West Alabama Bank
West Alabama Bank is headquartered in Reform and is the 19th largest bank in the state of Alabama. It is also the 1,214th largest bank in the nation. It was established in 1944 and as of September of 2018, it had grown to 156 employees at 14 locations. West Alabama Bank has an A+ health rating.
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Great Service And Personnel !
3 years ago, I built a new home... I sold my pervious home, and deposited the cash from that sale into my checking account. I would draw from that as the new home was being built. At one point, I was nervous that I'd run out of money, so I went to the Northport branch, walked in, and in less than 5 minutes, I had an unsecured loan deposited into my checking account! No questions asked, no red tape. As it turned out, I didn't need the money, and returned it several weeks later to the bank. I could NOT be happier with the way I was treated, nor the concern of the loan officer.
My only negative comment is there are only TWO branches in Tuscaloosa... We need MORE and closer to the east part of Tuscaloosa. Thanks! John E. Easton Place
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16175 |
| Year Established | 1944 |
| Employees | 156 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.23% |
| Return on Equity - YTD | 9.26% |
| Annual Interest Income | $18.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $601.7MM$599.6MM |
| Loans | Q3 2018vs Q3 2017 | $385.1MM$364.8MM |
| Deposits | Q3 2018vs Q3 2017 | $493.1MM$486.3MM |
| Equity Capital | Q3 2018vs Q3 2017 | $80.5MM$81.2MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $4.0MM$4.0MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $1.0MM$1.6MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $75.00K$17.00K |
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