Wellspring Credit Union


Overview / Commentary
409-697-2461
150 E Round Bunch Rd
Bridge City, TX 77611

Wellspring Credit Union is headquartered in Bridge City and is the 163rd largest credit union in the state of Texas. It is also the 2,033rd largest credit union in the nation. It was established in 1958 and as of September of 2023, it had grown to 29 employees and 8,388 members at 4 locations. Wellspring Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Wellspring Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Hardin, Jefferson, Newton, or Orange. Immediate family members of current Wellspring Credit Union members are also eligible to join.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wellspring Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12181
Year Chartered1958
Employees29
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD4.17%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$80.5MM$64.4MM
LoansQ3 2023vs Q3 2022$67.7MM$47.7MM
DepositsQ3 2023vs Q3 2022$71.7MM$57.6MM
Equity CapitalQ3 2023vs Q3 2022$7MM$5.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$412K$335K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$797K$170K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Wellspring Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wellspring Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kSave Well
OTHER TIERS: 0.25% $25k+
0.15%--Share Savings Account
0.15%$100-IRA Savings Account

Wellspring Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Thrive Well Money Market
OTHER TIERS: 0.25% $2k - $25k | 0.35% $25k - $50k

Wellspring Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kEarn well
OTHER TIERS: 0.25% $25k+

Wellspring Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%--9 Month CD Special
4.00%--15 Month CD Special
3.00%--12 Month CD Special
2.07%--60 Month Grow Well Certificate
2.07%$2k-60 Month Live Well Certificate
2.07%$2k-60 Month CD
1.89%$2k-48 Month Live Well Certificate
1.89%--48 Month Grow Well Certificate
1.89%$2k-48 Month CD
1.73%$2k-36 Month Live Well Certificate
1.73%--36 Month Grow Well Certificate
1.73%$2k-36 Month CD
1.63%$2k-24 Month Live Well Certificate
1.63%--24 Month Grow Well Certificate
1.63%$2k-24 Month CD
1.53%$2k-18 Month Live Well Certificate
1.53%--18 Month Grow Well Certificate
1.53%$2k-18 Month CD
1.51%$2k-12 Month Live Well Certificate
1.51%--12 Month Grow Well Certificate
1.51%$2k-12 Month CD
1.36%$2k-6 Month Live Well Certificate
1.36%--6 Month Grow Well Certificate
1.36%$2k-6 Month CD

Wellspring Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%$2k-60 Month IRA
1.89%$2k-48 Month IRA
1.73%$2k-36 Month IRA
1.63%$2k-24 Month IRA
1.53%$2k-18 Month IRA
1.51%$2k-12 Month IRA
1.36%$2k-6 Month IRA
Locations


Wellspring Credit Union Locations
Branch Office150 E Round Bunch RdBridge City, TX 77611-3720
Branch Office2101 MacArthur DrOrange, TX 77630-4809
Corporate Office200 E Round Bunch RdBridge City, TX 77611
Branch Office3805 W Cardinal DrBeaumont, TX 77705-4411

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