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Overview / Commentary
205-375-6261
509 1st Avenue West
Reform, AL 35481

West Alabama Bank is headquartered in Reform and is the 19th largest bank in the state of Alabama. It is also the 1,222nd largest bank in the nation. It was established in 1944 and as of March of 2018, it had grown to 155 employees at 14 locations. West Alabama Bank has an A health rating.

Reviews (1)

Great Service And Personnel !

Posted by: JohnTtown | Aug 4, 2012

3 years ago, I built a new home... I sold my  pervious home, and deposited the cash from that sale into my checking account.  I would draw from that as the new home was being built.  At one point, I was nervous that I'd run out of money, so I went to the Northport branch, walked in, and in less than 5 minutes, I had an unsecured loan deposited into my checking account!  No questions asked, no red tape.  As it turned out, I didn't need the money, and returned it several weeks later to the bank.  I could NOT be happier with the way I was treated, nor the concern of the loan officer.  

My only negative comment is there are only TWO branches in Tuscaloosa... We need MORE and closer to the east part of Tuscaloosa.   Thanks!  John E.   Easton Place



Health

Health Grade Components

Overall
FDIC Certificate #16175
Year Established1944
Employees155
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD8.35%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$593.8MM$592.7MM
LoansQ1 2018vs Q1 2017$360.5MM$354.2MM
DepositsQ1 2018vs Q1 2017$486.9MM$482.3MM
Equity CapitalQ1 2018vs Q1 2017$79.2MM$77.9MM
Loan Loss AllowanceQ1 2018vs Q1 2017$4.0MM$4.0MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$821.00K$855.00K
Real Estate OwnedQ1 2018vs Q1 2017$75.00K$0
Rates

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