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Wepco Federal Credit Union

Popular Accounts at this Credit Union

2.02%5-year CD60 Month Share Certificate
0.10%SavingsNew Special Purpose Account
1.51%4-year CD48 Month Share Certificate

Overview / Commentary
204 North Branch Avenue
Bloomington, MD 21523

Wepco Federal Credit Union is headquartered in Bloomington and is the 25th largest credit union in the state of Maryland. It is also the 999th largest credit union in the nation. It was established in 1950 and as of December of 2017, it had grown to 43 employees and 30,822 members at 5 locations. Wepco Federal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to current or retired employees of Verso Corporation, Luke, Maryland or live, work, attend school, or worship in as well as a business or legal entity within Allegany and Garrett Counties in Maryland, or Mineral, Tucker and Preston Counties in West Virginia.
See current membership details

Reviews (1)

Good to Poor

When I was young I needed to open my first checking account. I chose Wepco because they were the closest credit union to my house. I had never heard anything good or bad about them up until that point. My experience started out normal enough. Everything operated as it should. It wasn't until I had my first problem that the cracks started to show. One day I brought in a check to deposit. It was payment for a small I had done. Days later I received a notification that the check had bounced. When I went in I asked to speak to someone about the issue and that is when I got a taste for their horrible customer service. The woman behind the counter was rude and short with me. She acted as if wasn't her job to deal with people like me and my problem. I eventually asked to speak to the manager. She acted like it was my fault that the check did not clear and we got into an argument. It was pretty uncomfortable after that. I wouldn't recommend Wepco. They don't have the people skills to be a great institution.


Health Grade Components

NCUA #6685
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD4.63%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$214.1MM$206.0MM
LoansQ4 2017vs Q4 2016$168.1MM$149.2MM
DepositsQ4 2017vs Q4 2016$191.2MM$184.2MM
Equity CapitalQ4 2017vs Q4 2016$21.0MM$19.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.6MM$1.1MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.0MM$1.7MM
Real Estate OwnedQ4 2017vs Q4 2016$336.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wepco Federal Credit Union Savings Account Rates

1.25%--IRA Account
1.25%--Roth IRA Account
1.25%--CESA Account
0.55%*$75k*-Early Savers Accounts
OTHER TIERS: 0.25% Up to $10k | 0.35% $10k - $25k | 0.45% $25k - $75k
0.25%*$75k*-Share Account
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $25k | 0.20% $25k - $75k
0.25%*$75k*-Special Savings Account
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $25k | 0.20% $25k - $75k
0.10%--Christmas Club
0.10%--New Special Purpose Account

Wepco Federal Credit Union Money Market Rates

0.50%*$75k*-Money Market Accounts
OTHER TIERS: 0.25% $2,500 - $25k | 0.35% $25k - $75k

Wepco Federal Credit Union Checking Account Rates

0.10%$500-Business Accounts

Wepco Federal Credit Union CD Rates

2.02%$500-60 Month Share Certificate
1.51%$500-48 Month Share Certificate
1.26%$500-36 Month Share Certificate
1.01%$500-24 Month Share Certificate

Wepco Federal Credit Union IRA Rates

2.02%$500-60 Month IRA Certificate
1.51%$500-48 Month IRA Certificate
1.26%$500-36 Month IRA Certificate
1.01%$500-24 Month IRA Certificate

Wepco Federal Credit Union Locations
Branch Office204 North Branch AvenueBloomington, MD 21523
Branch Office12826 Garrett HwyOakland, MD 21550
Branch Office12511 Winchester Rd SWLaVale, MD 21502
Branch Office459 New Creek HwyKeyser, WV 26726-9537
Branch Office202 W Main StKingwood, WV 26537-1419