Wellspring Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.50%Reward Checking
1.00%Reward Savings
2.43%5-year CD
View all Wellspring Credit Union rates »

Overview / Commentary
888-738-3111
150 E Round Bunch Rd
Bridge City, TX 77611-3720

Wellspring Credit Union is headquartered in Bridge City and is the 178th largest credit union in the state of Texas. It is also the 2,252nd largest credit union in the nation. It was established in 1958 and as of June of 2018, it had grown to 20 employees and 6,310 members at 3 locations. Wellspring Credit Union's CD rates are 46% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Orange and Newton counties in Texas or in Calcasieu Parish, Louisiana
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wellspring Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12181
Year Chartered1958
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD6.45%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$54.7MM$47.3MM
LoansQ2 2018vs Q2 2017$38.6MM$34.3MM
DepositsQ2 2018vs Q2 2017$49.3MM$43.7MM
Equity CapitalQ2 2018vs Q2 2017$4.1MM$3.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$264.00K$234.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$321.00K$559.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wellspring Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kKasasa Saver
OTHER TIERS: 0.25% $25k+
0.15%--Share Savings Account
0.15%$100-IRA Savings Account

Wellspring Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Thrive Well Money Market
OTHER TIERS: 0.25% $2k - $25k | 0.35% $25k - $50k

Wellspring Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kKasasa Cash Checking
OTHER TIERS: 0.25% $25k+

Wellspring Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%*$100k*-60 Month Grow Well Certificate
OTHER TIERS: 2.32% $500 - $50k | 2.38% $50k - $100k
2.43%*$100k*-60 Month Live Well Certificate
OTHER TIERS: 2.32% $2k - $50k | 2.38% $50k - $100k
2.07%*$100k*-48 Month Live Well Certificate
OTHER TIERS: 1.97% $2k - $50k | 2.02% $50k - $100k
2.07%*$100k*-48 Month Grow Well Certificate
OTHER TIERS: 1.97% $500 - $50k | 2.02% $50k - $100k
1.76%*$100k*-36 Month Live Well Certificate
OTHER TIERS: 1.66% $2k - $50k | 1.71% $50k - $100k
1.76%*$100k*-36 Month Grow Well Certificate
OTHER TIERS: 1.66% $500 - $50k | 1.71% $50k - $100k
1.56%*$100k*-24 Month Live Well Certificate
OTHER TIERS: 1.46% $2k - $50k | 1.51% $50k - $100k
1.56%*$100k*-24 Month Grow Well Certificate
OTHER TIERS: 1.46% $500 - $50k | 1.51% $50k - $100k
1.36%*$100k*-18 Month Live Well Certificate
OTHER TIERS: 1.26% $2k - $50k | 1.31% $50k - $100k
1.36%*$100k*-18 Month Grow Well Certificate
OTHER TIERS: 1.26% $500 - $50k | 1.31% $50k - $100k
1.31%*$100k*-12 Month Live Well Certificate
OTHER TIERS: 1.21% $2k - $50k | 1.26% $50k - $100k
1.31%*$100k*-12 Month Grow Well Certificate
OTHER TIERS: 1.21% $500 - $50k | 1.26% $50k - $100k
1.00%*$100k*-6 Month Live Well Certificate
OTHER TIERS: 0.90% $2k - $50k | 0.95% $50k - $100k
1.00%*$100k*-6 Month Grow Well Certificate
OTHER TIERS: 0.90% $500 - $50k | 0.95% $50k - $100k

Wellspring Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%*$100k*-60 Month IRA
OTHER TIERS: 2.32% $2k - $50k | 2.38% $50k - $100k
2.07%*$100k*-48 Month IRA
OTHER TIERS: 1.97% $2k - $50k | 2.02% $50k - $100k
1.76%*$100k*-36 Month IRA
OTHER TIERS: 1.66% $2k - $50k | 1.71% $50k - $100k
1.56%*$100k*-24 Month IRA
OTHER TIERS: 1.46% $2k - $50k | 1.51% $50k - $100k
1.36%*$100k*-18 Month IRA
OTHER TIERS: 1.26% $2k - $50k | 1.31% $50k - $100k
1.31%*$100k*-12 Month IRA
OTHER TIERS: 1.21% $2k - $50k | 1.26% $50k - $100k
1.00%*$100k*-6 Month IRA
OTHER TIERS: 0.90% $2k - $50k | 0.95% $50k - $100k
Locations


Wellspring Credit Union Locations
Branch Office150 E Round Bunch RdBridge City, TX 77611-3720
Branch Office2101 MacArthur DrWest Orange, TX 77630-4809
Corporate Office200 E Round Bunch RdBridge City, TX 77611

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