Wellspring Credit Union is headquartered in Bridge City and is the 162nd largest credit union in the state of Texas. It is also the 2,040th largest credit union in the nation. It was established in 1958 and as of June of 2023, it had grown to 29 employees and 8,316 members at 4 locations. Wellspring Credit Union's CD rates are 3X the national average, and it has a B health rating.
Membership in Wellspring Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Hardin, Jefferson, Newton, or Orange. Immediate family members of current Wellspring Credit Union members are also eligible to join.
See current membership details
Overall | |
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NCUA # | 12181 |
Year Chartered | 1958 |
Employees | 29 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.32% |
Return on Equity - YTD | 3.82% |
Annual Interest Income | $1.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $80.5MM$64.0MM |
Loans | Q2 2023vs Q2 2022 | $66.7MM$46.4MM |
Deposits | Q2 2023vs Q2 2022 | $72.2MM$57.3MM |
Equity Capital | Q2 2023vs Q2 2022 | $6.9MM$5.6MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$342.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $812.00K$228.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Wellspring Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | - | $25k | Save Well | ||
OTHER TIERS: 0.25% → $25k+ | |||||
0.15% | - | - | Share Savings Account | ||
0.15% | $100 | - | IRA Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $50k* | - | Thrive Well Money Market | ||
OTHER TIERS: 0.25% → $2k - $25k | 0.35% → $25k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.50%* | - | $25k | Earn well | ||
OTHER TIERS: 0.25% → $25k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.07% | $2k | - | 60 Month IRA | |
1.89% | $2k | - | 48 Month IRA | |
1.73% | $2k | - | 36 Month IRA | |
1.63% | $2k | - | 24 Month IRA | |
1.53% | $2k | - | 18 Month IRA | |
1.51% | $2k | - | 12 Month IRA | |
1.36% | $2k | - | 6 Month IRA |
Wellspring Credit Union Locations | ||
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Branch Office | 150 E Round Bunch Rd | Bridge City, TX 77611-3720 |
Branch Office | 2101 MacArthur Dr | Orange, TX 77630-4809 |
Corporate Office | 200 E Round Bunch Rd | Bridge City, TX 77611 |
Branch Office | 3805 W Cardinal Dr | Beaumont, TX 77705-4411 |