Featured Savings Rates
Featured Accounts

Wellspring Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.17%5-year CD60 Month Live Well Certificate
1.00%1-year CD12 Month Live Well Certificate
0.15%SavingsProsper Well 55+ Savings

Overview / Commentary
888-738-3111
150 E Round Bunch Rd
Bridge City, TX 77611-3720

Wellspring Federal Credit Union is headquartered in Bridge City and is the 191st largest credit union in the state of Texas. It is also the 2,455th largest credit union in the nation. It was established in 1958 and as of September of 2016, it had grown to 23 employees and 6,171 members at 3 locations. Wellspring Federal Credit Union's money market rates are 36% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Orange and Newton counties in Texas or in Calcasieu Parish, Louisiana
See current membership details

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wellspring Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #12181
Year Chartered1958
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.92%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$44.3MM$40.1MM
LoansQ3 2016vs Q3 2015$33.5MM$30.6MM
DepositsQ3 2016vs Q3 2015$40.1MM$36.1MM
Equity CapitalQ3 2016vs Q3 2015$3.8MM$3.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$205.00K$197.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$430.00K$388.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wellspring Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$100-IRA Savings Account
0.15%$100-Live Well Savings
0.15%--Start Well Savings
0.15%$20-Grow Well Savings
0.15%$100-Prosper Well 55+ Savings

Wellspring Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Thrive Well Money Market
OTHER TIERS: 0.40% $2k - $25k | 0.50% $25k - $50k

Wellspring Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$5k*-Thrive Well Checking
OTHER TIERS: 0.10% Up to $1,500 | 0.15% $1,500 - $5k
0.20%*$5k*-Prosper Well 55+ Checking
OTHER TIERS: 0.10% Up to $1,500 | 0.15% $1,500 - $5k

Wellspring Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%*$100k*-60 Month Grow Well Certificate
OTHER TIERS: 2.07% $500 - $50k | 2.12% $50k - $100k
2.17%*$100k*-60 Month Live Well Certificate
OTHER TIERS: 2.07% $2k - $50k | 2.12% $50k - $100k
1.92%*$100k*-48 Month Live Well Certificate
OTHER TIERS: 1.82% $2k - $50k | 1.87% $50k - $100k
1.92%*$100k*-48 Month Grow Well Certificate
OTHER TIERS: 1.82% $500 - $50k | 1.87% $50k - $100k
1.51%*$100k*-36 Month Live Well Certificate
OTHER TIERS: 1.41% $2k - $50k | 1.46% $50k - $100k
1.51%*$100k*-36 Month Grow Well Certificate
OTHER TIERS: 1.41% $500 - $50k | 1.46% $50k - $100k
1.31%*$100k*-24 Month Live Well Certificate
OTHER TIERS: 1.21% $2k - $50k | 1.26% $50k - $100k
1.31%*$100k*-24 Month Grow Well Certificate
OTHER TIERS: 1.21% $500 - $50k | 1.26% $50k - $100k
1.05%*$100k*-18 Month Live Well Certificate
OTHER TIERS: 0.95% $2k - $50k | 1.00% $50k - $100k
1.05%*$100k*-18 Month Grow Well Certificate
OTHER TIERS: 0.95% $500 - $50k | 1.00% $50k - $100k
1.00%*$100k*-12 Month Live Well Certificate
OTHER TIERS: 0.90% $2k - $50k | 0.95% $50k - $100k
1.00%*$100k*-12 Month Grow Well Certificate
OTHER TIERS: 0.90% $500 - $50k | 0.95% $50k - $100k
0.75%*$100k*-6 Month Live Well Certificate
OTHER TIERS: 0.65% $2k - $50k | 0.70% $50k - $100k
0.75%*$100k*-6 Month Grow Well Certificate
OTHER TIERS: 0.65% $500 - $50k | 0.70% $50k - $100k

Wellspring Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%*$100k*-60 Month IRA
OTHER TIERS: 2.07% $2k - $50k | 2.12% $50k - $100k
1.92%*$100k*-48 Month IRA
OTHER TIERS: 1.82% $2k - $50k | 1.87% $50k - $100k
1.51%*$100k*-36 Month IRA
OTHER TIERS: 1.41% $2k - $50k | 1.46% $50k - $100k
1.31%*$100k*-24 Month IRA
OTHER TIERS: 1.21% $2k - $50k | 1.26% $50k - $100k
1.05%*$100k*-18 Month IRA
OTHER TIERS: 0.95% $2k - $50k | 1.00% $50k - $100k
1.00%*$100k*-12 Month IRA
OTHER TIERS: 0.90% $2k - $50k | 0.95% $50k - $100k
0.75%*$100k*-6 Month IRA
OTHER TIERS: 0.65% $2k - $50k | 0.70% $50k - $100k
Locations


Wellspring Federal Credit Union Locations
Branch Office150 E Round Bunch RdBridge City, TX 77611-3720
Branch Office2101 MacArthur DrWest Orange, TX 77630-4809
Corporate Office200 E Round Bunch RdBridge City, TX 77611