Wellspring Credit Union


Overview / Commentary
409-697-2461
150 E Round Bunch Rd
Bridge City, TX 77611

Wellspring Credit Union is headquartered in Bridge City and is the 162nd largest credit union in the state of Texas. It is also the 2,016th largest credit union in the nation. It was established in 1958 and as of December of 2024, it had grown to 29 employees and 8,270 members at 4 locations. Wellspring Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Wellspring Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Hardin, Jefferson, Newton, or Orange. Immediate family members of current Wellspring Credit Union members are also eligible to join.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wellspring Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12181
Year Chartered1958
Employees29
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD9.11%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$80.4MM$81.2MM
LoansQ4 2024vs Q4 2023$67.5MM$67.9MM
DepositsQ4 2024vs Q4 2023$71.6MM$72.8MM
Equity CapitalQ4 2024vs Q4 2023$7.7MM$7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$387K$369K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$759K$881K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for Wellspring Credit Union are currently being reviewed.

Locations


Wellspring Credit Union Locations
Branch Office150 E Round Bunch RdBridge City, TX 77611-3720
Branch Office2101 MacArthur DrOrange, TX 77630-4809
Corporate Office200 E Round Bunch RdBridge City, TX 77611
Branch Office3805 W Cardinal DrBeaumont, TX 77705-4411

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