Featured Savings Rates
Featured Accounts

West Michigan Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.20%5-year CD60 Months CD
0.30%1-year CD12 Months CD
0.10%SavingsShare Savings

Overview / Commentary
616-451-4567
1319 Front Ave NW
Grand Rapids, MI 49504

West Michigan Credit Union is headquartered in Grand Rapids and is the 68th largest credit union in the state of Michigan. It is also the 1,184th largest credit union in the nation. It was established in 1956 and as of June of 2017, it had grown to 38 employees and 16,477 members at 6 locations. West Michigan Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Lake, Kent, Manistee, Missaukee, Mecosta, Montcalm, Newaygo, Osceola, or Wexford Counties in Michigan. Membership is also open to employees and retirees of the State of Michigan who live or work in Benzie, Leelanau, Mason, Muskegon, Oceana, and Ottawa Counties; Miller Industries in Reed City.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #62347
Year Chartered1956
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD5.91%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$161.2MM$150.4MM
LoansQ2 2017vs Q2 2016$76.5MM$71.0MM
DepositsQ2 2017vs Q2 2016$132.4MM$123.1MM
Equity CapitalQ2 2017vs Q2 2016$27.1MM$25.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$501.00K$488.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$438.00K$450.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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West Michigan Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$5k-Gold Savings
0.15%$2,500-Midas Savings
0.15%--Christmas Club
0.10%--Nest Egg Savings
0.10%--Share Savings

West Michigan Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$500-60 Months CD
0.95%$500-48 Months CD
0.85%$500-36 Months CD
0.60%$500-24 Months CD
0.30%$500-12 Months CD
0.25%$500-3 Months CD
0.25%$500-6 Months CD
Locations


West Michigan Credit Union Locations
Branch Office215 Bell AveCadillac, MI 49601-1103
Branch Office758 S Chestnut StReed City, MI 49677-1395
Branch Office802 Division StBig Rapids, MI 49307-2230
Branch Office825 Division StBig Rapids, MI 49307-2229
Branch Office1319 Front Ave NWGrand Rapids, MI 49504
Branch Office316 Care Center DrManistee, MI 49660