Wells River Savings Bank

Overview / Commentary
47 Main Street N
Wells River, VT 05081

Wells River Savings Bank is headquartered in Wells River and is the 10th largest bank in the state of Vermont. It is also the 2,936th largest bank in the nation. It was established in 1892 and as of June of 2022, it had grown to 53 employees at 6 locations. Wells River Savings Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #14136
Year Established1892
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.62%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$222.8MM$213.7MM
LoansQ2 2022vs Q2 2021$127.6MM$117.6MM
DepositsQ2 2022vs Q2 2021$202.2MM$186.5MM
Equity CapitalQ2 2022vs Q2 2021$16.0MM$22.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.4MM$1.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$843.00K$816.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Wells River Savings Bank are currently being reviewed.


Wells River Savings Bank Locations
Bradford Branch223 Main StreetBradford, VT 05033
East Thetford Branch3088 Route 5East Thetford, VT 05043
Wells River Savings Bank34 Main St NWells River, VT 05081
West Side Branch47 Main Street NorthWells River, VT 05081
Newbury Branch4976 Main Street SouthNewbury, VT 05051
Fairlee Branch540 Route 5 N.Fairlee, VT 05045

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