West Michigan Credit Union


Overview / Commentary
800-442-4567
1319 Front Ave NW
Grand Rapids, MI 49504

West Michigan Credit Union is headquartered in Grand Rapids and is the 60th largest credit union in the state of Michigan. It is also the 1,041st largest credit union in the nation. It was established in 1956 and as of June of 2022, it had grown to 60 employees and 19,396 members at 9 locations. West Michigan Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Lake, Kent, Manistee, Missaukee, Mecosta, Montcalm, Newaygo, Osceola, or Wexford Counties in Michigan. Membership is also open to employees and retirees of the State of Michigan who live or work in Benzie, Leelanau, Mason, Muskegon, Oceana, and Ottawa Counties; Miller Industries in Reed City.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #62347
Year Chartered1956
Employees60
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD6.64%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$278.3MM$217.1MM
LoansQ2 2022vs Q2 2021$143.2MM$128.2MM
DepositsQ2 2022vs Q2 2021$234.5MM$180.4MM
Equity CapitalQ2 2022vs Q2 2021$41.9MM$33.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$798.00K$515.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$309.00K$92.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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West Michigan Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2.5k-Midas Savings
0.10%$5k-Gold Savings
0.10%$1-Nest Egg Savings
0.10%$1-Christmas Club
0.10%$5-Share Savings

West Michigan Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$500-60 Month CD
0.40%$500-48 Month CD
0.35%$500-36 Month CD
0.30%$500-24 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD
0.15%$500-3 Month CD
0.15%$500-6 Month CD

West Michigan Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$500-60 Month Traditional IRA CD
0.45%$500-60 Month Roth IRA CD
0.40%$500-48 Month Traditional IRA CD
0.40%$500-48 Month Roth IRA CD
0.35%$500-36 Month Traditional IRA CD
0.35%$500-36 Month Roth IRA CD
0.35%$500-36 Month Education IRA CD
0.30%$500-24 Month Traditional IRA CD
0.30%$500-24 Month Roth IRA CD
0.25%$500-18 Month Traditional IRA CD
0.20%$500-12 Month Traditional IRA CD
0.20%$500-12 Month Roth IRA CD
0.20%$500-12 Month Education IRA CD
Locations


West Michigan Credit Union Locations
Branch Office215 Bell AveCadillac, MI 49601-1103
Branch Office4795 220th AvenueReed City, MI 49677-1395
Branch Office802 Division StBig Rapids, MI 49307-2230
Branch Office825 Division StBig Rapids, MI 49307-2229
Branch Office1319 Front Ave NWGrand Rapids, MI 49504
Branch Office316 Care Center DrManistee, MI 49660
Corporate Office1720 Michigan St NEGrand Rapids, MI 49503
Branch Office201 36th St SEGrand Rapids, MI 49548-2213
Branch Office600 Plymouth Ave NEGrand Rapids, MI 49505

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