WEPCO Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.wepcofcu.com

301-359-3081

204 North Branch Avenue
Bloomington, MD 21523

WEPCO Federal Credit Union is headquartered in Bloomington and is the 23^rd largest credit union in the state of Maryland. It is also the 891^st largest credit union in the nation. It was established in 1950 and as of December of 2024, it had grown to 71 employees and 41,045 members at 6 locations. WEPCO Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in WEPCO Federal Credit Union is open to those who live, work, worship, or attend school in Allegany or Garrett Counties in Maryland, or Mineral, Preston, or Tucker Counties in West Virginia. Current and retired employees of Verso Corporation (Luke, Maryland) also qualify for membership.
See current membership details

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	6685
Year Chartered	1950
Employees	71
Primary Regulator

Profit Margin
Return on Assets - YTD	1.67%
Return on Equity - YTD	11.71%
Annual Interest Income	$19.4MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$373.7MM$338.1MM
Loans	Q4 2024vs Q4 2023	$264.2MM$266.5MM
Deposits	Q4 2024vs Q4 2023	$319.3MM$290.8MM
Equity Capital	Q4 2024vs Q4 2023	$53.2MM$46.2MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$3.5MM$2.8MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$4.7MM$4.4MM
Real Estate Owned	Q4 2024vs Q4 2023	$32K$57K

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for WEPCO Federal Credit Union are currently being reviewed.

Locations

WEPCO Federal Credit Union Locations
Branch Office	204 North Branch Avenue	Bloomington, MD 21523
Branch Office	12826 Garrett Hwy	Oakland, MD 21550
Branch Office	459 New Creek Hwy	Keyser, WV 26726-9537
Branch Office	12511 Winchester Rd SW	LaVale, MD 21502
Branch Office	1101 E Oldtown Rd	Cumberland, MD 21502-4039
Branch Office	215 Paca St	Cumberland, MD 21502-2814

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