Wellspring Credit Union


Overview / Commentary
409-697-2461
150 E Round Bunch Rd
Bridge City, TX 77611

Wellspring Credit Union is headquartered in Bridge City and is the 170th largest credit union in the state of Texas. It is also the 2,225th largest credit union in the nation. It was established in 1958 and as of March of 2021, it had grown to 22 employees and 6,603 members at 3 locations. Wellspring Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Wellspring Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Hardin, Jefferson, Newton, or Orange. Immediate family members of current Wellspring Credit Union members are also eligible to join.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wellspring Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12181
Year Chartered1958
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD7.97%
Annual Interest Income$649.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$66.9MM$59.8MM
LoansQ1 2021vs Q1 2020$41.5MM$43.8MM
DepositsQ1 2021vs Q1 2020$60.5MM$54.0MM
Equity CapitalQ1 2021vs Q1 2020$5.1MM$4.7MM
Loan Loss AllowanceQ1 2021vs Q1 2020$384.00K$399.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$270.00K$318.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Wellspring Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wellspring Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kKasasa Saver
OTHER TIERS: 0.25% $25k+
0.15%--Share Savings Account
0.15%$100-IRA Savings Account

Wellspring Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Thrive Well Money Market
OTHER TIERS: 0.25% $2k - $25k | 0.35% $25k - $50k

Wellspring Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kKasasa Cash Checking
OTHER TIERS: 0.25% $25k+

Wellspring Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%$2k-60 Month CD
0.97%$2k-48 Month CD
0.82%$2k-36 Month CD
0.72%$2k-24 Month CD
0.62%$2k-18 Month CD
0.60%$2k-12 Month CD
0.45%$2k-6 Month CD

Wellspring Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%$2k-60 Month IRA
0.97%$2k-48 Month IRA
0.82%$2k-36 Month IRA
0.72%$2k-24 Month IRA
0.62%$2k-18 Month IRA
0.60%$2k-12 Month IRA
0.45%$2k-6 Month IRA
Locations


Wellspring Credit Union Locations
Branch Office150 E Round Bunch RdBridge City, TX 77611-3720
Branch Office2101 MacArthur DrWest Orange, TX 77630-4809
Corporate Office200 E Round Bunch RdBridge City, TX 77611

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