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Overview / Commentary
509 1st Avenue West
Reform, AL 35481

West Alabama Bank is headquartered in Reform and is the 20th largest bank in the state of Alabama. It is also the 1,226th largest bank in the nation. It was established in 1944 and as of June of 2017, it had grown to 164 employees at 14 locations. West Alabama Bank has an A+ health rating.

Reviews (1)

Great Service And Personnel !

Posted by: JohnTtown | Aug 4, 2012

3 years ago, I built a new home... I sold my  pervious home, and deposited the cash from that sale into my checking account.  I would draw from that as the new home was being built.  At one point, I was nervous that I'd run out of money, so I went to the Northport branch, walked in, and in less than 5 minutes, I had an unsecured loan deposited into my checking account!  No questions asked, no red tape.  As it turned out, I didn't need the money, and returned it several weeks later to the bank.  I could NOT be happier with the way I was treated, nor the concern of the loan officer.  

My only negative comment is there are only TWO branches in Tuscaloosa... We need MORE and closer to the east part of Tuscaloosa.   Thanks!  John E.   Easton Place


Health Grade Components

FDIC Certificate #16175
Year Established1944
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD9.26%
Annual Interest Income$11.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$594.5MM$574.5MM
LoansQ2 2017vs Q2 2016$363.6MM$313.2MM
DepositsQ2 2017vs Q2 2016$481.6MM$461.7MM
Equity CapitalQ2 2017vs Q2 2016$79.5MM$78.9MM
Loan Loss AllowanceQ2 2017vs Q2 2016$4.0MM$4.0MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.1MM$1.5MM
Real Estate OwnedQ2 2017vs Q2 2016$0$55.00K

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