Featured Savings Rates
Featured Accounts

Wellspring Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.50%Reward CheckingKasasa Cash Checking
1.00%Reward SavingsKasasa Saver
2.17%5-year CD60 Month Live Well Certificate

Overview / Commentary
888-738-3111
150 E Round Bunch Rd
Bridge City, TX 77611-3720

Wellspring Federal Credit Union is headquartered in Bridge City and is the 189th largest credit union in the state of Texas. It is also the 2,456th largest credit union in the nation. It was established in 1958 and as of December of 2016, it had grown to 22 employees and 6,157 members at 3 locations. Wellspring Federal Credit Union's money market rates are 36% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Orange and Newton counties in Texas or in Calcasieu Parish, Louisiana
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wellspring Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #12181
Year Chartered1958
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD2.27%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$44.3MM$41.9MM
LoansQ4 2016vs Q4 2015$33.3MM$30.1MM
DepositsQ4 2016vs Q4 2015$40.1MM$37.9MM
Equity CapitalQ4 2016vs Q4 2015$3.8MM$3.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$230.00K$212.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$384.00K$336.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wellspring Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kKasasa Saver
OTHER TIERS: 0.25% $25k+

Wellspring Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Thrive Well Money Market
OTHER TIERS: 0.40% $2k - $25k | 0.50% $25k - $50k

Wellspring Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kKasasa Cash Checking
OTHER TIERS: 0.25% $25k+

Wellspring Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%*$100k*-60 Month Grow Well Certificate
OTHER TIERS: 2.07% $500 - $50k | 2.12% $50k - $100k
2.17%*$100k*-60 Month Live Well Certificate
OTHER TIERS: 2.07% $2k - $50k | 2.12% $50k - $100k
1.92%*$100k*-48 Month Live Well Certificate
OTHER TIERS: 1.82% $2k - $50k | 1.87% $50k - $100k
1.92%*$100k*-48 Month Grow Well Certificate
OTHER TIERS: 1.82% $500 - $50k | 1.87% $50k - $100k
1.51%*$100k*-36 Month Live Well Certificate
OTHER TIERS: 1.41% $2k - $50k | 1.46% $50k - $100k
1.51%*$100k*-36 Month Grow Well Certificate
OTHER TIERS: 1.41% $500 - $50k | 1.46% $50k - $100k
1.31%*$100k*-24 Month Live Well Certificate
OTHER TIERS: 1.21% $2k - $50k | 1.26% $50k - $100k
1.31%*$100k*-24 Month Grow Well Certificate
OTHER TIERS: 1.21% $500 - $50k | 1.26% $50k - $100k
1.05%*$100k*-18 Month Live Well Certificate
OTHER TIERS: 0.95% $2k - $50k | 1.00% $50k - $100k
1.05%*$100k*-18 Month Grow Well Certificate
OTHER TIERS: 0.95% $500 - $50k | 1.00% $50k - $100k
1.00%*$100k*-12 Month Live Well Certificate
OTHER TIERS: 0.90% $2k - $50k | 0.95% $50k - $100k
1.00%*$100k*-12 Month Grow Well Certificate
OTHER TIERS: 0.90% $500 - $50k | 0.95% $50k - $100k
0.75%*$100k*-6 Month Live Well Certificate
OTHER TIERS: 0.65% $2k - $50k | 0.70% $50k - $100k
0.75%*$100k*-6 Month Grow Well Certificate
OTHER TIERS: 0.65% $500 - $50k | 0.70% $50k - $100k

Wellspring Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%*$100k*-60 Month IRA
OTHER TIERS: 2.07% $2k - $50k | 2.12% $50k - $100k
1.92%*$100k*-48 Month IRA
OTHER TIERS: 1.82% $2k - $50k | 1.87% $50k - $100k
1.51%*$100k*-36 Month IRA
OTHER TIERS: 1.41% $2k - $50k | 1.46% $50k - $100k
1.31%*$100k*-24 Month IRA
OTHER TIERS: 1.21% $2k - $50k | 1.26% $50k - $100k
1.05%*$100k*-18 Month IRA
OTHER TIERS: 0.95% $2k - $50k | 1.00% $50k - $100k
1.00%*$100k*-12 Month IRA
OTHER TIERS: 0.90% $2k - $50k | 0.95% $50k - $100k
0.75%*$100k*-6 Month IRA
OTHER TIERS: 0.65% $2k - $50k | 0.70% $50k - $100k
Locations


Wellspring Federal Credit Union Locations
Branch Office150 E Round Bunch RdBridge City, TX 77611-3720
Branch Office2101 MacArthur DrWest Orange, TX 77630-4809
Corporate Office200 E Round Bunch RdBridge City, TX 77611