Wellspring Credit Union


Overview / Commentary
409-697-2461
150 E Round Bunch Rd
Bridge City, TX 77611

Wellspring Credit Union is headquartered in Bridge City and is the 181st largest credit union in the state of Texas. It is also the 2,282nd largest credit union in the nation. It was established in 1958 and as of June of 2022, it had grown to 21 employees and 6,782 members at 3 locations. Wellspring Credit Union's money market rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Wellspring Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Hardin, Jefferson, Newton, or Orange. Immediate family members of current Wellspring Credit Union members are also eligible to join.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wellspring Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12181
Year Chartered1958
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD6.51%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$64.0MM$64.5MM
LoansQ2 2022vs Q2 2021$46.4MM$43.3MM
DepositsQ2 2022vs Q2 2021$57.3MM$57.7MM
Equity CapitalQ2 2022vs Q2 2021$5.6MM$5.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$342.00K$386.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$228.00K$142.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Wellspring Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wellspring Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kKasasa Saver
OTHER TIERS: 0.25% $25k+
0.15%--Share Savings Account
0.15%$100-IRA Savings Account

Wellspring Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$50k*-Thrive Well Money Market
OTHER TIERS: 0.75% $2k - $25k | 0.85% $25k - $50k

Wellspring Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kKasasa Cash Checking
OTHER TIERS: 0.25% $25k+

Wellspring Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%$2k-60 Month CD
1.89%$2k-48 Month CD
1.73%$2k-36 Month CD
1.63%$2k-24 Month CD
1.53%$2k-18 Month CD
1.51%$2k-12 Month CD
1.36%$2k-6 Month CD

Wellspring Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%$2k-60 Month IRA
1.89%$2k-48 Month IRA
1.73%$2k-36 Month IRA
1.63%$2k-24 Month IRA
1.53%$2k-18 Month IRA
1.51%$2k-12 Month IRA
1.36%$2k-6 Month IRA
Locations


Wellspring Credit Union Locations
Branch Office150 E Round Bunch RdBridge City, TX 77611-3720
Branch Office2101 MacArthur DrOrange, TX 77630-4809
Corporate Office200 E Round Bunch RdBridge City, TX 77611

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