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Overview / Commentary
509 1st Avenue West
Reform, AL 35481

West Alabama Bank is headquartered in Reform and is the 18th largest bank in the state of Alabama. It is also the 1,217th largest bank in the nation. It was established in 1944 and as of September of 2017, it had grown to 161 employees at 14 locations. West Alabama Bank has an A health rating.

Reviews (1)

Great Service And Personnel !

Posted by: JohnTtown | Aug 4, 2012

3 years ago, I built a new home... I sold my  pervious home, and deposited the cash from that sale into my checking account.  I would draw from that as the new home was being built.  At one point, I was nervous that I'd run out of money, so I went to the Northport branch, walked in, and in less than 5 minutes, I had an unsecured loan deposited into my checking account!  No questions asked, no red tape.  As it turned out, I didn't need the money, and returned it several weeks later to the bank.  I could NOT be happier with the way I was treated, nor the concern of the loan officer.  

My only negative comment is there are only TWO branches in Tuscaloosa... We need MORE and closer to the east part of Tuscaloosa.   Thanks!  John E.   Easton Place


Health Grade Components

FDIC Certificate #16175
Year Established1944
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD9.05%
Annual Interest Income$17.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$599.6MM$581.5MM
LoansQ3 2017vs Q3 2016$364.8MM$318.5MM
DepositsQ3 2017vs Q3 2016$486.3MM$468.6MM
Equity CapitalQ3 2017vs Q3 2016$81.2MM$80.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$4.0MM$4.0MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.6MM$895.00K
Real Estate OwnedQ3 2017vs Q3 2016$17.00K$0

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