Wellspring Credit Union is headquartered in Bridge City and is the 179th largest credit union in the state of Texas. It is also the 2,265th largest credit union in the nation. It was established in 1958 and as of December of 2022, it had grown to 22 employees and 6,825 members at 3 locations. Wellspring Credit Union's CD rates are 68% higher than the national average, and it has a B health rating.
Membership in Wellspring Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Hardin, Jefferson, Newton, or Orange. Immediate family members of current Wellspring Credit Union members are also eligible to join.
See current membership details
Overall | |
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NCUA # | 12181 |
Year Chartered | 1958 |
Employees | 22 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.63% |
Return on Equity - YTD | 6.84% |
Annual Interest Income | $2.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2022vs Q4 2021 | $63.7MM$62.7MM |
Loans | Q4 2022vs Q4 2021 | $49.2MM$45.1MM |
Deposits | Q4 2022vs Q4 2021 | $56.5MM$56.4MM |
Equity Capital | Q4 2022vs Q4 2021 | $5.9MM$5.5MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $311.00K$362.00K |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $295.00K$300.00K |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Wellspring Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | - | $25k | Kasasa Saver | ||
OTHER TIERS: 0.25% → $25k+ | |||||
0.15% | - | - | Share Savings Account | ||
0.15% | $100 | - | IRA Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $50k* | - | Thrive Well Money Market | ||
OTHER TIERS: 0.25% → $2k - $25k | 0.35% → $25k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.50%* | - | $25k | Kasasa Cash Checking | ||
OTHER TIERS: 0.25% → $25k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.07% | $2k | - | 60 Month CD | |
1.89% | $2k | - | 48 Month CD | |
1.73% | $2k | - | 36 Month CD | |
1.63% | $2k | - | 24 Month CD | |
1.53% | $2k | - | 18 Month CD | |
1.51% | $2k | - | 12 Month CD | |
1.36% | $2k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.07% | $2k | - | 60 Month IRA | |
1.89% | $2k | - | 48 Month IRA | |
1.73% | $2k | - | 36 Month IRA | |
1.63% | $2k | - | 24 Month IRA | |
1.53% | $2k | - | 18 Month IRA | |
1.51% | $2k | - | 12 Month IRA | |
1.36% | $2k | - | 6 Month IRA |
Wellspring Credit Union Locations | ||
---|---|---|
Branch Office | 150 E Round Bunch Rd | Bridge City, TX 77611-3720 |
Branch Office | 2101 MacArthur Dr | Orange, TX 77630-4809 |
Corporate Office | 200 E Round Bunch Rd | Bridge City, TX 77611 |