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West Plains Savings and Loan Association


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
westplainssavingsandloan.com
417-256-3042
417 West Broadway Street
West Plains, MO 65775

West Plains Savings and Loan Association is headquartered in WEST PLAINS and is the 183rd largest bank in the state of Missouri. It is also the 3,830th largest bank in the nation. It was established in 1919 and as of March of 2025, it had grown to 16 employees at 1 location. West Plains Savings and Loan Association's CD rates are 22% higher than the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. West Plains Savings and Loan Association has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #31329
Year Established1919
Employees16
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD1.22%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$96.6MM$93.1MM
LoansQ1 2025vs Q1 2024$74.4MM$70MM
DepositsQ1 2025vs Q1 2024$71.4MM$68MM
Equity CapitalQ1 2025vs Q1 2024$20.3MM$20.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$942K$851K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.7MM$2.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$747K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Plains Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$50-Passbook Savings Account
0.25%$0-Youth Passbook Savings Account

West Plains Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Personal NOW Account
0.10%$0-Business NOW Account

West Plains Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-120 Month CD
1.10%$1k-12 Month CD
1.10%$1k-18 Month CD
1.05%$1k-60 Month CD
0.80%$1k-36 Month CD
0.75%$1k-30 Month CD
0.55%$1k-9 Month CD
0.45%$1k-6 Month CD
0.45%*$75k*-7 Month CD
OTHER TIERS: 0.40% → $10k - $75k
0.30%$1k-91 Day CD
0.25%$0-31 Day Money Market Deposit Account

West Plains Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$500-120 Month IRA
1.10%$500-12 Month IRA
1.10%$500-18 Month IRA
1.05%$500-60 Month IRA
0.80%$500-36 Month IRA
0.75%$500-30 Month IRA
0.55%$500-9 Month IRA
0.45%$500-6 Month IRA
0.45%*$75k*-7 Month IRA
OTHER TIERS: 0.40% → $10k - $75k
0.30%$500-91 Day IRA
Locations


West Plains Savings and Loan Association Locations
West Plains Savings and Loan Association417 W Broadway StWest Plains, MO 65775

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