Advertising Disclosure
  1. Banks
  2. WEPCO Federal Credit Union

WEPCO Federal Credit Union


Overview / Commentary
www.wepcofcu.com
301-359-3081
204 North Branch Avenue
Bloomington, MD 21523

WEPCO Federal Credit Union is headquartered in Bloomington and is the 24th largest credit union in the state of Maryland. It is also the 909th largest credit union in the nation. It was established in 1950 and as of June of 2024, it had grown to 69 employees and 40,596 members at 6 locations. WEPCO Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in WEPCO Federal Credit Union is open to those who live, work, worship, or attend school in Allegany or Garrett Counties in Maryland, or Mineral, Preston, or Tucker Counties in West Virginia. Current and retired employees of Verso Corporation (Luke, Maryland) also qualify for membership.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #6685
Year Chartered1950
Employees69
Primary Regulator
Profit Margin
Return on Assets - YTD2.36%
Return on Equity - YTD16.67%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$359.4MM$348.4MM
LoansQ2 2024vs Q2 2023$262.1MM$250MM
DepositsQ2 2024vs Q2 2023$307.5MM$297.8MM
Equity CapitalQ2 2024vs Q2 2023$50.5MM$42.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$2.6MM$2.5MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$4.3MM$3.3MM
Real Estate OwnedQ2 2024vs Q2 2023$0$57K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not WEPCO Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WEPCO Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$0-IRA Account
2.50%*$0$50kKasasa Saver
OTHER TIERS: 0.90% → $50k+
0.40%*$75k*-Early Saver Accounts
OTHER TIERS: 0.15% → $0 - $100 | 0.20% → $100 - $2.5k | 0.25% → $2.5k - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $75k
0.10%$0-Christmas Club
0.10%$0-Special Purpose Savings
0.05%$100-Share Account
0.05%$100-Special Savings Account

WEPCO Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$500k*-Money Market Accounts
OTHER TIERS: 1.51% → $2.5k - $75k | 1.61% → $75k - $125k | 1.71% → $125k - $175k | 1.81% → $175k - $250k | 1.92% → $250k - $500k

WEPCO Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*$0$10kKasasa Cash Checking
OTHER TIERS: 0.25% → $10k+
0.10%$100-Business Share Draft Account

WEPCO Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.09%$500-12 Month Share Certificate
4.84%$500-24 Month Share Certificate
4.84%$500-18 Month Share Certificate
4.58%$500-36 Month Share Certificate
4.58%$500-48 Month Share Certificate
4.42%$500-60 Month Share Certificate

WEPCO Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.09%$500-12 Month IRA Certificate
4.84%$500-24 Month IRA Certificate
4.84%$500-18 Month IRA Certificate
4.58%$500-36 Month IRA Certificate
4.58%$500-48 Month IRA Certificate
4.42%$500-60 Month IRA Certificate
Locations


WEPCO Federal Credit Union Locations
Branch Office204 North Branch AvenueBloomington, MD 21523
Branch Office12826 Garrett HwyOakland, MD 21550
Branch Office459 New Creek HwyKeyser, WV 26726-9537
Branch Office12511 Winchester Rd SWLaVale, MD 21502
Branch Office1101 E Oldtown RdCumberland, MD 21502-4039
Branch Office215 Paca StCumberland, MD 21502-2814

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.