50-6 Month IRA
0.15%$50-3 Month IRA

Wells River Savings Bank Locations
Bradford Branch223 Main StreetBradford, VT 05033
East Thetford Branch3088 Route 5East Thetford, VT 05043
Wells River Savings Bank34 Main St NWells River, VT 05081
West Side Branch47 Main Street NorthWells River, VT 05081
Newbury Branch4976 Main Street SouthNewbury, VT 05051
Fairlee Branch540 Route 5 N.Fairlee, VT 05045

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