WEPCO Federal Credit Union


Overview / Commentary
301-359-3081
204 North Branch Avenue
Bloomington, MD 21523

WEPCO Federal Credit Union is headquartered in Bloomington and is the 23rd largest credit union in the state of Maryland. It is also the 885th largest credit union in the nation. It was established in 1950 and as of March of 2025, it had grown to 68 employees and 41,351 members at 6 locations. WEPCO Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in WEPCO Federal Credit Union is open to those who live, work, worship, or attend school in Allegany or Garrett Counties in Maryland, or Mineral, Preston, or Tucker Counties in West Virginia. Current and retired employees of Verso Corporation (Luke, Maryland) also qualify for membership.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #6685
Year Chartered1950
Employees68
Primary Regulator
Profit Margin
Return on Assets - YTD1.92%
Return on Equity - YTD13.18%
Annual Interest Income$5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$384MM$353MM
LoansQ1 2025vs Q1 2024$257.4MM$267.4MM
DepositsQ1 2025vs Q1 2024$327.1MM$303.5MM
Equity CapitalQ1 2025vs Q1 2024$55.1MM$48.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.5MM$2.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.3MM$4.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for WEPCO Federal Credit Union are currently being reviewed.

Locations


WEPCO Federal Credit Union Locations
Branch Office204 North Branch AvenueBloomington, MD 21523
Branch Office12826 Garrett HwyOakland, MD 21550
Branch Office459 New Creek HwyKeyser, WV 26726-9537
Branch Office12511 Winchester Rd SWLaVale, MD 21502
Branch Office1101 E Oldtown RdCumberland, MD 21502-4039
Branch Office215 Paca StCumberland, MD 21502-2814

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