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Overview / Commentary
1319 Front Ave NW
Grand Rapids, MI 49504

West Michigan Credit Union is headquartered in Grand Rapids and is the 68th largest credit union in the state of Michigan. It is also the 1,193rd largest credit union in the nation. It was established in 1956 and as of December of 2017, it had grown to 39 employees and 15,960 members at 6 locations. West Michigan Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Lake, Kent, Manistee, Missaukee, Mecosta, Montcalm, Newaygo, Osceola, or Wexford Counties in Michigan. Membership is also open to employees and retirees of the State of Michigan who live or work in Benzie, Leelanau, Mason, Muskegon, Oceana, and Ottawa Counties; Miller Industries in Reed City.
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Health Grade Components

NCUA #62347
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD5.98%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$158.8MM$158.7MM
LoansQ4 2017vs Q4 2016$76.9MM$75.7MM
DepositsQ4 2017vs Q4 2016$128.9MM$130.6MM
Equity CapitalQ4 2017vs Q4 2016$28.0MM$26.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$557.00K$544.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$516.00K$574.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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West Michigan Credit Union Savings Account Rates

0.20%$5k-Gold Savings
0.15%$2,500-Midas Savings
0.15%--Christmas Club
0.10%--Nest Egg Savings
0.10%--Share Savings

West Michigan Credit Union CD Rates

1.20%$500-60 Months CD
0.95%$500-48 Months CD
0.85%$500-36 Months CD
0.60%$500-24 Months CD
0.30%$500-12 Months CD
0.25%$500-3 Months CD
0.25%$500-6 Months CD

West Michigan Credit Union Locations
Branch Office215 Bell AveCadillac, MI 49601-1103
Branch Office758 S Chestnut StReed City, MI 49677-1395
Branch Office802 Division StBig Rapids, MI 49307-2230
Branch Office825 Division StBig Rapids, MI 49307-2229
Branch Office1319 Front Ave NWGrand Rapids, MI 49504
Branch Office316 Care Center DrManistee, MI 49660