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Featured Accounts

Wepco Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%5-year CD60 Month Share Certificate
0.10%SavingsNew Special Purpose Account
1.51%4-year CD48 Month Share Certificate

Overview / Commentary
301-359-3081
204 North Branch Avenue
Bloomington, MD 21523

Wepco Federal Credit Union is headquartered in Bloomington and is the 25th largest credit union in the state of Maryland. It is also the 986th largest credit union in the nation. It was established in 1950 and as of March of 2018, it had grown to 41 employees and 31,188 members at 5 locations. Wepco Federal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to current or retired employees of Verso Corporation, Luke, Maryland or live, work, attend school, or worship in as well as a business or legal entity within Allegany and Garrett Counties in Maryland, or Mineral, Tucker and Preston Counties in West Virginia.
See current membership details

Reviews (2)

Positive experience at WEPCO Credit Union

I have had a positive experience banking with WEPCO Federal Credit Union in Oakland, Maryland. The tellers are friendly and do their best to create a positive customer experience. They go above and beyond what is necessary to do this. I have had several questions regarding transactions that are less common and they have managed to help me even in those circumstances. The credit union is efficient and the tellers are helpful. The online banking experience is satisfactory, but this is an area where I think that WEPCO might improve. I do prefer the online interface of my PNC account. WEPCO offers ample banking suppliesĀ such as checkbook covers and pens. The environment at the credit union is calm and fairly spacious in my opinion.

Good to Poor

When I was young I needed to open my first checking account. I chose Wepco because they were the closest credit union to my house. I had never heard anything good or bad about them up until that point. My experience started out normal enough. Everything operated as it should. It wasn't until I had my first problem that the cracks started to show. One day I brought in a check to deposit. It was payment for a small I had done. Days later I received a notification that the check had bounced. When I went in I asked to speak to someone about the issue and that is when I got a taste for their horrible customer service. The woman behind the counter was rude and short with me. She acted as if wasn't her job to deal with people like me and my problem. I eventually asked to speak to the manager. She acted like it was my fault that the check did not clear and we got into an argument. It was pretty uncomfortable after that. I wouldn't recommend Wepco. They don't have the people skills to be a great institution.



Health
B+

Health Grade Components

Overall
NCUA #6685
Year Chartered1950
Employees41
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD8.19%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$224.5MM$217.2MM
LoansQ1 2018vs Q1 2017$171.3MM$151.8MM
DepositsQ1 2018vs Q1 2017$201.0MM$195.2MM
Equity CapitalQ1 2018vs Q1 2017$21.2MM$20.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.6MM$1.1MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.4MM$787.00K
Real Estate OwnedQ1 2018vs Q1 2017$277.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Wepco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wepco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%--IRA Account
0.55%*$75k*-Early Savers Accounts
OTHER TIERS: 0.25% Up to $10k | 0.35% $10k - $25k | 0.45% $25k - $75k
0.25%*$75k*-Share Account
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $25k | 0.20% $25k - $75k
0.25%*$75k*-Special Savings Account
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $25k | 0.20% $25k - $75k
0.10%--Christmas Club
0.10%--New Special Purpose Account

Wepco Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$75k*-Money Market Accounts
OTHER TIERS: 0.25% $2,500 - $25k | 0.35% $25k - $75k

Wepco Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Business Accounts

Wepco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month Share Certificate
1.51%$500-48 Month Share Certificate
1.26%$500-36 Month Share Certificate
1.01%$500-24 Month Share Certificate

Wepco Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month IRA Certificate
1.51%$500-48 Month IRA Certificate
1.26%$500-36 Month IRA Certificate
1.01%$500-24 Month IRA Certificate
Locations


Wepco Federal Credit Union Locations
Branch Office204 North Branch AvenueBloomington, MD 21523
Branch Office12826 Garrett HwyOakland, MD 21550
Branch Office12511 Winchester Rd SWLaVale, MD 21502
Branch Office459 New Creek HwyKeyser, WV 26726-9537
Branch Office202 W Main StKingwood, WV 26537-1419

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